Property will be sold due to default on mortgage payments.
Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research
- Published
- Category
- Foreclosure
- City
- Rome
Research context
What to do next
- 1
Attend the Sale
Be present at the courthouse on May 5, 2026, to place your bid.
- 2
Conduct Due Diligence
Research the property and its legal status before the sale date.
- 3
Prepare Payment
Ensure you have the necessary funds available for the cash payment.
Frequently asked questions
- What is a foreclosure notice?
- A foreclosure notice informs that a property will be sold due to unpaid debts.
- How can I bid on the property?
- You can bid at the public sale on the first Tuesday in May, 2026.
- What should I know before bidding?
- Perform due diligence on the property and understand the terms of the sale.
- What happens if I win the bid?
- You will need to pay cash and comply with all sale conditions.
The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.
Full Notice Text
gpn11 RN5216 RN5216 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, FLOYD COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Miguel Gomez, Elizabeth Gomez to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for First Bank Mortgage a division of First Bank of Georgia, its successors and assigns dated February 25, 2010, recorded in Deed Book 2219, Page 436, Floyd County, Georgia Records, as last transferred to Midfirst Bank by assignment recorded in Deed Book 2832, Page 322, Floyd County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND SIX HUNDRED THIRTY-THREE AND 0/100 DOLLARS ($68,633.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Floyd County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. ? 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence. Midfirst Bank is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Midland Mortgage, a division of MidFirst Bank, 999 N.W. Grand Boulevard Suite 100, Oklahoma City, OK 73118-6116, 800-654-4566. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. Upon information and belief, said property is more commonly known as 104 Lamar Street Nw, Rome, GA 30165. Should a conflict arise between the property address and the legal description, the legal description shall control. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the Rule), found at 89 FR 70258, will go into effect. The Rule applies to certain residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, purchasers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rules federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258. Midfirst Bank as Attorney in Fact for Miguel Gomez, Elizabeth Gomez McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" All that tract or parcel of land situated, lying and being in Land Lot 162 in the 4th District and 4th Section of Floyd County and in the 3rd Ward of the City of Rome, Georgia, and being Lots 60, 61, 62 and the south 15 feet of Lot 63 of the C. L. Carey's Addition to Westview, according to a plat thereof recorded in Plat Book 2, Page 27, in the Office of the Clerk of the Superior Court of Floyd County, Georgia, and being more particularly described as follows: Beginning at a point on the easterly line of Lamar Street (50 foot right of way) which point is 100 feet, as measured along the easterly line of Lamar Street, northerly from the point of intersection of the easterly line of Lamar Street with the northerly line of Sampson Street; thence north 07 degrees 54 minutes 36 seconds east, along the easterly line of Lamar Street, 89.64 feet; thence south 83 degrees 30 minutes 40 seconds east 230 feet; thence south 07 degrees 54 minutes 45 seconds west 89.64 feet; thence north 83 degrees 30 minutes 38 seconds west 203 feet to the point of beginning. Said property is described according to a plat prepared by Grover Higgins Associates dated March 6, 1997, entitled "Survey for Ethel and Belinda Phillips". MR / JD May 5, 2026 Our file no. 24-15901GA-FT17 24-15901GA 4:10,17,24;5:1,2026
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