Property may be sold at public auction due to default on a deed of trust.

NOTICE OF TRUSTEE'S SALE TS No. CA-26-1033944-BF Order No.: FIN-26000684 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/22/2012. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, or cash equivalent if deemed acceptable to the trustee, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KIMBERLY NEDELKOW, A MARRIED WOMAN. Recorded: 10/31/2012 as Instrument No. 2012-0041824 of Official Records in the office of the Recorder of BUTTE County, California; Date of Sale: 5/27/2026 at 03:30 PM Place of Sale: At the Main Entrance of the Butte County Courthouse, 1 Court Street, Oroville, CA 95965 Amount of unpaid balance and other charges: $81,489.77 The purported property address is: 5846 JAMES DRIVE, PARADISE, CA 95969 Assessor's Parcel No. : 052-150-050-000 Legal Description: Please be advised that the legal description set forth on the Deed of Trust is in error. The legal description of the property secured by the Deed of Trust is more properly set forth and made part of Exhibit "A" as attached hereto. Parcel I: Parcel 2, as shown on that certain parcel map, filed in the Office of the Recorder of the County of Butte, State of California, on December 16, 1974, in Book 52 of Maps, at Page(s) 16 and 17. Parcel II: A non-exclusive easement for road and public utility purposes over a strip of land 60 feet in width, lying 30 feet on either side of the following described centerline: Beginning at the Southeast corner of the Northeast quarter of the Southeast quarter of said Section 15, Township 22 North, Range 3 East, M.D.B. & M.; thence following along the Southerly boundary line of said Northeast quarter of the Southeast quarter, North 89 deg. 41' 00" West for 194.85 feet; thence South 4 deg. 27' 00" West for 43.09 feet to a point located in the Southerly boundary line of that certain parcel of land described in deed to the County of Butte, recorded April 1, 1964, in Book 1305, Page 359, Official Records, said point being also the true point of beginning for the centerline herein described; thence from said true point of beginning, continuing South 4 deg. 27' 00" West for 86.11 feet; thence South 0 deg. 47' 00" West and along the Easterly boundary line of that certain parcel of land described in deed to Charles A. James, et ux, recorded May 19, 1971, in Book 1676, Page 130, Official Records, for 190.18 feet to the beginning of a 100.00 foot radius curve to the right; thence following along the arc of said curve through a central angle of 29 deg. 00' 00" for an arc distance of 50.62 feet to the end of said curve; thence South 29 deg. 47' 00" West and along said Easterly boundary line of said James Parcel, for 231.03 feet to the beginning of a 100.00 foot radius curve to the left; thence leaving said Easterly boundary line of the James Parcel, through a central angle of 31 deg. 47' 18" for an arc distance of 55.48 feet to the beginning of a 100.00 foot radius curve to the right; thence following along the arc of said curve through a central angle of 31 deg. 47' 18" for an arc distance of 55.48 feet to the end of said curve; thence South 29 deg. 47' 00" West and parallel to and 30.00 feet perpendicular to said Easterly boundary line of the James Parcel, for 110.38 feet to a point located in the Southerly boundary line of that certain parcel of land described in deed to Rudolf A. Schott, a widower, recorded June 21, 1971, in Book 1682, Page 300, Official Records, and the end of said centerline. Excepting therefrom all that portion lying within the bounds of Parcel I, described herein. All bidders, at the date, time, and place of the scheduled sale, will be required to show satisfactory support to the auctioneer of their ability to pay the amount they intend to bid, unless arrangements have been made with the trustee prior to the scheduled sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee's sale or visit this internet website http://www.qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-26-1033944-BF. Information about post-ponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet website. The best way to verify postponement information is to attend the scheduled sale. NOTICE TO TENANT: You may have a right to purchase this property after the trustee auction pursuant to Section 2924m of the California Civil Code. If you are an "eligible tenant buyer," you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an "eligible bidder," you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of the trustee sale, you can call 619-645-7711, or visit this internet website http://www.qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-26-1033944-BF to find the date on which the trustee's sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee's sale. Third, you must submit a bid so that the trustee receives it no more than 45 days after the trustee's sale. If you think you may qualify as an "eligible tenant buyer" or "eligible bidder," you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. NOTICE TO PROSPECTIVE OWNER-OCCUPANT: Any prospective owner-occupant as defined in Section 2924m of the California Civil Code who is the last and highest bidder at the trustee's sale shall provide the required affidavit or declaration of eligibility to the auctioneer at the trustee's sale or shall have it delivered to QUALITY LOAN SERVICE CORPORATION by 5 p.m. on the next business day following the trustee's sale at the address set forth in the below signature block. NOTICE TO PROSPECTIVE POST-SALE OVER BIDDERS: For post-sale information in accordance with Section 2924m(e) of the California Civil Code, use file number CA-26-1033944-BF and call (866) 645-7711 or login to: http://www.qualityloan.com. The above statutorily mandated notices to Tenant, Prospective Owner-Occupant, and Prospective Post-Sale Over Bidders are brief summaries of what may be required under Section 2924m of the California Civil Code. Compliance with all relevant provisions will be required. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser's sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary's Agent, or the Beneficiary's Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. Date: QUALITY LOAN SERVICE CORPORATION 2763 Camino Del Rio S San Diego, CA 92108 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Post-Sale Information (CCC 2924m(e)): (866) 645-7711 Reinstatement or Payoff Line: (866) 645-7711 Ext 5318 QUALITY LOAN SERVICE CORPORATION TS No.: CA-26-1033944-BF IDSPub #0314377 4/29/2026 5/6/2026 5/13/2026