What is a foreclosure sale?

A foreclosure sale is a public auction of a property due to unpaid mortgage debts.

When is the foreclosure sale?

The foreclosure sale is scheduled for March 5, 2026, at 11:00 AM.

Where will the sale take place?

The sale will take place at 115 Oak Street, Arcadia, FL 34266.

How can I claim surplus funds?

File a claim with the clerk before the surplus is reported as unclaimed.

Foreclosure sale scheduled for March 5, 2026, at 11:00 AM.

Official Courthouse Record · AI-summarized for clarity

Published: Jan 29, 2026 · 2 months ago
Category: Foreclosure
City: Port Charlotte
Address: 115 Oak Street, Arcadia, FL 34266 · 3 filings
Case #: 2025 CA 000307

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See all filings for case 2025 CA 000307 with AI case status analysis.

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What You Should Do Next

1
Attend the Foreclosure Sale
Be present at 115 Oak Street, Arcadia, FL on March 5, 2026, at 11:00 AM.
2
Contact the Clerk's Office
Reach out to the DeSoto County Clerk's Office at (863) 993-4876 for assistance.
3
File a Claim for Surplus
If you have an interest in surplus funds, file your claim before the sale.
4
Request ADA Accommodations
If you need assistance due to a disability, contact the Clerk's Office at least 7 days prior.

Frequently Asked Questions

What is a foreclosure sale?: A foreclosure sale is a public auction of a property due to unpaid mortgage debts.
When is the foreclosure sale?: The foreclosure sale is scheduled for March 5, 2026, at 11:00 AM.
Where will the sale take place?: The sale will take place at 115 Oak Street, Arcadia, FL 34266.
How can I claim surplus funds?: File a claim with the clerk before the surplus is reported as unclaimed.

The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.

Full Notice Text

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT
IN AND FOR DESOTO COUNTY, FLORIDA
2025 CA 000307
HSBC BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED NOTEHOLDERS OF RENAISSANCE HOME EQUITY LOAN ASSET-BACKED NOTES, SERIES 2005-2,
Plaintiff,
VS.
SHELTON YOUNG; PHAEDRA J. YOUNG; UNKNOWN TENANT #1 N/K/A SHELTAEDRA YOUNG; UNKNOWN TENANT #2 N/K/A DEIDRE YOUNG; ANY AND ALL UNKNOWN PARTIES CLAIMING BY, THROUGH, UNDER AND AGAINST THE HEREIN NAMED INDIVIDUAL DEFENDANT(S) WHO ARE NOT KNOWN TO BE DEAD OR ALIVE, WHETHER SAID UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS, DEVISEES, GRANTEES, OR OTHER CLAIMANTS
Defendant(s).
NOTICE OF FORECLOSURE SALE PURSUANT TO CHAPTER 45
NOTICE IS HEREBY GIVEN that sale will be made pursuant to an Order or Final Judgment. Final Judgment was awarded on January 6, 2026 in Civil Case No. 2025 CA 000307, of the Circuit Court of the TWELFTH Judicial Circuit in and for Desoto County, Florida, wherein, HSBC BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED NOTEHOLDERS OF RENAISSANCE HOME EQUITY LOAN ASSET-BACKED NOTES, SERIES 2005-2 is the Plaintiff, and SHELTON YOUNG; PHAEDRA J. YOUNG; UNKNOWN TENANT #1 N/K/A SHELTAEDRA YOUNG; UNKNOWN TENANT #2 N/K/A DEIDRE YOUNG; ANY AND ALL UNKNOWN PARTIES CLAIMING BY, THROUGH, UNDER AND AGAINST THE HEREIN NAMED INDIVIDUAL DEFENDANT(S) WHO ARE NOT KNOWN TO BE DEAD OR ALIVE, WHETHER SAID UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS, DEVISEES, GRANTEES, OR OTHER CLAIMANTS
are Defendants.
The Clerk of the Court, Nadia K. Daughtrey will sell to the highest bidder for cash at 115 Oak Street, Arcadia, FL 34266 on March 5, 2026 at 11:00:00 AM EST the following described real property as set forth in said Final Judgment, to wit:
LOT 3, BLOCK D, ROYAL HOWARD SUBDIVISION, A SUBDIVISION, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 6, AT PAGES 65 AND 65A OF THE PUBLIC RECORDS FOR DESOTO COUNTY, FLORIDA.
Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim before the clerk reports the surplus as unclaimed.
WITNESS my hand and the seal of the court on January 14, 2026.
CLERK OF THE COURT
Nadia K. Daughtrey
Bridgette Rios
Deputy Clerk
IMPORTANT
AMERICANS WITH DISABILITIES ACT: If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the DeSoto County Clerks Office, 115 East Oak Street, Arcadia, Florida 34266, (863)993-4876, at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days; if you are hearing or voice impaired, call 711.
Publish: 01/22/26, 01/29/