Property will be sold at public auction due to delinquent assessment.

Title Order No.: 2627169 CAD T.S.#: 2024-07638 HOA File #: C2072530 APN No.: 173-210-731-1 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED NOVEMBER 25, 2024. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 29, 2026, at 1:30 PM, United Trustee Services as the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on December 9, 2024, as Document No. 2024-0131618 of Official Records in the Office of the Recorder of CONTRA COSTA County, California, property owned by: Olessya Povtar WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a State or national bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): At the north side of the Pittsburg Civic Center near the grass located at 65 Civic Avenue, Pittsburg, CA 94565 Acceptable form of payment is listed in CA Civil Code 2924h 2924h {} (b) At the trustee's sale the trustee shall have the right (1) to require every bidder to show evidence of the bidder's ability to deposit with the trustee the full amount of their final bid in cash, a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, or a cash equivalent which has been designated in the notice of sale as acceptable to the trustee prior to, and as a condition to, the recognizing of the bid, and to conditionally accept and hold these amounts for the duration of the sale, and (2) to require the last and highest bidder to deposit, if not deposited previously, the full amount of the bidder's final bid in cash, a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, or a cash equivalent which has been designated in the notice of sale as acceptable to the trustee, immediately prior to the completion of the sale, the completion of the sale being so announced by the fall of the hammer or in another customary manner. The present beneficiary of the deed of trust under foreclosure shall have the right to offset their bid or bids only to the extent of the total amount due the beneficiary including the trustee's fees and expenses. (c) In the event the trustee accepts a check drawn by a credit union or a savings and loan association pursuant to this subdivision or a cash equivalent designated in the notice of sale, the trustee may withhold the issuance of the trustee's deed to the successful bidder submitting the check drawn by a state or federal credit union or savings and loan association or the cash equivalent until funds become available to the payee or endorsee as a matter of right. All right, title and interest under said Notice of Delinquent Assessment in the property situated in said County, describing the land therein: EXHIBIT "A" LEGAL DESCRIPTION REAL PROPERTY IN THE STATE OF CALIFORNIA, COUNTY OF CONTRA COSTA, CITY OF WALNUT CREEK, DESCRIBED AS FOLLOWS: PARCEL ONE: ALL THAT PORTION OF REAL PROPERTY SHOWN AS LOTS 1, 2 AND 3, ON THAT CERTAIN MAP ENTITLED "SUBDIVISION 5850" FILED ON FEBRUARY 8, 1982 IN BOOK 262 AT PAGES 20, 21 AND 22 OF MAPS IN THE OFFICE OF THE COUNTY RECORDER OF CONTRA COSTA COUNTY, CALIFORNIA, AND MORE PARTICULARLY DESCRIBED AT UNIT 5058 AS SHOWN ON THAT CERTAIN CONDOMINIUM PLAN ATTACHED AS EXHIBIT "E" TO THAT CERTAIN INSTRUMENT ENTITLED "DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS ESTABLISHING A PLAN OF CONDOMINIUM OWNERSHIP" RECORDED ON MAY 10, 1983 IN BOOK 11244, PAGE 651, OFFICIAL RECORDS IN THE OFFICE OF THE COUNTY RECORDER OF CONTRA COSTA COUNTY, AND AMENDED BY THAT CERTAIN INSTRUMENT ENTITLED "FIRST AMENDMENT TO DECLARATION OF RESTRICTIONS FOR THE KEYS CONDOMINIUMS", RECORDED JUNE 1, 1983 IN BOOK 11276, PAGE 29 OF SAID OFFICIAL RECORDS, AND AMENDED BY THAT CERTAIN INSTRUMENT ENTITLED "SECOND AMENDMENT TO DECLARATION OF RESTRICTIONS, FOR THE KEYS CONDOMINIUMS", RECORDED JULY 13, 1983 IN BOOK 11338, PAGE 116 OF SAID OFFICIAL RECORDS, AND AMENDED BY THAT CERTAIN INSTRUMENT ENTITLED "THIRD AMENDMENT TO DECLARATION OF RESTRICTIONS FOR THE KEYS CONDOMINIUMS", RECORDED AUGUST 12, 1983 AS SERIES NO. 83- 108113, OFFICIAL RECORDS, (HEREIN "DECLARATION") AS DEFINED AND LIMITED IN THE DECLARATION. PARCEL TWO: AN UNDIVIDED TENANCY-IN-COMMON INTEREST AS SET FORTH IN THE DECLARATION IN AND TO ALL THAT AREA IDENTIFIED AS "COMMON AREA" IN THE DECLARATION. EXCEPTING THEREFROM,, UNITS 1001 THROUGH 1087, 2001 THROUGH 2137, 3001 THROUGH 3256, 4001 THROUGH 4193 AND 5001 THROUGH 5119, AS SHOWN ON THE CONDOMINIUM PLAN REFERRED TO ABOVE. ALSO EXCEPTING AND RESERVING UNTO THE. GRANTOR (AND IN THE CASE OF STORAGE UNITS, EXCEPTING AND RESERVING UNTO THE GRANTOR, SUBJECT TO THE RIGHTS OF THE ASSOCIATION AS SET FORTH IN SECTION 7.07 OF THE DECLARATION) HEREIN THOSE CERTAIN EXCLUSIVE, NONEXCLUSIVE AND RESTRICTED EASEMENTS APPURTENANT TO THE ABOVE NUMBERED UNITS AND RIGHTS OF WAY FOR UTILITIES, INGRESS AND EGRESS ON, OVER AND ACROSS SAID REAL PROPERTY AS SET FOR IN THE DECLARATION, TOGETHER WITH A RIGHT TO CONVEY THE SAME TO OTHERS. The street address and other common designation, if any of the real property described above is purported to be: 370 N Civic Drive #501, Walnut Creek, California 94596 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $26,539.97 Estimated. Accrued Interest and additional advances, if any, will increase this figure prior to sale The claimant: The Keys Condominium Owners Association under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Website nationwideposting.com, using the file number assigned to this case 2024-07638. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Website. The best way to verify postponement information is to attend the scheduled sale. Civil Code � 5715. Right of Redemption. (a) Notwithstanding any law or any provisions of the governing documents to the contrary, this section shall apply to debts for assessments that arise on and after January 1, 2006. (b) A nonjudicial foreclosure by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption. The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends 90 days after the sale. In addition to the requirements of Section 2924f, a notice of sale in connection with an association's foreclosure of a separate interest in a common interest development shall include a statement that the property is being sold subject to the right of redemption created in this section. NOTICE TO TENANT: You may have a right to purchase this property after the trustee auction pursuant to Section 2924m of the California Civil Code. If you are an "eligible tenant buyer," you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an "eligible bidder," you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of the trustee sale, you can call (916) 939-0772 for information regarding the trustee's sale], or visit this internet website nationwideposting.com for information regarding the sale of this property], using the file number assigned to this case 2024-07638 to find the date on which the trustee's sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee's sale. Third, you must submit a bid so that the trustee receives it no more than 45 days after the trustee's sale. If you think you may qualify as an "eligible tenant buyer" or "eligible bidder," you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. PLEASE NOTE THAT WE ARE A DEBT COLLECTOR Date: March 6, 2026 United Trustee Services 696 San Ramon Valley Blvd., Ste 353 Danville, CA 94526 (925) 855-8554 For Sales Information Please Call (916) 939-0772 Nashone Anderson, Director of Production NPP0486116 To: SAN RAMON VALLEY TIMES 03/16/2026, 03/23/2026, 03/30/2026 SRVT 6955556; Mar. 16, 23, 30, 2026