What did the appeals court decide?

The appeals court affirmed the circuit court's judgment in favor of HSBC Bank National Association, meaning the lower-court decision stands.

Who is affected by this decision?

The decision affects the appellants Olga Quijano and Jose Luis De Vivo and the appellee HSBC Bank National Association in the underlying Broward County case.

Can the appellants take any further action?

The opinion notes the decision is not final until any timely motion for rehearing is resolved; after that, appellants may consider seeking review by the Florida Supreme Court if eligible.

Why didn't the court explain its reasoning?

This was a short per curiam affirmance that did not include detailed factual or legal analysis in the published entry, suggesting the panel found no reversible error requiring explanation.

Olga Quijano and Jose L. De Vivo v. HSBC Bank USA , N.A.

Docket 4D2025-1652

Court of record · Indexed in NoticeRegistry archive · AI-enriched for research

CivilAffirmed

Filed: Apr 23, 2026 · 1 week ago
Jurisdiction: Florida
Court: District Court of Appeal of Florida
Type: Opinion
Case type: Civil
Disposition: Affirmed
Docket: 4D2025-1652

Appeal from a final judgment of the Circuit Court for the Seventeenth Judicial Circuit, Broward County (case no. 062009CA062295AXXXCE).

Summary

The Florida Fourth District Court of Appeal reviewed an appeal by Olga Quijano and Jose Luis De Vivo from a Broward Circuit Court judgment involving HSBC Bank National Association. The panel issued a short per curiam opinion that affirmed the lower court's decision. No detailed reasoning or factual discussion appears in the published entry; the opinion simply states the judgment is affirmed and notes parties may file a timely motion for rehearing. All three judges concurred.

Issue Decided

Whether the circuit court's judgment in favor of HSBC Bank National Association should be reversed.

Court's Reasoning

The opinion is a brief per curiam disposition that affirms the lower court without extended explanation in the published entry. The court did not set out the operative legal rule or factual analysis in this short affirmance. The absence of added commentary indicates the appellate panel concluded the circuit court's decision had no reversible error warranting reversal.

Parties

Appellant: Olga Quijano
Appellant: Jose Luis De Vivo
Appellee: HSBC Bank National Association
Judge: Mark Alan Speiser
Judge: Kuntz, C.J.
Judge: May, J.
Judge: Forst, J.

Key Dates

Decision date: 2026-04-23

What You Should Do Next

1
Consider filing a motion for rehearing
If appellants believe there are grounds, they should file a timely motion for rehearing in the Fourth District to ask the court to reconsider its affirmance.
2
Evaluate petition for review to the Florida Supreme Court
If rehearing is denied and appellants believe there is a significant question of law, they may consult counsel about seeking discretionary review by the Florida Supreme Court.
3
Comply with the lower-court judgment
If no rehearing or further review is pursued or if those efforts fail, the parties should comply with the judgment affirmed by the appellate court and take any administrative steps required to implement it.

Frequently Asked Questions

What did the appeals court decide?: The appeals court affirmed the circuit court's judgment in favor of HSBC Bank National Association, meaning the lower-court decision stands.
Who is affected by this decision?: The decision affects the appellants Olga Quijano and Jose Luis De Vivo and the appellee HSBC Bank National Association in the underlying Broward County case.
Can the appellants take any further action?: The opinion notes the decision is not final until any timely motion for rehearing is resolved; after that, appellants may consider seeking review by the Florida Supreme Court if eligible.
Why didn't the court explain its reasoning?: This was a short per curiam affirmance that did not include detailed factual or legal analysis in the published entry, suggesting the panel found no reversible error requiring explanation.

The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified attorney before relying on them.

Full Filing Text

DISTRICT COURT OF APPEAL OF THE STATE OF FLORIDA
                              FOURTH DISTRICT

               OLGA QUIJANO and JOSE LUIS DE VIVO,
                           Appellants,

                                     v.

                HSBC BANK NATIONAL ASSOCIATION,
                            Appellee.

                           No. 4D2025-1652

                              [April 23, 2026]

   Appeal from the Circuit Court for the Seventeenth Judicial Circuit,
Broward County; Mark Alan Speiser, Judge; L.T. Case No.
062009CA062295AXXXCE.

   Olga Quijano and Jose Luis De Vivo, Davie, pro se.

  Anthony J. Calenzo of Troutman Pepper Locke, Atlanta, Georgia, for
appellee.

PER CURIAM.

   Affirmed.

KUNTZ, C.J., MAY and FORST, JJ., concur.

                          *          *           *

   Not final until disposition of timely-filed motion for rehearing.