Property at 415 Vista Suerte is in foreclosure; auction scheduled for March 19, 2026.

NOTICE OF TRUSTEE'S SALE File No.:25-279096 A.P.N.:440-211-22 Property 
Address.: 415 VISTA SUERTE, NEWPORT BEACH, CA 92660 NOTE: THERE IS A 
SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED(The above 
statement is made pursuant to CA Civil Code Section 2923.3(d)(1).  The Summary 
will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil 
Code Section 2923.3(d)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST 
DATED DECEMBER 11, 2015. UNLESS YOU TAKE ACTION TO PROTECT YOUR 
PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION 
OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A 
LAWYER. A public auction sale to the highest bidder for cash, cashier's check 
drawn on a state or national bank, check drawn by a state or federal credit union, 
or a check drawn by a state or federal savings and loan association, or savings 
association, or savings bank specified in Section 5102 of the Financial Code and 
authorized to do business in this state will be held by the duly appointed trustee 
as shown below, of all right, title, and interest conveyed to and now held by the 
trustee in the hereinafter described property under and pursuant to a Deed of 
Trust described below. In the event tender other than cash is accepted, the 
Trustee may withhold the issuance of the Trustee's Deed Upon Sale until funds 
become available to the payee or endorsee as a matter of right.  The property 
offered for sale excludes all funds held on account by the property receiver, if 
applicable. The property described heretofore is being sold "as is".   The sale will 
be made, but without covenant or warranty, expressed or implied, regarding title, 
possession, or encumbrances, to pay the remaining principal sum of the note(s) 
secured by the Deed of Trust, with interest and late charges thereon, as provided 
in the note(s), advances, under the terms of the Deed of Trust, interest thereon, 
fees, charges and expenses of the Trustee for the total amount (at the time of the 
initial publication of the Notice of Sale) reasonably estimated to be set forth 
below. The Beneficiary's bid at said sale may include all or part of said amount. 
The amount may be greater on the day of sale.   Trustor(s): MARIA L. KUCZYNSKI, 
A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Duly Appointed 
Trustee: Robertson, Anschutz, Schneid and Crane, LLP DEED OF TRUST Recorded 
on December 18, 2015, at Instrument No 2015000639376 of Official Records in 
the office of the Recorder of ORANGE County, California  Sale Date:  3/19/2026 
Sale Time: 12:00 PM Sale Location: At the North front entrance to the County 
Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701. Amount of unpaid 
balance and other charges: $721,681.12 (Estimated) Street Address or other 
common designation of real property:  415 VISTA SUERTE, NEWPORT BEACH, CA 
92660. See Legal Description - Exhibit "A" attached here to and made a part 
hereof. The undersigned Trustee disclaims any liability for any incorrectness of 
the street address or other common designation, if any, shown above. If no street 
address or other common designation is shown, directions to the location of the 
property may be obtained by sending a written request to the beneficiary within 
10 days of the date of first publication of this Notice of Sale.  If the Trustee is 
unable to convey title for any reason, the successful bidder's sole and exclusive 
remedy shall be the return of monies paid to the Trustee and the successful 
bidder shall have no further recourse. NOTICE TO POTENTIAL BIDDER(S): If you are 
considering bidding on this property lien, you should understand that there are 
risks involved in bidding at a trustee auction. You will be bidding on a lien, not on 
the property itself. Placing the highest bid at a trustee auction does not 
automatically entitle you to free and clear ownership of the property. You should 
also be aware that the lien being auctioned off may be a junior lien. If you are the 
highest bidder at the auction, you are or may be responsible for paying off all 
liens senior to the lien being auctioned off, before you can receive clear title to 
the property. You are encouraged to investigate the existence, priority, and size 
of outstanding liens that may exist on this property by contacting the county 
recorder's office or a title insurance company, either of which may charge you a 
fee for this information. If you consult either of these resources, you should be 
aware that the same lender may hold more than one mortgage or deed of trust 
on the property. NOTICE TO PROPERTY OWNER(S): The sale date shown on this 
notice of sale may be postponed one or more times by the mortgagee, 
beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil 
Code. The law requires that information about trustee sale postponements be 
made available to you and to the public, as a courtesy to those not present at the 
sale. If you wish to learn whether your sale date has been postponed, and, if 
applicable, the rescheduled time and date for the sale of this property, you may 
call 866-684-2727 or visit the website http://www.servicelinkasap.com, using the 
file number assigned to this case 25-279096. Information about postponements 
that are very short in duration or that occur close in time to the scheduled sale 
may not immediately be reflected in the telephone information or on the Internet 
Web site. The best way to verify postponement information is to attend the 
scheduled sale. NOTICE TO TENANT(S): Effective January 1, 2021, you may have a 
right to purchase this property after the trustee auction pursuant to California 
Civil Code Section 2924m.  If you are an "eligible tenant buyer," you can purchase 
the property if you match the last and highest bid placed at the trustee auction. If 
you are an "eligible bidder," you may be able to purchase the property if you 
exceed the last and highest bid placed at the trustee auction.  There are three 
steps to exercising this right of purchase.  First, 48-hours after the date of the 
trustee sale, you can call 866-684-2727  or visit the website 
http://www.servicelinkasap.com, using the file number assigned to this case 25-
279096 to find the date on which the trustee's sale was held, the amount of the 
last and highest bid, and the address of the trustee. Second, you must send a 
written notice of intent to place a bid so that the trustee receives it no more than 
15-days after the trustee's sale.  Third, you must submit a bid so that the trustee 
receives it no more than 45-days after the trustee's sale.  If you think you may 
qualify as an "eligible tenant buyer" or "eligible bidder", you should consider 
contacting an attorney or appropriate real estate professional immediately for 
advice regarding this potential right to purchase. Robertson, Anschutz, Schneid 
and Crane, LLP Date: 02/18/2026 By:  Emma Taylor  Authorized Signatory 13010 
Morris Road, Suite 450 Alpharetta, GA 30004 Phone: 858-997-1304 SALE 
INFORMATION CAN BE OBTAINED ONLINE AT 
HTTP://WWW.SERVICELINKASAP.COM FOR AUTOMATED SALES INFORMATION, 
PLEASE CALL 866-684-2727 The above-named trustee may be acting as a debt 
collector attempting to collect a debt. Any information obtained may be used for 
that purpose. CA DPFI Debt Collection License # 11461-99; NMLS ID 2591653. To 
the extent your original obligation was discharged or is subject to an automatic 
stay of bankruptcy under Title 11 of the United States Code, this notice is for 
compliance and/or informational purposes only and does not constitute an 
attempt to collect a debt or to impose personal liability for such obligation. 
However, a secured party retains rights under its security instrument, including 
the right to foreclose its lien. LEGAL DESCRIPTION - EXHIBIT A THE LAND 
REFERRED TO HEREIN IS SITUATED IN THE COUNTY OF ORANGE, STATE OF 
CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: PARCEL 1: LOT 21 OF TRACT 7148, 
IN THE CITY OF NEWPORT BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, 
AS PER MAP RECORDED IN BOOK 271, PAGES 5 TO 11 INCLUSIVE, OF 
MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID 
COUNTY. EXCEPT THEREFROM THE MINERALS, OIL, GAS, AND OTHER 
HYDROCARBON SUBSTANCES LYING BELOW THE SURFACE OF SAID LAND. 
PARCEL 2: AN APPURTENANT NON-EXCLUSIVE EASEMENT FOR INGRESS AND 
EGRESS THROUGHOUT LOT 75 OF SAID TRACT 7148 AS REFERENCED ABOVE, 
TOGETHER WITH EASEMENTS FOR SUPPORT AND SETTLEMENT WHERE SAID 
PARCEL 1 ADJOINS LOT 75 AND TOGETHER WITH EASEMENTS FOR EAVES OR 
OVERHANGS, WHERE SUCH EAVES ARE CONSTRUCTED IN ACCORDANCE WITH 
APPLICABLE MUNICIPAL ORDINANCES AND AN APPURTENANT, NON-EXCLUSIVE 
RIGHT TO USE THE FACILITIES LOCATED ON SAID LOT 75.  A-4864749 02/26/2026, 
03/05/2026, 03/12/2026