Notice of default and intent to foreclose on timeshare ownership interest.

NONJUDICIAL PROCEEDING TO FORECLOSE CLAIM OF LIEN BY TRUSTEE
CONTRACT NO.: 2008911.0
FILE NO.: 26-003664

PALM FINANCIAL SERVICES, LLC,
Lienholder,
vs.
LISA R. PETERSEN; BRIAN J. PETERSEN
Obligor(s)

__________________________/
NOTICE OF DEFAULT AND INTENT TO FORECLOSE

TO: Lisa R. Petersen
106 NORTH PARK AVE
Oakland, NE 68045
Brian J. Petersen
106 NORTH THOMAS
Oakland, NE 68045

The Manley Law Firm LLC has been appointed as trustee by Palm Financial Services, LLC for the purpose of instituting a Trustee Foreclosure and Sale under Fla. Stat. 721.855 on the following Timeshare Ownership Interest at Disney Vacation Club at Vero Beach described as:
An undivided 0.3134% interest in Unit 12K of the Disney Vacation Club at Vero Beach, a condominium (the Condominium), according to the Declaration of Condominium thereof as recorded in Official Records Book 1071, Page 2227, Public Records of Indian River County, Florida and all amendments thereto (the 'Declaration')
The default giving rise to these proceedings is the failure of the Obligor to pay condominium assessments and dues resulting in a Claim of Lien encumbering the Timeshare Ownership Interest as recorded in the Official Records of Indian River County, Florida. The Obligor has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The foreclosure of the Claim of Lien of the Obligor in this notice shall be subject to the judicial foreclosure procedure only upon receipt of an objection form. The Obligor has the right to cure the default any time after the date of this Notice until the Trustees sale of the Timeshare Ownership Interest. The Claim of Lien may be cured by sending certified funds to the Trustee payable to the Lienholder in the amount of $2,003.72, plus interest (calculated by multiplying $0.51 times the number of days that have elapsed since March 30, 2026), plus the costs of this proceeding. The Obligor will not be subject to a deficiency judgment even if the proceeds from the Trustees sale of the Timeshare Ownership Interest are insufficient to offset the amounts secured by the Claim of Lien.

Michael E. Carleton, Esq.
Jordan A. Zeppetello, Esq.
Jasmin Hernandez, Esq.
Adam B. Hall, Esq.
as Trustee pursuant to Fla. Stat. 721.82
P. O. Box 165028
Columbus, OH 43216-5028
Telephone: 407-404-5266
Telecopier: 614-220-5613
Pub: 4/6, 4/13/2026
TCN:12225067