Property at 1495 Brown Creek Rd will be sold due to foreclosure.

"Foreclosures",1635,"",97072,"26-075 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF HARRIS Under and by virtue of the power of sale contained in a certain Security Deed from Jamie L Fowler(hereinafter identified as the “Grantor”), to Southern States Bank now known as FirstBank, as the successor in interest through name change and by merger with Southern States Bank (hereinafter identified as “FirstBank”) being dated July 7, 2021 and being recorded on July 8, 2021 in Deed Book 1938, beginning at page 123(hereinafter the “Deed”)in the Office of the Clerk of the Superior Court, Harris County, Georgia as given or delivered to FirstBank by the Grantor, to secure the payment and performance of certain obligations to FirstBank evidenced by a certain Home Equity Line of Credit Agreement and Disclosure ( hereinafter the “HELOC”)with interest thereon, and having a revolving credit or principal limit amount of $140,000.00 as delivered to FirstBank by the Grantor, there will be sold by the undersigned at public outcry during the legal hours of sale before the doors of the county courthouse in Hamilton, Harris County, Georgia, on the first Tuesday in April, 2026, to-wit: April 7, 2026, to the highest and best bidder for cash, all property, property rights or interests described in, and being conveyed by, the Deed, including the following described Real Property: Lot Number 41 containing 10.13 acres more or less, according to the plat of Johnson Mill Subdivision, Phase Four, located in Land Lots 147, 146 & 174 of the 21 st Land District in Harris County, Georgia which survey was prepared by Robert V. Haralson on October 8, 1987 and recorded in Plat Book 14 at Page 24 of the records of Clerk of the Superior Court of Harris County, Georgia Less and Except as being described in Deed Book 1378, Page 278, 0.236 acres more or less in Harris County, Georgia Records. The Real Property or its address is commonly known as 1495 Brown Creek Rd, Shiloh, Ga. 31826-2405. The Real Property tax identification number is  077 027. TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures and improvements now or hereafter located on the Real Property or on any part or parcel thereof and all fixtures affixed or attached, actually contractively, thereto; (ii)all and singular tenements and hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions , remainder or remainders thereof; (iii)all rents accruing therefrom, whether now or hereafter due; (iv)all accounts and contract rights now or hereafter arising in connection with any part or parcel or any buildings, structures, or improvements now or hereafter located thereon, including, without limitation all accounts and contract rights in and to all leases or undertakings to lease now or hereafter affecting the land or any buildings, structures or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements now or hereafter located thereon or thereunder or on or under any part or parcel thereof; (vi)all estates, rights, title and interest therein or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings. Mobile homes, Modular homes and all personal property of every kind or description whatsoever now or hereafter located thereon, or in or on the buildings, structures and improvements thereon and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements now or hereafter located thereon or any part or parcel thereof. A default has occurred under the terms of the HELOC. The default includes, among other possible events of default, the failure of the Grantor to maintain or pay the HELOC's required payments when due The indebtedness evidenced by the HELOC has been accelerated and declared immediately due and payable in full by the FirstBank and, as maybe be now necessary or required, is hereby accelerated and declared by FirstBank, to be immediately due and payable in full. The indebtedness remaining in default, this sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness evidenced by the HELOC including, but not limited to, the costs and expenses of collection of the HELOC s, attorney's fees (notice of the intention to collect attorney's fees having been provided by FirstBank) accrued interest and expenses of the sale and all other amounts, payments, fees, costs or expenses as originally and continuously provided for under the HELOC and Deed or as provided by applicable law. Any remainder shall be paid or applied as provided for by law. In accordance with O.C.G.A. §44-14-162.2, the name, address and telephone number of the entity or individual with the full authority to negotiate, amend or modify the terms of the Deed is FirstBank, Special Assets Department, 340 West Lincoln Street, Tullahoma, Tennessee 37388. The telephone number is (931) 589-6810. Please be advised that O.C.G.A §44-14-162.2 does not require FirstBank to negotiate, amend or modify the Deed. This sale will be conducted subject to confirmation that the sale is not prohibited under the United States Bankruptcy Code and to the final confirmation and audit of the status of the HELOC and Deed referenced above and herein. THIS COMMUNICATION IS FROM A DEBT COLLECTOR WHO IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Upon the information and belief of the undersigned, the above and herein described Real Property are in the possession of the Grantor. In any event, the Real Property will be sold as the property of the Grantor and will further be sold “as is” “where is” and without warranty (express or implied) or recourse or representations of any kind or nature whatsoever, and will be sold subject to prior or superior liens and encumbrances as well as prior deeds to secure debt of record, if any, outstanding and applicable ad valorem taxes (whether or not now due), zoning ordinances, street improvements, special assessments, liens, covenants, rights of way, easements, restrictions or other matters of record, if any, and any matters that would be disclosed or determined by a survey or an inspection of the above and herein described of the Real Property. In accordance with the Deed. The undersigned will execute a deed to the purchaser of any at the sale as provided in the Deed. FirstBank, as the successor in interest through name change and by merger with Southern States Bank and acting under and by virtue of the powers contained in the Deed and as attorney in fact for the Grantor, Jamie L. Fowler Harry Owen Lee, P.C. By: H. Owen Lee Attorneys for FirstBank, as the successor in interest through name change and by merger with Southern States Bank P. O. Box 1676 Columbus, Georgia 31902 (706) 576-5152 howenlee@lmlawoffice.net (3:12, 19, 26, 4:2)" END OF AD