Trustee's sale scheduled for June 16, 2026, at Graham County Courthouse.

TS No. AZ07000406-22-3 APN 105-43-013 TO No. 3926987 NOTICE OF TRUSTEE'S SALE The following legally described trust property will be sold, pursuant to the power of sale under that certain Deed of Trust dated August 16, 2013 and recorded on September 11, 2013 as Instrument No. 2013-04637 and that said Deed of Trust was modified by Modification Agreement and recorded May 3, 2017 as Instrument Number 2017-01948 of official records in the Office of the Recorder of Graham County, Arizona. NOTICE! IF YOU BELIEVE THERE IS A DEFENSE TO THE TRUSTEE SALE OR IF YOU HAVE AN OBJECTION TO THE TRUSTEE SALE, YOU MUST FILE AN ACTION AND OBTAIN A COURT ORDER PURSUANT TO RULE 65, ARIZONA RULES OF CIVIL PROCEDURE, STOPPING THE SALE NO LATER THAN 5:00 P.M. MOUNTAIN STANDARD TIME ON THE LAST BUSINESS DAY BEFORE THE SCHEDULED DATE OF THE SALE, OR YOU MAY HAVE WAIVED ANY DEFENSES OR OBJECTIONS TO THE SALE. UNLESS YOU OBTAIN AN ORDER, THE SALE WILL BE FINAL AND WILL OCCUR at public auction to the highest bidder Front Steps, Graham County Courthouse, 800 W. Main Street, Safford, AZ 85546 on June 16, 2026 at 11:00 AM on said day. The street address and other common designation, if any, of the real property described above is purported to be: 6210 W CENTRAL RD, CENTRAL, AZ 85531 ALL THAT PARCEL OF LAND IN GRAHAM COUNTY, STATE OF ARIZONA, AS DESCRIBED IN DEED DOС # 2003- 05373, ID# 105-43-013, BEING KNOWN AND DESIGNATED AS: THAT PART OF THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 32, TOWNSHIP 6 SOUTH, RANGE 25 EAST OF THE GILA AND SALT AIVER BASE AND MERIDIAN, GRAHAM COUNTY, ARIZONA, DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF SAID SECTION 32; THENCE SOUTH 6 RODS TO THE PLACE OF BEGINNING; THENCE EAST 13-1/3 RODS; THENCE SOUTH 6 RODS; THENCE WEST 13-1/3 RODS; THENCE NORTH 6 RODS TO THE PLACE OF BEGINNING, AS METES AND BOUNDS PROPERTY. MORE COMMONLY KNOWN AS 6210W CENTRAL RD, CENTRAL, AZ, 85531. APN: 105-43-013 Original Principal Balance $152,443.00 Name and Address of original Trustor JOHN M. CHEEVER AND SUSAN CHEEVER, HUSBAND AND WIFE, WITH RIGHTS OF SURVIVORSHIP 6210 W CENTRAL RD, CENTRAL, AZ 85531 Name and Address of the Beneficiary PennyMac Loan Services, LLC c/o PennyMac Loan Services, LLC 3043 Townsgate Road #200 Westlake Village, CA 91361 Name and Address of Trustee MTC Financial Inc. dba Trustee Corps 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 TDD: 711 949.252.8300 Said sale will be made for cash (payable at time of sale), but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of the Note secured by said Trust Deed, which includes interest thereon as provided in said Note, advances, if any under the terms of said Trust Deed, interest on advances, if any, fees, charges and expenses of the Trustee and of the trust created by said Trust Deed. The Trustee will accept only cash or cashier's check for reinstatement or price bid payment. Reinstatement payment must be paid before five o'clock P.M. (5:00 P.M.) on the last day other than a Saturday or legal holiday before the date of sale. The purchaser at the sale, other than the Beneficiary to the extent of his credit bid, shall pay the price bid no later than five o'clock P.M. (5:00 P.M.) of the following day, other than a Saturday or legal holiday. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Conveyance of the property shall be without warranty, express or implied, and subject to all liens, claims or interest having a priority senior to the Deed of Trust. The Trustee shall not express an opinion as to the condition of title. Effective March 1, 2026, new federal regulations (89 Fed. Reg. 70.258) will impact residential real property (1-4 residential units) title transfers to covered entities trusts, with reporting requirements unless exempt. www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers DATE: March 13, 2026 MTC Financial Inc. dba Trustee Corps Rosenda Cardenas, Authorized Signatory Manner of Trustee qualification: Real Estate Broker, as required by ARS Section 33-803, Subsection A Name of Trustee's regulator: Arizona Department of Real Estate SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com AUTOMATED SALES INFORMATION PLEASE CALL: Auction.com at 800.280.2832 Order Number 124361Date: April 22, 29, May 6, 13, 2026EAC001294