Property may be sold at public auction due to default on deed of trust.

APN: 026-250-002-000 | 023-190-014-000 TS No: CA09000329-15-9S TO No: 220465970-CA-VOI NOTICE OF TRUSTEE'S SALE (The above statement is made pursuant to CA Civil Code Section 2923.3(d)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(d)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED September 10, 2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 27, 2026 at 12:30 PM, at the main entrance to the County Courthouse at 201 Church Street, Nevada City, CA 95959, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on September 15, 2008 as Instrument No. 2008-0022680-00, of official records in the Office of the Recorder of Nevada County, California, executed by STANLEY P. BERMAN, AN UNMARRIED MAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, as nominee for HSBC MORTGAGE CORPORATION (USA) as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" PARCEL ONE: ALL THAT PORTION OF THE NORTH HALF OF SECTION 24, TOWNSHIP 15 NORTH, RANGE 8 EAST, M.D.B.&M., DESCRIBED AS FOLLOWS: COMMENCING AT A POINT ON THE NORTHERLY LINE THE HEREIN DESCRIBED PARCEL A 3/4 "ROD SET FROM WHICH THE NORTH QUARTER CORNER OF SAID SECTION 24 BEARS SOUTH 84 DEGREES 07` 50" WEST 162.01 FEET; THENCE FROM SAID POINT OF COMMENCEMENT NORTH 84 DEGREES 07` 50" EAST 284.89 FEET TO A 1" PIPE SET ON THE WESTERLY LINE OF LOT 15 OF THE SUBDIVISION OF ALTA SIERRA ESTATES SIXTEEN AS RECORDED IN BOOK 3 OF SUBDIVISIONS, PAGE 26, NEVADA COUNTY, CALIFORNIA; THENCE ALONG THE WESTERLY LINE OF LOT 15, SOUTH 56 DEGREES 03` 22" EAST 80.73 FEET TO A POINT ON A CURVE TO THE RIGHT HAVING A RADIUS OF 230.00 FEET; THENCE ALONG SAID CURVE THROUGH AN ARC OF 22 DEGREES 55` 38" FOR A DISTANCE OF 92.04 FEET TO THE END THEREOF; SAID CURVE BEING THE NORTHERLY RIGHT-OF-WAY LINE OF "CARRIE DRIVE"; THENCE CONTINUING ALONG SAID "CARRIE DRIVE" THE FOLLOWING THREE (3) SUCCESSIVE COURSES AND DISTANCES TO WIT: SOUTH 29 DEGREES 15` WEST 336.42 FEET TO THE BEGINNING OF A CURVE TO THE RIGHT HAVING A RADIUS OF 170.00 FEET; THENCE ALONG SAID CURVE THROUGH AN ARC OF 40 DEGREES 15` FOR A DISTANCE OF 119.42 FEET TO THE END THEREOF, THENCE SOUTH 69 DEGREES 30` WEST 380.41 FEET TO A 3/4" PIPE FOUND BEARING NO TAG AND BEING THE SOUTHEAST CORNER OF LOT 23 OF SUBDIVISION OF ALTA SIERRA ESTATES EIGHT AS RECORDED IN BOOK 2 OF SUBDIVISIONS, AT PAGE 86, NEVADA COUNTY, CALIFORNIA; THENCE ALONG THE EASTERLY LINE OF SAID LOT 23, NORTH 00 DEGREES 52` 37" EAST 427.24 FEET TO THE 3/4" ROD SET; THENCE NORTH 57 DEGREES 06` EAST 178.00 FEET TO A 3/4" ROD SET; THENCE NORTH 68 DEGREES 27` EAST 175.00 FEET TO THE POINT OF COMMENCEMENT. EXCEPTING THEREFROM ALL THAT PORTION OF THE NORTHWEST QUARTER OF SECTION 24, TOWNSHIP 15 NORTH, RANGE 8 EAST, M.D.B.&M., DESCRIBED AS FOLLOWS: COMMENCING AT A POINT ON THE SOUTHERLY LINE OF THE ALTA SIERRA GOLF COURSE, FROM WHICH POINT THE NORTH QUARTER CORNER OF SAID SECTION 24 BEARS THE FOLLOWING THREE SUCCESSIVE COURSES AND DISTANCES: NORTH 68 DEGREES 27` EAST 286.0 FEET; NORTH 58 DEGREES 31` EAST 225.00 FEET; AND SOUTH 69 DEGREES 02` WEST 488.63 FEET; SAID POINT BEING THE NORTH-SOUTH CENTERLINE OF SAID SECTION 24; THENCE FROM SAID POINT OF BEGINNING SOUTH 57 DEGREES 06` WEST 178.00 FEET ALONG THE SOUTHERLY LINE OF SAID GOLF COURSE; THENCE SOUTH 1 DEGREES 56` WEST TO THE MOST NORTHERLY LINE OF CARRIE DRIVE; THENCE EASTERLY ALONG SAID NORTHERLY LINE TO THE NORTH-SOUTH CENTERLINE OF SAID SECTION 24; THENCE NORTH 1 DEGREES 56` EAST ALONG SAID LINE TO THE PLACE OF BEGINNING. ALSO EXCEPTING THEREFROM ALL THAT PORTION OF THE NORTH HALF OF SECTION 24, TOWNSHIP 15 NORTH, RANGE 8 EAST, M.D.M., BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE MOST NORTHERLY CORNER OF THE HEREIN DESCRIBED PARCEL, FROM WHICH THE NORTH QUARTER CORNER OF SAID SECTION 24 BEARS NORTH 00 DEGREES 52` 37" EAST 364.77 FEET; THENCE FROM SAID POINT OF COMMENCEMENT SOUTH 36 DEGREES 09` 05" EAST 145.94 FEET TO A POINT ON THE NORTHERLY LINE OF CARRIE DRIVE (COUNTY ROAD NO. 217BV2); THENCE SOUTH 69 DEGREES 30` 00" WEST 94.38 FEET ALONG SAID NORTHERLY LINE; THENCE LEAVING SAID LINE AND RUNNING NORTH 00 DEGREES 52` 37" EAST 150.91 FEET TO THE POINT OF COMMENCEMENT. PARCEL TWO: ALL THAT PORTION OF THE NORTH HALF OF SECTION 24, TOWNSHIP 15 NORTH, RANGE 8 EAST, M.D.B.&M., BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE MOST NORTHERLY CORNER OF THE HEREIN DESCRIBED PARCEL FROM WHICH THE NORTH QUARTER CORNER OF SAID SECTION 24 BEARS NORTH 00 DEGREES 52` 37" EAST 47.37 FEET; THENCE FROM SAID POINT OF COMMENCEMENT SOUTH 00 DEGREES 42` 37" WEST 317.40 FEET; THENCE NORTH 36 DEGREES 09` 05" WEST 69.39 FEET; THENCE NORTH 09 DEGREES 56` 19" EAST 265.32 FEET TO THE POINT OF BEGINNING. PARCEL THREE: ALL THAT PORTION OF THE SOUTHEAST QUARTER OF SECTION 13, TOWNSHIP 15 NORTH, RANGE 8 EAST, M.D.M., NEVADA COUNTY, CALIFORNIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT A POINT ON THE SOUTH LINE OF SAID SOUTHEAST QUARTER FROM WHICH THE SOUTH QUARTER CORNER OF SAID SECTION 13 BEARS SOUTH 84 DEGREES 07` 50" WEST 162.01 FEET AND RUNNING THENCE FROM SAID POINT OF BEGINNING NORTH 84 DEGREES 7` 50" EAST 284.89 FEET TO A ONE INCH DIAMETER PIPE, THENCE LEAVING SAID SOUTH LINE NORTH 56 DEGREES 03` 22" WEST 114.37 FEET TO A POINT ON A SOUTH BOUNDARY LINE OF AN ALTA SIERRA COUNTRY CLUB FAIRWAY, THENCE RUNNING ALONG SAID BOUNDARY LINE THE FOLLOWING TWO SUCCESSIVE COURSES, TO-WIT, SOUTH 58 DEGREES 31` WEST 100.00 FEET AND SOUTH 68 DEGREES 27` WEST 111.00 FEET TO THE POINT OF BEGINNING. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 15342 CARRIE DRIVE, GRASS VALLEY, CA 95949 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $802,629.62 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may visit the Internet Website address www.nationwideposting.com or call Nationwide Posting & Publication at 916.939.0772 for information regarding the Trustee's Sale for information regarding the sale of this property, using the file number assigned to this case, CA09000329-15-9S. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Website. The best way to verify postponement information is to attend the scheduled sale. Notice to Tenant NOTICE TO TENANT FOR FORECLOSURES AFTER JANUARY 1, 2021 You may have a right to purchase this property after the trustee auction pursuant to Section 2924m of the California Civil Code. If you are an “eligible tenant buyer,” you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an “eligible bidder,” you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of the trustee sale, you can call 916.939.0772, or visit this internet website www.nationwideposting.com, using the file number assigned to this case CA09000329-15-9S to find the date on which the trustee’s sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee’s sale. Third, you must submit a bid so that the trustee receives it no more than 45 days after the trustee’s sale. If you think you may qualify as an “eligible tenant buyer” or “eligible bidder,” you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. Effective March 1, 2026, new federal regulations (89 Fed. Reg. 70.258) may impact residential real property (1-4 residential units) title transfers to covered entities trusts, with reporting requirements unless exempt. https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers Date: April 21, 2026 MTC Financial Inc. dba Trustee Corps TS No. CA09000329-15-9S 17100 Gillette Ave Irvine, CA 92614 Phone: 949-252-8300 TDD: 711 949.252.8300 By: Loan Quema, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.nationwideposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Nationwide Posting & Publication AT 916.939.0772 NPP0488297 To: UNION 05/01/2026, 05/08/2026, 05/15/2026Published: May 1 , 8, 15, 2026