Property will be sold due to foreclosure on February 9, 2026.

IN THE CIRCUIT COURT OF THE FIRST JUDICIAL CIRCUIT
IN AND FOR OKALOOSA COUNTY, FLORIDA
CIVIL ACTION
MORTGAGE RESEARCH CENTER, LLC D/B/A VETERANS UNITED HOME LOANS, A MISSOURI LIMITED LIABILITY CORPORATION,
Plaintiff,
vs.
TRACY WAUDBY, et al,
Defendant(s).
CASE NO.: 2025 CA 001585 C
DIVISION:
NOTICE OF SALE PURSUANT TO CHAPTER 45
NOTICE IS HEREBY GIVEN Pursuant to a Final Judgment of Foreclosure dated January 14, 2026, and entered in Case No. 2025 CA 001585 C of the Circuit Court of the FIRST Judicial Circuit in and for Okaloosa County, Florida in which Mortgage Research Center, LLC d/b/a Veterans United Home Loans, a Missouri Limited Liability Corporation, is the Plaintiff and Tracy Waudby, Ray Allen Waudby Jr. aka R Allen Waudby Jr., are defendants, the Okaloosa County Clerk of the Circuit Court will sell to the highest and best bidder for cash in/on online at www.okaloosa.realforeclose.com/index.cfm, Okaloosa County, Florida at 11:00 A.M. CST, 12:00P.M. EST on the February 9, 2026 the following described property as set forth in said Final Judgment of Foreclosure:
LOT 4, BLOCK A, LAKEVIEW SUBDIVISION, ACCORDING TO THE PLAT THEREOF, RECORDED IN PLAT BOOK 2, PAGE(S) 141, OF THE PUBLIC RECORDS OF OKALOOSA COUNTY, FLORIDA.
A/K/A 508 FORREST CT CRESTVIEW FL 32539
Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the Lis Pendens must file a claim before the Clerk reports the surplus as unclaimed.
CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a true and correct copy of the foregoing has also been furnished to all parties on the attached service list by mail or eService.
Dated this _09_ day of January, 2026.
ALBERTELLI LAW
P. O. Box 23028
Tampa, FL 33623
Tel: (813) 221-4743
Fax: (813) 221-9171
eService: servealaw@albertellilaw.com
By: /s/ Justin Ritchie
Justin Ritchie, Esq
Florida Bar #106621
In accordance with the Americans with Disabilities Act, if you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please Contact; Court Administration, ADA Liaison, Okaloosa County, 1940 Lewis Turner Boulevard, Fort Walton Beach, Florida, 32547. Phone (850) 609-4700, Fax (850) 651-7725, ADA.Okaloosa@flcourts1.gov at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.