Property at 356 Mica Trail will be sold due to mortgage default.
Official Courthouse Record · AI-summarized for clarity
- Published
- Category
- Foreclosure
- City
- Riverdale
What You Should Do Next
- 1
Contact Your Lender
Reach out to Select Portfolio Servicing, Inc. at 888-818-6032 to discuss your options.
- 2
Attend the Sale
Be present at the Fulton County Courthouse on the first Tuesday in May 2026.
- 3
Review Your Finances
Assess your financial situation to determine if you can pay off the debt.
Frequently Asked Questions
- What is a Power of Sale?
- A Power of Sale allows a lender to sell property to recover loan defaults.
- How can I stop a foreclosure?
- Contact your lender immediately to discuss options like loan modification or repayment plans.
- What happens during a foreclosure sale?
- The property is auctioned to the highest bidder, typically at a courthouse.
- Who can I contact for more information?
- You can reach Select Portfolio Servicing, Inc. at 888-818-6032 for loan inquiries.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.
Full Notice Text
FN6157 GPN111 FN6157 GPN111 NOTICE OF SALE UNDER POWER GEORGIA, FULTON COUNTY By virtue of a Power of Sale contained in that certain Security Deed from OSCAR HUGHES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR M&I BANK FSB, dated June 26, 2006, recorded July 10, 2006, in Deed Book 42973, Page 76, Fulton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventy Thousand and 00/100 dollars ($170,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. Bank Trust Company, National Association, as Trustee, as successor-in-interest to U.S. Bank National Association, not in its individual capacity but solely as indenture trustee, for the holders of the CIM Trust 2021-R3, Mortgage-Backed Notes, Series 2021-R3, there will be sold at public outcry to the highest bidder for cash at the Fulton County Courthouse, within the legal hours of sale on the first Tuesday in May, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OF LAND LYING AND BEING IN LAND LOT 189 OF THE 13TH DISTRICT OF FULTON COUNTY, GEORGIA, AND BEING LOT 275, BLOCK J, STONERIDGE SUBDIVISION, AS PER PLAT OF SURVEY MADE OF STONERIDGE SUBDIVISION, OF RECORD AT PLAT BOOK 245, PAGE 4, FULTON COUNTY, GEORGIA. THE DESCRIPTION OF THE PROPERTY AS CONTAINED ON SAID PLAT OF SURVEY IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. THE ABOVE -DESCRIBED PROPERTY IS BEING CONVEYED SUBJECT TO RESTRICTIVE COVENANTS OF RECORD AT DEED BOOK 35594, PAGE 158, FULTON COUNTY RECORDS. Said legal description being controlling, however the property is more commonly known as 356 MICA TRAIL, RIVERDALE, GA 30296. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is OSCAR HUGHES, ESTATE AND/OR HEIRS-AT-LAW OF OSCAR HUGHES , or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchasers tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Select Portfolio Servicing, Inc., Loss Mitigation Dept., 3217 S. Decker Lake Dr., Salt Lake City, UT 84119, Telephone Number: 888-818-6032. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, AS TRUSTEE, AS SUCCESSOR-IN-INTEREST TO U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS INDENTURE TRUSTEE, FOR THE HOLDERS OF THE CIM TRUST 2021-R3, MORTGAGE-BACKED NOTES, SERIES 2021-R3 as Attorney in Fact for OSCAR HUGHES THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. SPS-26-00026-1 Ad Run Dates 04/08/2026, 04/15/2026, 04/22/2026, 04/29/2026 rlselaw.com/property-listing #4:08,15,22,29 543121-AT