What is the address for the foreclosure notice?

The address is 3200 River Ranch Blvd., River Ranch, FL 33867.

What happens if I don't pay the assessment by March 14, 2026?

If unpaid, the property may be sold through a trustee foreclosure procedure.

How can I object to the foreclosure process?

You can sign and send an objection form to the trustee to contest the foreclosure.

What is the legal basis for this foreclosure notice?

The notice is issued under Section 721.855 of the Florida Statutes.

Will I face a deficiency judgment if I don't object?

No, if you do not object, you will not face a deficiency judgment.

Notice of default and intent to foreclose on timeshare interests at Westgate River Ranch.

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Published: Jan 30, 2026 · 3 months ago
Category: Foreclosure
City: Lakeland
Address: 3200 River Ranch Blvd., River Ranch, FL 33867 · 3 filings

Research context

3 filings at this address 549 foreclosure notices in Lakeland (last 12 months)

What to do next

1
Pay Outstanding Assessments
To avoid foreclosure, pay all outstanding assessments, interest, and fees by March 14, 2026. Contact the Westgate River Ranch Owners Association for the exact amount due.
2
Submit Objection Form
If you wish to contest the trustee foreclosure procedure, sign and send the objection form to Greenspoon Marder, LLP before the sale date. This will change the foreclosure process to judicial.
3
Review Governing Documents
Familiarize yourself with the Association's governing documents to understand your rights and obligations regarding the timeshare. This can help you make informed decisions.
4
Contact Trustee for Clarification
If you have questions or need clarification about the notice, reach out to Greenspoon Marder, LLP at 201 E. Pine Street, Suite 500, Orlando, FL 32801.

Frequently asked questions

What is the address for the foreclosure notice?: The address is 3200 River Ranch Blvd., River Ranch, FL 33867.
What happens if I don't pay the assessment by March 14, 2026?: If unpaid, the property may be sold through a trustee foreclosure procedure.
How can I object to the foreclosure process?: You can sign and send an objection form to the trustee to contest the foreclosure.
What is the legal basis for this foreclosure notice?: The notice is issued under Section 721.855 of the Florida Statutes.
Will I face a deficiency judgment if I don't object?: No, if you do not object, you will not face a deficiency judgment.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Full Notice Text

NOTICE OF DEFAULT AND INTENT TO FORECLOSE  
WESTGATE RIVER RANCH FILE: 20162.0022  
Pursuant to Section 721.855, Florida Statutes, the undersigned Trustee as appointed by Westgate River Ranch Owners Association, Inc. (hereinafter referred to as Association) hereby formally notifies (See Exhibit A) that you are in default due to your failure to pay assessment(s) due for (See Exhibit A) pursuant to the Associations governing documents (Governing Documents) and you now owe Association unpaid assessments, interest, late fees, and other charges. Additional interest continues to accrue. A lien for these amounts has been recorded against the following real property located in POLK County, Florida: (See Exhibit A) (SEE EXHIBIT A) Time Share Interest(s) (SEE EXHIBIT A) according to the Time Sharing Plan for Westgate River Ranch, Official Records Book 6501, at Page 1230, of the Public Records of Polk County, Florida (the Plan). Together with the right to occupy, pursuant to the Plan, Unit(s) (SEE EXHIBIT A), during Unit Week(s) (SEE EXHIBIT A), during Assigned Year(s)(s) - (SEE EXHIBIT A). 3200 River Ranch Blvd., River Ranch, FL 33867 (herein Property Address) (herein Time Share Plan (Property) Address). As a result of the aforementioned default, Association hereby elects to sell the Property pursuant to Section 721.855, Florida Statutes. Please be advised that in the event that the debt owed to the Association is not paid by 03/14/2026, the undersigned Trustee shall proceed with the sale of the Property as provided in in Section 721.855, Florida Statutes, the undersigned Trustee shall: (1) Provide you with written notice of the sale, including the date, time and location thereof; (2) Record the notice of sale in the Public Records of POLK County, Florida; and (3) Publish a copy of the notice of sale two (2) times, once each week, for two (2) successive weeks, in an POLK County newspaper, provided such a newspaper exists at the time of publishing. If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in Section 721.855, Florida Statutes. You may choose to sign and send to the undersigned trustee the objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the undersigned trustees receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustees sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. By: GREENSPOON MARDER, LLP, Trustee, 201 E. Pine Street, Suite 500, Orlando, FL 32801. 
EXHIBIT A  NOTICE OF DEFAULT AND INTENT TO FORECLOSE 
Owner(s) Address TS Undiv Int Bld Unit Week Year Season Ste Type COL Rec Info Yrs Delqnt 
ROGELIO PEDROZA 3112 Woodbridge Dr Bedford, TX 76021 , 1, 5, 105, 42, WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;APRIL M WARREN 351 A zalea St West Palm Beach, FL 33410 , 1, 8, 108, 38, WHOLE, Floating, 13709/1474, 2024-2025;PATRICIA A SHROPSHIRE 14834 Sw Cherokee Dr, #135 Indiantown, FL 34956 , 1, 4, 104, 46, WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;WILLIAM L SHROPSHIRE J R PO Box 135 Indiantown, FL 34956 , 1, 4, 104, 46, WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;JOSEPH J ADAMSON 16684 Key Lime Blvd Loxahatchee, FL 33470 , 1/2, 7, 107, 9, ODD, All Season-Float Week/Float Unit, 13709/1474, 2023 &amp; 2025;MARGUERITE D HARVEY 15930 Hays Rd Spring Hill, FL 34610 , 1, 5, 105, 15, WHOLE, Fixed Week/Float Unit, 13709/1474, 2024;TIMOTHY A HARVEY 7976 Alarka Rd Bryson City, NC 28713 , 1, 5, 105, 15, WHOLE, Fixed Week/Float Unit, 13709/1474, 2024;RUTH F POOLE 3704 Pearce St Jacksonville, FL 32209 , 1/2, 3, 103, 27, ODD, All Season-Float Week/Float Unit, 13709/1474, 2023 &amp; 2025;CARIE A MCGEE 2416 Hawks Point Ct Ruskin, FL 33570 , 3, 3 &amp; 3 &amp; 3, 103 &amp; 103 &amp; 103, 3 &amp; 4 &amp; 9, WHOLE &amp; WHOLE &amp; WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;EDDIE F MCGEE 7263 Somerset Pond Dr Hillsborough, FL 33573 , 3, 3 &amp; 3 &amp; 3, 103 &amp; 103 &amp; 103, 3 &amp; 4 &amp; 9, WHOLE &amp; WHOLE &amp; WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;EMILIA UGARTE GALLARDO 1123 Cross Ave Elizabeth, NJ 07208 , 2, 5 &amp; 5, 105 &amp; 105, 19 &amp; 20, WHOLE &amp; WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;JULIO D GALLARDO 1123 Cross Ave, Fl 1 Elizabeth, NJ 07208 , 2, 5 &amp; 5, 105 &amp; 105, 19 &amp; 20, WHOLE &amp; WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;OSCAR GUERRERO 6422 Sw 162Nd Ct Miami, FL 33193 , 2, 5 &amp; 5, 105 &amp; 105, 19 &amp; 20, WHOLE &amp; WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;CLAUDIA RODRIGUEZ 4492 Sutlive St Port Charlotte, FL 33948 , 1/2, 12, 112, 16, EVEN, All Season-Float Week/Float Unit, 13709/1474, 2024; ORLANDO R LAURENTI 3560 W 88Th St Hialeah, FL 33018 , 1, 16, 116, 33, WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;NATALI NAVARRO 8742 W 37Th Ave, Apt 507 Hialeah, FL 33018 , 1, 16, 116, 33, WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;DANIEL MARIN 9225 Sutter Ct Orlando, FL 32825 , 1, 11, 111, 47, WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;KATHLEEN MARIN 931 Boulder Dr South Daytona, FL 32119 , 1, 11, 111, 47, WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;WILFREDO TORRES &amp; DAMARIS TORRES 4558 Limerick Dr Tampa, FL 33610 , 2, 10 &amp; 10, 110 &amp; 110, 22 &amp; 23, WHOLE &amp; WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;YANICET SOTO &amp; RICARDO M MARTINEZ 8420 Valrie Ln Riverview, FL 33569 , 1, 11, 111, 29, WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;CARIE A MCGEE 2416 Hawks Point Ct Ruskin, FL 33570 , 1, 16, 116, 40, WHOLE, All Season-Float Week/Float Unit, 13709/1474, 2024-2025;MARTHA M ARMENTA PEREZ 2187 Pegg Rd Columbus, OH 43224 , 1/2, 10, 110, 1, EVEN, All Season-Float Week/Float Unit, 13709/1474, 2024;MICHAEL A GABRIEL, JR &amp; LAURIE A GABRIEL 345 Carmello Cir Conway, SC 29526 , 1/2, 16, 116, 12, ODD, All Season-Float Week/Float Unit, 13709/1474, 2021 &amp; 2023 &amp; 2025; 
Jan. 30; Feb. 6, 2026	26-00137K

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Notice of default and intent to foreclose on timeshare interests at Westgate River Ranch.

What to do next

Frequently asked questions

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