Notice of default and intent to foreclose on timeshare ownership interest.

NONJUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE
CONTRACT NO.: 46443.1
FILE NO.: 26-002091

PALM FINANCIAL SERVICES, LLC,
Lienholder,
vs.
KRYSTIN PARKINSON; COLIN BABIN
Obligor(s)

__________________________/
NOTICE OF DEFAULT AND INTENT TO FORECLOSE

TO: Krystin Parkinson
1740 FOUR MILE CREEK RD
Niagara On The Lake, Ontario L0S 1J0
Canada
Colin Babin
17-14 Simcoe St
St. Catharines, Ontario L2N 5C6
Canada

The Manley Law Firm LLC has been appointed as trustee by Palm Financial Services, LLC for the purpose of instituting a Trustee Foreclosure and Sale under Fla. Stat. 721.856 on the following Timeshare Ownership Interest at Disney Vacation Club at Vero Beach described as:
An undivided 0.4955% interest in Unit 55A of the Disney Vacation Club at Vero Beach, a condominium (the Condominium), according to the Declaration of Condominium thereof as recorded in Official Records Book 1071, Page 2227, Public Records of Indian River County, Florida and all amendments thereto (the 'Declaration')
The default giving rise to these proceedings is the failure of the Obligor to make payments as set forth in the Mortgage encumbering the Timeshare Ownership Interest as recorded in the Official Records of Indian River County, Florida. The Obligor has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The foreclosure of the Mortgage of the Obligor in this notice shall be subject to the judicial foreclosure procedure only upon receipt of an objection form. The Obligor has the right to cure the default any time after the date of this Notice until the Trustees sale of the Timeshare Ownership Interest. The Mortgage may be cured by sending certified funds to the Trustee payable to the Lienholder in the amount of $3,788.86, plus interest (calculated by multiplying $0.87 times the number of days that have elapsed since March 18, 2026), plus the costs of this proceeding. The Obligor will not be subject to a deficiency judgment even if the proceeds from the Trustees sale of the Timeshare Ownership Interest are insufficient to offset the amounts secured by the Mortgage.

Jordan A. Zeppetello, Esq.
Michael E. Carleton, Esq.
Jasmin Hernandez, Esq.
Adam B. Hall, Esq.
as Trustee pursuant to Fla. Stat. 721.82
P. O. Box 165028
Columbus, OH 43216-5028
Telephone: 407-404-5266
Telecopier: 614-220-5613
Pub: 3/23, 3/30/2026
TCN:12182327