Action to foreclose a mortgage on property in Palatka.
Official Courthouse Record · AI-summarized for clarity
Deadline detected: Response Deadline — 2026-04-30
Pro users tracking foreclosure like this were alerted the second it filed. Never miss a deadline →
- Published
- Category
- Foreclosure
- City
- Palatka
- Case #
- 2026CA000019
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See all filings for case 2026CA000019 with AI case status analysis.
What You Should Do Next
- 1
Contact an Attorney
Seek legal advice immediately to understand your options regarding the foreclosure.
- 2
Prepare Your Defense
Draft and serve your written defenses to the plaintiff's attorney by April 30, 2026.
- 3
File with the Court
File the original defenses with the court before or immediately after serving the attorney.
Frequently Asked Questions
- What is a foreclosure notice?
- A foreclosure notice informs you that a lender is seeking to reclaim property due to unpaid mortgage.
- How do I respond to a foreclosure notice?
- You must serve your written defenses to the plaintiff's attorney by the specified deadline.
- What happens if I ignore the foreclosure notice?
- Ignoring the notice may result in a default judgment against you, leading to loss of property.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.
Full Notice Text
IN THE CIRCUIT COURT OF THE SEVENTH JUDICIAL CIRCUIT IN AND FOR PUTNAM COUNTY, FLORIDA CASE NO.: 2026CA000019 AMERIS BANK, Plaintiff, vs. MELODY SMITH;EMBURY ELAYNE FAIRRUSSELL;EMBURY ELAYNE FAIR-RUSSELL; et al., Defendant(s ). NOTICE OF ACTION TO: Melody Smith Last Known Residence: 1901 Oak St Palatka, FL 32177 TO: Unknown Spouse of Melody Smith Last Known Residence: 1901 Oak St Palatka, FL 32177 YOU ARE NOTIFIED that an action to foreclose a mortgage on the following property in PUTNAM County, Florida: PART OF LOTS 15 AND 16 OF COMBINED BLOCKS 333 AND 390 OF PALATKA, DEVELOPMENT COMPANY'S SUBDIVISION "HILLCREST", RECORDED IN MAP BOOK 2, PAGE 42 OF THE PUBLIC RECORDS OF PUTNAM COUNTY, FLORIDA, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 167.55 FEET EAST OF THE SOUTHWEST CORNER OF LOT 18 IN SAID SUBDIVISION, AND RUNNING THENCE EAST, 48.76 FEET; THENCE NORTH 120.98 FEET, MORE OR LESS, TO THE SOUTH LINE OF OAK STREET; THENCE WESTERLY ALONG THE SOUTH LINE OF OAK STREET, 50 FEET TO A POINT DUE NORTH OF THE POINT OF BEGINNING; THENCE SOUTH 132.06 FEET, MORE OR LESS, TO THE PLACE OF BEGINNING. ALSO: LOTS 13, 14 AND 16 OF H. 0. HAMM PROPERTIES, INC. MAP OF THE RESUBDIVISION OF BLOCKS 333-390 OF HILLCREST SUBDIVISION, CITY OF PALATKA, PUTNAM COUNTY, FLORIDA, AS PER MAP OR PLAT RECORDED IN PLAT BOOK 3 AT PAGE 166 OF THE PUBLIC RECORDS OF PUTNAM COUNTY, FLORIDA has been filed against you and you are required to serve a copy of your written defenses, if any, to it on ALDRIDGE PITE, LLP, Plaintiffs attorney, at 401 W. Linton Blvd. Suite 202-B Delray Beach, FL 33444, on or before APRIL 30TH, 2026, and file the original with the clerk of this court either before service on Plaintiffs attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint or petition. Dated on MARCH 31ST, 2026 MATT REYNOLDS As Clerk of the Court (SEAL) By: /s/ Brandy Thomas As Deputy Clerk 1100-003B Legal No. 00117063 04/09/26, 04/16/26