Notice of default for timeshare interest foreclosure in Osceola County.
Official Courthouse Record · AI-summarized for clarity
- Published
- Category
- Foreclosure
- City
- Kissimmee
What You Should Do Next
- 1
Contact the Trustee
Reach out to the Trustee immediately to discuss curing the default.
- 2
Pay the owed amount
Ensure all payments are made before the scheduled sale date to avoid foreclosure.
- 3
Review your rights
Understand your legal rights regarding the foreclosure process and consider seeking legal advice.
Frequently Asked Questions
- What is a notice of default?
- A notice of default informs owners that they have failed to make required payments.
- How can I cure the default?
- Contact the Trustee to pay the owed amounts before the sale date.
- What happens if I don't respond?
- Failure to respond may result in losing your timeshare ownership through foreclosure.
- Can I contest the foreclosure?
- Yes, you have the right to request a judicial foreclosure instead of a trustee foreclosure.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.
Full Notice Text
NOTICE OF DEFAULT AND INTENT TO FORECLOSE NOTICE OF DEFAULT AND INTENT TO FORECLOSE, to all Obligor(s), record owners of the unit week(s) regarding timeshare interest(s) owned by the Obligor(s) on the Schedule A Combined Descriptions as listed below, for the respective Florida Vacation Villas Condominium, as described below in the Property Legal Description contained in the Schedule A Combined legal description for the respective Condominium, located in Osceola County, Florida, pursuant to the respective Declaration of Condominium referred to in said county, as amended from time to time, as described below in Schedule A. Pursuant to Section 721.855, Florida Statutes, the undersigned Trustee, as appointed by the respective condominium association for each condominium as described below, (the Association), does formally hereby give Notice (Notice of Default and Intent to Foreclose) to each Obligor(s), as listed on Schedule A Combined Descriptions below, that they are in default for failure to pay the amount due on the Lien as referenced herein. The respective Association for each condominium described below pursuant to the respective governing documents and Florida Statutes did cause a Claim of Lien (the Lien) to be recorded in public records of Osceola County for each Obligor listed on Schedule A Combined Descriptions at Official Records Book and Page referenced on Schedule A Combined Descriptions herein, with total amount listed thereon plus the per diem amount, if any, from such date of the lien against real property located in Osceola County, Florida (the Property), with the Property Legal Description as follows: those certain timeshare interest Condominium Unit No(s)/Week No(s) listed herein on the Schedule A Combined Description, in each respective Florida Vacation Villas Condominium, as said estate is described and defined in each respective Declaration of Condominium, as is described and defined in the respective Declaration of Condominium described below, all in accordance with each respective Declaration of Condominium, and the exhibits and amendments thereto, all as recorded in Official Records Book and Page of the Public Records of Osceola County, Florida, together any exhibits and amendments thereto (the "Declaration"), as described in Schedule A Combined Description below. Each Obligor(s) is liable for payment in full of amounts as shown in the Lien pursuant to the governing documents for the Association, plus costs if any as listed in the Schedule A Combined Descriptions, and each Obligor is presently in default of the obligation to pay. As a result of the default, each respective Association as specified below hereby elects to sell the timeshare interest Property as defined in Schedule A Combined Descriptions and Trustee(s) is conducting a non-judicial foreclosure and sale pursuant to Florida Statute 721.855. Please be advised that the Obligor must pay all sums no later than the date and time of the Trustees sale date by contacting Trustee(s) to cure the default noticed herein or the Trustee(s) will proceed with the sale of the timeshare interest at such date, time and location in Trustees Notice of Sale as provided in Section 721.855, Florida Statutes. Trustee(s) will provide written notice to each Obligor of the Notice of Sale, including date, time, and location, which shall also be recorded in the Public Records of Osceola County Florida and published for two consecutive weeks in a Osceola County Florida newspaper. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, then you risk losing the ownership of your timeshare interest through the trustee non judicial foreclosure process pursuant to Section 721.855, Florida Statutes. You have the right as a matter of law to object to the use of the trustee foreclosure procedure contained in Section 721.855, Florida Statutes, and require a judicial foreclosure process by contacting the Trustee at the address provided herein in writing of that objection stating the you exercise your right to object to the use of the trustee foreclosure procedure contained in Section 721.855, Florida Statutes. Upon the Trustees receipt of any written objection, the foreclosure of the lien with respect to the default specified in this Notice will be subject to judicial foreclosure procedure only. You have the right to cure the default in the manner set forth in this Notice at any time before the Trustees sale of your timeshare interest. You may remit cash or certified funds for the amounts due and secured by the Lien as listed on Schedule A Combined Descriptions to the Trustee at any time prior to the Trustees issuance of the Certificate of Sale. If you do not object to the use of the trustee foreclosure procedure as specified herein, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the Lien. The Trustee(s) appointed by the respective Association listed in Schedule A Combined Descriptions is the Law Office of Vaughan & Associates, PA, 100 East Granada Blvd, Suite 209, Ormond Beach, FL 32176 (386-673-6733), email kav@kvaughanlaw.com, to conduct the Trustees foreclosure process and sale as provided in Sections 721.855 and 721.86, Florida Statutes. Each Obligor, their notice address and timeshare interests Property descriptions are as listed on Schedule A Combined Descriptions. Notice is given to each Obligor(s), that is/are not known to be dead or alive and, if dead, if a trust, or other legal entity, then the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, officers, shareholders, members, managers, trustees, beneficiaries, record owners, or other claimants, by, through, under or against said named Obligor(s) and all parties having or claiming to have any right, title or interest in the Obligors Property as described in Schedule A Combined Descriptions. Dated January 14, 2026, by Law Office of Vaughan & Associates, P.A., Trustee Schedule A Combined Descriptions for Notice of Default and Intent to Foreclose: Florida Vacation Villas II: The Trustee, Law Office of Vaughan & Associates, P.A, has been appointed by the respective Association, Florida Vacation Villas II Condominium Association, Inc. (Association), and does hereby give the above Notice of Default and Intent to Foreclose to each Obligor listed in the Schedule A Combined Legal Description for Florida Vacation Villas II, Phase 1, a Condominium, as said estate is described and defined in the Declaration of Condominium for Florida Vacation Villas II, a Condominium (Florida Vacation Villas II), and the exhibits and amendments thereto, as recorded in Official Records Book 579, Page 277, Public Records of Osceola County, Florida, (the Declaration): Schedule A Combined Descriptions Florida Vacation Villas II: Record Owner/Obligor: Names, Addresses (RO), Condominium Parcel Legal Unit No(S)/Week No. (U/W), Total Amount Due per recorded Claim of Lien (Amt Due), Per Diem Amount (PD) from date of Lien, if any, all of the Public Records of Osceola County, Florida, as follows: RO: DENNIS J SHARP, 50285 STATE HWY 11, SALOL, MN 56756, U/W 1101/6, CL ORB/PG 6670/1914 Amt Due $1451.53 PD $0.00; RO: BONNIE J ROWE, 14349 BECKLEY ROAD, MOUNT VERNON, OH 43050, U/W 1104/20, CL ORB/PG 6670/1917 Amt Due $1451.53 PD $0.00; RO: SCOTT SPORER, 37819 100TH AVENUE, ONAMIA, MN 56359, U/W 1107/28, CL ORB/PG 6811/964 Amt Due $1585.01 PD $0.00; RO: CHARLES W MCDILL and KATIE MCDILL, 2622 BEVERLY HILLS LANE, MESQUITE, TX 75150, U/W 1108/18, CL ORB/PG 6840/1439 Amt Due $1564.54 PD $0.00; Florida Vacation Villas III: The Trustee, Law Office of Vaughan & Associates, P.A, has been appointed by the respective Association, Florida Vacation Villas III Condominium Association, Inc. (Association), and does hereby give the above Notice of Default and Intent to Foreclose to each Obligor listed in the Schedule A Combined Legal Description for Florida Vacation Villas III, a Condominium, as said estate is described and defined in the Declaration of Condominium for Florida Vacation Villas III, a Condominium (Florida Vacation Villas III), and the exhibits and amendments thereto, as recorded in Official Records Book 752, Page 179, Public Records of Osceola County, Florida, (the Declaration): Schedule A Combined Descriptions Florida Vacation Villas III: Record Owner/Obligor: Names, Addresses (RO), Condominium Parcel Legal Unit No(S)/Week No. (U/W), Total Amount Due per recorded Claim of Lien (Amt Due), Per Diem Amount (PD) from date of Lien, if any, all of the Public Records of Osceola County, Florida, as follows: RO: JODY L PIMM AKA JODY L COOPER INDIVIDUALLY AND AS SURVIVING SPOUSE OF PATRICK PIMM DECEASED, 9920 - 114A AVENUE, FORT ST JOHN, BC V1J 7B8 CANADA, U/W 1115/49, CL ORB/PG 6840/1440 Amt Due $1527.38 PD $0.00; RO: SHAANNA SUMPTER, 6851 CAPTAIN CT, LATTA, SC 29565, U/W 1117/4, CL ORB/PG 6387/875 Amt Due $5854.06 PD $0.00; RO: SHAUN MARKS, 2146 COLLEGE AVENUE, ELMIRA HEIGHTS, NY 14903, U/W 1119/35, CL ORB/PG 6791/2323 Amt Due $3929.38 PD $0.00; RO: PETER J GRAZIANO, 128 BALTUSROL WAY, SPRINGFIELD, NJ 07081, U/W 1120/5, CL ORB/PG 6791/2324 Amt Due $3111.85 PD $0.00; RO: ANTHONY TALAVERA III AKA ANTHONY TALAVERA, 11915 SW 123 AVENUE, MIAMI, FL 33186 , U/W 1121/38, CL ORB/PG 6840/1443 Amt Due $1527.38 PD $0.00; RO: CYNITA DAVIS and DOREEN PINKNEY, 139 STEVENS AVENUE, JERSEY CITY, NJ 07305, U/W 1122/47, CL ORB/PG 6840/1445 Amt Due $2093.63 PD $0.00; RO: JOSE M GONZALEZ and MARILYN GONZALEZ, 9020 S.W. 177TH TERR., MIAMI, FL 33157, U/W 2120/36, CL ORB/PG 6840/1450 Amt Due $1527.38 PD $0.00; RO: W. DANIEL BLANKENSHIP AKA W. DANIEL BLANKESHIP & BETTY J. BLANKENSHIP, 28130 SE 175TH STREET, UMATILLA, FL 32784, U/W 2121/47, CL ORB/PG 6840/1451 Amt Due $1527.38 PD $0.00 RO: MICHAEL EARL and NANCY EARL, 2515 N.E. 2ND COURT, APT. 302, BOYTON BEACH, FL 33435, U/W 2122/39, CL ORB/PG 6840/1452 Amt Due $1527.38 PD $0.00; Florida Vacation Villas IV: The Trustee, Law Office of Vaughan & Associates, P.A, has been appointed by the respective Association, Florida Vacation Villas IV Condominium Association, Inc. (Association), and does hereby give the above Notice of Default and Intent to Foreclose to each Obligor listed in the Schedule A Combined Legal Description for Florida Vacation Villas IV, a Condominium, as said estate is described and defined in the Declaration of Condominium for Florida Vacation Villas IV, a Condominium (Florida Vacation Villas IV), and the exhibits and amendments thereto, as recorded in Official Records Book 1034, Page 198, Public Records of Osceola County, Florida, (the Declaration): Schedule A Combined Descriptions Florida Vacation Villas IV: Record Owner/Obligor: Names, Addresses (RO), Condominium Parcel Legal Unit No(S)/Week No. (U/W), Total Amount Due per recorded Claim of Lien (Amt Due), Per Diem Amount (PD) from date of Lien, if any, all of the Public Records of Osceola County, Florida, as follows: RO: JOHN DOWNEY and ROSE DOWNEY, 62049 REG ROAD 27, FENWICK, ONT L0S 1C0 CANADA, U/W 224/4, CL ORB/PG 6670/1923, Amt Due $1438.20 PD $0.00; RO: JUDY A LAMOREAUX, 77 EAST CENTER STREET, SHAVERTOWN, PA 18708, U/W 224/34, CL ORB/PG 6811/965 Amt Due $1571.01 PD $0.00; RO: LOIS F MALONEY INDIVIDUALLY AND AS SURVIVING SPOUSE OF PAUL C MALONEY, 401 E. BROAD STREET, QUAKERTOWN, PA 18951, U/W 225/15, CL ORB/PG 6840/1454, Amt Due $1550.74 PD $0.00; RO: THERESA M CHRISTIANO and ANTHONY M CHRISTIANO AKA ANTHONY CHRISTIANO, 7 ATKINS CT., CARMEL, NY 10512, U/W 225/52, CL ORB/PG 6791/2325 Amt Due $4713.67 PD $0.00; RO: DAVID E WATTERS, 31 WATTERS DRIVE RR #1, BANCROFT, ONT K0L 1C0 CANADA, U/W 323/3, CL ORB/PG 6670/1925 Amt Due $1438.20, PD $0.00; RO: PATRICIA RENNHACK, 20 FIRE ROAD DRIVE, BAY SHORE, NY 11706, U/W 326/48, CL ORB/PG 6670/1926 Amt Due $1438.20 PD $0.00; RO: NORMAN E ASH DECEASED, 25 BARRON GLENN WAY, ANDESON, SC 29621, U/W 326/25, CL ORB/PG 6811/966 Amt Due $1571.01 PD $0.00; RO: JERRY GUGLIELMO DECEASED and GENIENE M GUGLIELMO DECEASED, 15 SCHUYLKILL COURT, CARMEL, NY 10512, U/W 224/45, CL ORB/PG 6840/1453 Amt Due $1550.74 PD $0.00 RO: CHARLES I DERE DECEASED, 137 WEST SHORE DRIVE, PUTNAM VALLEY, NY 10579, U/W 325/35, CL ORB/PG 6791/2326 Amt Due $2844.98 PD $0.00 January 22, 29, 2026
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