Notice to creditors regarding the estate of Debra Ann Fay.

IN THE CIRCUIT COURT FOR
PALM BEACH COUNTY FLORIDA
PROBATE DIVISION
File No. 50-2025-CP-005531-XXXA-NB   
IN RE: THE ESTATE OF
	DEBRA ANN FAY,
				Deceased.
NOTICE TO CREDITORS
	The administration of the estate of Debra Ann Fay, deceased, whose date of death was March 20, 2025, is pending in the Circuit Court for Palm Beach County, Florida, Probate Division, the address of which is 205 N Dixie Hwy, West Palm Beach, FL 33401. The names and addresses of the personal representative and the personal representative's attorney are set forth below.
	All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM.
	All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE.
	The personal representative has no duty to discover whether any property held at the time of the decedent's death by the decedent or the decedent's surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, Florida Statutes, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes. The written demand must be filed with the clerk.
	ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED.
	NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED.
	The date of first publication of this notice is March 11, 2026.
Attorney for	Personal Representative:
Personal Representative:	Heather Ann Dougherty
Andrew Ponnock	1616 Basil St.
Florida Bar Number: 195420	North Versailles, PA 15137
10100 West Sample Road, 3rd floor
Coral Springs, FL 33065
Telephone: (954) 340-4051
Fax: (800) 809-1774
E-Mail: andy@ponnocklaw.com 
38827 PB 3/11,18/2026