Property at 5 Ridgedale Dr SE will be sold due to loan default.
Official Courthouse Record · AI-summarized for clarity
Deadline detected: sale date — 2026-05-05
Pro users tracking foreclosure like this were alerted the second it filed. Never miss a deadline →
- Published
- Category
- Foreclosure
- City
- Silver Creek
What You Should Do Next
- 1
Contact LoanCare, LLC
Call LoanCare at 800-274-9900 to discuss your loan and possible options.
- 2
Attend the sale
Be present at the courthouse on the first Tuesday in May, 2026, for the sale.
- 3
Review your finances
Assess your financial situation to determine if you can pay the owed amount.
Frequently Asked Questions
- What is a foreclosure notice?
- A foreclosure notice informs property owners that their property will be sold due to unpaid debts.
- How can I stop a foreclosure?
- You may negotiate with your lender or seek legal advice to explore options to stop the foreclosure.
- When is the foreclosure sale date?
- The foreclosure sale is scheduled for the first Tuesday in May, 2026.
- Who can I contact for more information?
- You can contact LoanCare, LLC at 800-274-9900 for more details regarding the loan.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.
Full Notice Text
gpn11 RN5223 RN5223 gpn11 NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF FLOYD By virtue of a Power of Sale contained in that certain Security Deed from Carlton L. Wilson to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR RESIDENTIAL ACCEPTANCE CORPORATION, dated September 10, 2020 and recorded on September 11, 2020 in Deed Book 2642, Page 1244, in the Office of the Clerk of Superior Court of Floyd County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of One Hundred Seventy-Six Thousand Sixty and 00/100 dollars ($176,060.00) with interest thereon as provided therein, as last transferred to Lakeview Loan Servicing, LLC, recorded in Deed Book 2931, Page 1086, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Floyd County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in May, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND, SITUATE, LYING AND BEING IN LAND LOT 116 OF THE 22ND DISTRICT AND 3RD SECTION OF FLOYD COUNTY, GEORGIA, AND BEING PARTS OF LOTS 112 AND 113 OF TREMONT SUBDIVISION ACCORDING TO A PLAT THEREOF RECORDED IN PLAT BOOK 6, PAGE 205, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF FLOYD COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT OF INTERSECTION OF THE SOUTHERLY LINE OF RIDGEDALE DRIVE (50 FOOT RIGHT OF WAY) WITH THE EASTERLY LINE OF PINE RIDGE DRIVE (50 FOOT RIGHT OF WAY) AND FROM SAID POINT OF BEGINNING, RUNNING THENCE SOUTH 07 DEGREES 33 MINUTES 00 SECONDS EAST ALONG THE EASTERLY LINE OF PINE RIDGE DRIVE, 198.98 FEET; THENCE SOUTH 89 DEGREES 08 MINUTES 22 SECONDS WEST 128.22 FEET; THENCE NORTH 04 DEGREES 24 MINUTES 22 SECONDS WEST 198.33 FEET TO THE SOUTHERLY LINE OF RIDGEDALE DRIVE; THENCE NORTH 89 DEGREES 18 MINUTES 03 SECONDS EAST ALONG THE SOUTHERLY LINE OF RIDGEDALE DRIVE, 117.30 FEET TO THE POINT OF BEGINNING. BEING THE SAME PROPERTY AS CONVEYED TO CHRISTOPHER M. ULLERY BY SPECIAL WARRANTY DEED FROM ALLY BANK, RECORDED 04/01/2013, IN BOOK 2348, PAGE 1031, IN FLOYD COUNTY, GEORGIA. Said property may more commonly be known as 5 Ridgedale Dr SE, Silver Creek, GA 30173. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees (notice of intent to collect attorneys fees having been given). The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is LoanCare, LLC, 3637 Sentara Way, Virginia Beach, VA 23452 800-274-9900. Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are _ Carlton L. Wilson and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code, 2) final confirmation and audit of the status of the loan with the holder of the Security Deed, and 3) any legal impediments to the undertaking and completion of sale. The Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting of certain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCENs website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. Lakeview Loan Servicing, LLC as Attorney-in-Fact for Carlton L. Wilson Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520 4:10,17,24;5;1,2026