What is a foreclosure notice?

A foreclosure notice informs you that a lender is seeking to reclaim property due to unpaid mortgage.

How do I respond to a foreclosure notice?

You must serve your written defenses to the lender's attorney and file with the court.

What happens if I ignore the foreclosure notice?

Ignoring the notice may result in a default judgment against you, leading to loss of property.

What is the deadline to respond?

You have 30 days from the first publication date to respond to the notice.

Action to foreclose mortgage on property in Lake County.

Official Courthouse Record · AI-summarized for clarity

Published: Jan 30, 2026 · 2 months ago
Category: Foreclosure
City: The Villages
Address: 5223 Fredrick Rd, Fruitland Park, FL
Case #: 35-2025-CA-002248-AXXX-01

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What You Should Do Next

1
Contact an Attorney
Reach out to a legal professional for advice on how to proceed with your case.
2
Prepare Your Defense
Draft your written defenses and gather any necessary documentation to support your case.
3
File Your Response
Submit your written defenses to Nick Geraci, Esq. by the deadline of February 22, 2026.
4
Attend Court Hearing
Be prepared to attend any scheduled court hearings regarding the foreclosure action.

Frequently Asked Questions

What is a foreclosure notice?: A foreclosure notice informs you that a lender is seeking to reclaim property due to unpaid mortgage.
How do I respond to a foreclosure notice?: You must serve your written defenses to the lender's attorney and file with the court.
What happens if I ignore the foreclosure notice?: Ignoring the notice may result in a default judgment against you, leading to loss of property.
What is the deadline to respond?: You have 30 days from the first publication date to respond to the notice.

The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.

Full Notice Text

IN THE CIRCUIT COURT OF THE FIFTH JUDICIAL CIRCUIT IN AND FOR LAKE COUNTY, FLORIDA
Case No: 35-2025-CA-002248-AXXX-01
CARRINGTON MORTGAGE SERVICES, LLC,
Plaintiff,
vs.
ELIJAH ISAIAH JOHNSON ELAM, ET AL.,
Defendants.
 
NOTICE OF ACTION
 
TO:
ELIJAH ISAIAH JOHNSON ELAM
5223 Fredrick Rd
Fruitland Park, FL 34731
 
UNKNOWN SPOUSE OF ELIJAH ISAIAH JOHNSON ELAM
5223 Fredrick Rd
Fruitland Park, FL 34731
 
ELIJAH ISAIAH JOHNSON ELAM
1873 Pruitt St
Leesburg FL 34748
 
UNKNOWN SPOUSE OF ELIJAH ISAIAH JOHNSON ELAM
1873 Pruitt St
Leesburg FL 34748
 
ELIJAH ISAIAH JOHNSON ELAM
797 TEAGUE TRAIL APT 12303
LADY LAKE, FL 32159
 
UNKNOWN SPOUSE OF ELIJAH ISAIAH JOHNSON ELAM
797 TEAGUE TRAIL APT 12303
LADY LAKE, FL 32159
 
ELIJAH ISAIAH JOHNSON ELAM
1501 SPRING LAKE COVE LN # 104
FRUITLAND PARK, FL 3473
 
UNKNOWN SPOUSE OF ELIJAH ISAIAH JOHNSON ELAM
1501 SPRING LAKE COVE LN # 104
FRUITLAND PARK, FL 3473
 
STEPHANIE RENEE HILL
5223 Fredrick Rd
Fruitland Park, FL 34731
 
STEPHANIE RENEE HILL
1873 Pruitt St
Leesburg FL32159
 
STEPHANIE RENEE HILL
510 County Road 466
Lady Lake FL 32159
 
UNKNOWN SPOUSE OF STEPHANIE RENEE HILL
5223 Fredrick Rd
Fruitland Park, FL 34731
 
UNKNOWN SPOUSE OF STEPHANIE RENEE HILL
1873 Pruitt St
Leesburg FL32159
 
UNKNOWN SPOUSE OF STEPHANIE RENEE HILL
510 County Road 466
Lady Lake FL 32159
 
LAST KNOWN ADDRESS STATED, CURRENT RESIDENCE UNKNOWN
 
and any unknown heirs, devisees, grantees, creditors and other unknown persons or unknown spouses claiming by, through and under the above-named Defendant(s), if deceased or whose last known addresses are unknown.
 
YOU ARE HEREBY NOTIFIED that an action to foreclose Mortgage covering the following real and personal property described as follows, to wit:
 
LOT 20, BLOCK G, PICCIOLA ISLAND SUBDIVISION, ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK 14, PAGE(S) 19, OF THE PUBLIC RECORDS OF LAKE COUNTY, FLORIDA
 
has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Nick Geraci, Esq., Lender Legal PLLC, 1800 Pembrook Drive, Suite 250, Orlando, Florida 32810 and file the original with the Clerk of the above-styled Court on or before 30 days from the first publication, otherwise a default will be entered against you for the relief demanded in the Complaint.
 
WITNESS my hand and seal of the said Court on the 20th day of January, 2026.
 
CLERK OF THE CIRCUIT COURT
By: /s/ D. Latourelle
Deputy Clerk
 
#01289482    January 23, 2026
                      January 30, 2026

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