Foreclosure action against James Dean Cummings for property at 185 Ridge Lake Rd.
Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research
- Published
- Category
- Foreclosure
- City
- Palatka
- Case #
- 2025000409CAAXMX
Research context
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What to do next
- 1
Contact an Attorney
Reach out to a legal professional for advice on how to respond to the notice.
- 2
Prepare Your Defense
Draft your written defenses and send them to the plaintiff's attorney by April 3rd, 2026.
- 3
File with the Court
File the original defenses with the Clerk of the Court immediately after serving the plaintiff's attorney.
Frequently asked questions
- What is a foreclosure notice?
- A foreclosure notice informs you that legal action is being taken to reclaim property due to unpaid debts.
- How do I respond to a foreclosure notice?
- You must serve a copy of your written defenses to the plaintiff's attorney within 30 days.
- What happens if I ignore the foreclosure notice?
- Ignoring the notice may result in a default judgment against you, leading to loss of property.
The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.
Full Notice Text
IN THE CIRCUIT COURT OF THE SEVENTH JUDICIAL CIRCUIT IN AND FOR PUTNAM COUNTY, FLORIDA CASE NO. 2025000409CAAXMX VANDERBILT MORTGAGE AND FINANCE, INC., a Tennessee corporation, Plaintiff, vs. JAMES DEAN CUMMINGS; et al., Defendants. NOTICE OF ACTION/ CONSTRUCTIVE SERVICE NOTICE BY PUBLICATION TO: JAMES DEAN CUMMINGS Last Known Address: 185 Ridge Lake Rd., Pomona Park, FL 32181 Current Address: Unknown TO: THE UNKNOWN SPOUSE OF JAMES DEAN CUMMINGS, if any Last Known Address: 185 Ridge Lake Rd., Pomona Park, FL 32181 Current Address: Unknown YOU ARE HEREBY NOTIFIED that an action to foreclose a mortgage on the following property in Putnam County, Florida: LOT 46 - LAKE MARGARET ESTATES A TRACT OF LAND LYING IN AND BEING PART OF THE WEST 1/2 OF SECTION 17, TOWNSHIP 12, RANGE 27, PUTNAM COUNTY, FLORIDA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST COMER OF THE SOUTHWEST 1/4 OF SAID SECTION 17, THENCE SOUTH O DEG. 45 MIN. 47 SEC. EAST AND ALONG THE WEST LINE OF SAID SOUTHWEST 1/4, 292.51 FEET; THENCE NORTH 88 DEG. 11 MIN. 40 SEC. EAST, 470.0 FEET, THENCE NORTH 60 DEG. 58 MIN. 52 SEC. EAST, 274.92 FEET; NORTH 81 DEG. 55 MIN. 12 SEC. EAST, 248.96 FEET TO THE POINT OF BEGINNING; THENCE CONTINUE NORTH 81 DEG. 55 MIN. 12 SEC. EAST, 148.56 FEET; THENCE NORTH 51 DEG. 01 MIN. 36 SEC. EAST, 63.71 FEET; THENCE NORTH 28 DEG. 25 MIN. 46 SEC. WEST, 309.02 FEET TO A POINT ON THE SOUTHEASTERLY RIGHT-OF-WAY LINE OF A 50 FOOT ROAD RIGHT-OF-WAY SAID POINT BEING A CURVE, SAID CURVE BEING CONCAVE TO THE SOUTHEAST AND HAVING A RADIUS OF 1725.0 FEET; THENCE SOUTHWESTERLY ALONG AND AROUND SAID CURVE THROUGH A CENTRAL ANGLE OF 5 DEG. 46 MIN. 17 SEC., AN ARC DISTANCE OF 173.76 FEET; THENCE SOUTH 22 DEG. 31 MIN. 08 SEC. EAST, 274.71 FEET TO THE POINT OF BEGINNING AND TO CLOSE. TOGETHER WITH that certain 2017 Nobility Berkshire Mobile Home bearing ID# Nl-13709, Title# 129404098. Property address: 185 Ridge Lake Rd., Pomona Park, FL 32181 has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Matthew Leider, Esq., Law Offices of Manganelli, Leider & Savio, P.A., Plaintiffs attorney, whose address is 1900 N.W. Corporate Blvd., Ste. 200W, Boca Raton, FL 33431 and whose email address is: service@mls-pa.com, within thirty (30) days of the first date of publication on or before APRIL 3RD, 2026 re and file the original with the Clerk of this Court either before service on the Plaintiff's attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint or petition. WITNESS my hand and the seal of said Court this 3RD day of MARCH, 2026. MATT REYNOLDS Clerk of the Court (SEAL) BY: /s/ Brandy Thomas Deputy Clerk Legal No. 00116593 03/11/26, 03/18/26
Related Notices
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Foreclosure action against James Dean Cummings for property at 185 Ridge Lake Rd.
Mar 11, 2026ForeclosurePalatka
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Property will be sold at auction on May 21, 2026.
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