Foreclosure sale scheduled for May 27, 2026, in Bay County, Florida.

IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT
IN AND FOR BAY COUNTY, FLORIDA
GENERAL JURISDICTION DIVISION
Case No. 25000579CA
Regions Bank dba Regions Mortgage,
Plaintiff,
VS.
Joel Harvey Cowan Jr. a/k/a Joel H. Cowan Jr.; Unknown
Spouse of Joel Harvey Cowan Jr. a/k/a Joel H. Cowan Jr.;
Unknown Spouse of Julius C. Poston; Sandy Creek Airpark
Owners Association, Inc.,
Defendants.
NOTICE OF FORECLOSURE SALE
NOTICE IS HEREBY GIVEN pursuant to the Final Judgment and/or Order ReschedulingForeclosure Sale, entered in Case No. 25000579CA of the Circuit Court of the FOURTEENTHJudicial Circuit, in and for Bay County, Florida, wherein Regions Bank dba Regions Mortgage isthe Plaintiff and Joel Harvey Cowan Jr. a/k/a Joel H. Cowan Jr.; Unknown Spouse of Julius C.Poston are the Defendants, that I will sell to the highest and best bidder for cash at,www.bay.realforeclose.com
beginning at 11:00am CST / 12:00pm EST on the 27th day of May.2026 the following described property as set forth in said Final Judgment, to wit:
THE WEST 1/2 OF THE SOUTHWEST 1/4 OF THE SOUTHEAST 1/4 OF THESOUTHEAST 1/4 OF SECTION 14, TOWNSHIP 4 SOUTH, RANGE 13 WEST,BAY COUNTY, FLORIDA.AND
THAT PORTION OF THE WEST 1/2 OF THE EAST 1/2 OF THE NORTHEAST1/4 OF SECTION 23, TOWNSHIP 4 SOUTH, RANGE 13 WEST, BAYCOUNTY, FLORIDA, LYING NORTH OF POSTON ROAD, LESS THATPORTION LYING WITHIN EAST BAY PHASE 1A, AS RECORDED IN PLATBOOK 22, PAGE 63 AND DESCRIBED IN BOOK 2779, PAGE 1243, OF THEPUBLIC RECORDS OF BAY COUNTY, FLORIDA.
BEING MORE PARTICULARLY DESCRIBED BY A RECENT SURVEY ASFOLLOWS:
COMMENCE AT THE SOUTHEAST CORNER OF SECTION 14, TOWNSHIP 4SOUTH, RANGE 13 WEST, BAY COUNTY FLORIDA AND THENCE RUN S8927'01" W FOR 1012.81 FEET TO THE POINT OF BEGINNING; THENCE S8937'52" W FOR 28.11 FEET; THENCE 0028'55" W FOR 149.11 FEET TOTHE NORTH RIGHT OF WAY OF POSTON ROAD; THENCE ALONG THESAID RIGHT-OF-WAY CURVING SOUTHWESTERLY ALONG A CURVEWITH A RADIUS OF 2897.7 FEET, AND A LENGTH OF 313.80 FEET, ANDHAVING A CHORD BEARING OF S 8252'39" W, AND A CHORD DISTANCE OF 313.63 FEET; THENCE N 0136'07" E FOR 108.7 +/- FEET TO THEAPPARENT EDGE OF WATER; THENCE EASTERLY ANDNORTHEASTERLY ALONG THE APPARENT EDGE OF WATER 840.74 +/FEET TO A POINT THAT BEARS N 0136'18" E, TO THE POINT OFBEGINNING; THENCE SOUTH 0136'18" E FOR 421.00 +/- FEET TO THE POINT OF BEGINNING.
TAX ID: 06677-000-000
Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim before the clerk reports the surplus as unclaimed. Dated this 21 day of Apri 1 , 2026.
Bill Kinsaul
As Clerk of the Court
By: Abrial Johnson
As Deputy Clerk
PUBLISH IN: THE NEWS HERALD
If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P. 0. Box 1089, Panama City, FL 32402 or by phone at (8AIXXVIED at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711.
(850) 767 - 3550 or
ADArequest@jud1411courts.org
Pub: 4/26/26 5/3/26 #12271639