What is the foreclosure notice about?

It informs defendants about a foreclosure action on properties in Sterling, Illinois.

What should I do if I am a defendant?

You must file an answer or appear in court by May 21, 2026.

Who are the plaintiffs in this case?

The plaintiff is Central Bank Illinois.

What happens if I don't respond?

If you do not respond by the deadline, a default may be entered against you.

Foreclosure action initiated against properties in Sterling, Illinois.

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Deadline · Response Deadline

May 21, 2026

2 upcoming dates on this notice. Pro users tracking foreclosure like this were alerted the second it filed. Never miss a deadline

Published: Apr 21, 2026 · 2 weeks ago
Category: Foreclosure
City: Sterling
Address: 602 7th Avenue, Sterling, IL 61081 · 2 filings
Case #: 2026 FC 38

Research context

2 filings at this address 34 foreclosure notices in Sterling (last 12 months)

View full case dossier

See all filings for case 2026 FC 38 with AI case status analysis.

Case Dossier

What to do next

1
File Your Answer
Submit your answer to the complaint in court by May 21, 2026.
2
Contact an Attorney
Consider seeking legal advice to understand your rights and options.
3
Review Court Documents
Obtain and review the court documents related to the foreclosure action.

Frequently asked questions

What is the foreclosure notice about?: It informs defendants about a foreclosure action on properties in Sterling, Illinois.
What should I do if I am a defendant?: You must file an answer or appear in court by May 21, 2026.
Who are the plaintiffs in this case?: The plaintiff is Central Bank Illinois.
What happens if I don't respond?: If you do not respond by the deadline, a default may be entered against you.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Full Notice Text

IN THE CIRCUIT COURT FOR THE FOURTEENTH JUDICIAL CIRCUIT WHITESIDE COUNTY, ILLINOIS CENTRAL BANK ILLINOIS, Plaintiff, vs. M5 PROPERTY HOLDINGS LLC; M5 CONVEYING CONSULTANTS LLC; ROCKY FRANCIS MCGOWAN; DARCIE MCGOWAN; M5 INDUSTRIES, LLC, AIRBNB SERIES; PARTIES IN POSSESSION; INTERESTED PERSONS, UNKNOWN OWNERS, and NON-RECORD CLAIMANTS, Defendants. CASE NO. 2026 FC 38 NOTICE OF PENDENCY OF ACTION - NOTICE OF FORECLOSURE (735 ILCS 5/2-206, 5/2-207, 5/2-413, 5-15-1501(c) 5/15-1502 AND 5/15-1503) The requisite affidavit for publication having been filed, notice is hereby given to Interested Persons, Unknown Owners and Non-Record Claimants, Defendants in the above captioned action, pursuant to the provisions of 735 ILCS 5/2-206, 5/2-207, 5/15-1502 and 5/15-1503, that the above captioned action has been commenced in the Circuit Court of Whiteside County, Illinois, seeking to foreclose mortgages covering the following described real estate situated in Whiteside County, Illinois, to wit: 1.Legal description: Lot Six (6) and the South Half (S 1/2) of Lot Five (5) in Block Sixty-Six (66), Harvey's Addition to the City of Sterling; according to the Plat thereof recorded February 17, 1891 in Book 5 at Page 18; situated in the Township of Sterling, County of Whiteside and State of Illinois Parcel ID: 11-22-302-005 2.Common address or location of the mortgaged premises: 602 7th Avenue, Sterling, IL 61081 and for such other relief. Summons were duly issued by the Court as provided by law and this action is now pending. Unless you file your answer to the Complaint in this action or otherwise make your appearance in the Circuit Court of Whiteside County, Illinois on or before May 21, 2026, default may be entered against you. 1.The names of all Plaintiffs and the case number are identified above. 2.The Court in which the action was brought is identified above. 3.The names of the titleholders of record are: M5 Industries, LLC, AirBnb Series 4.A common address or description of the location of the real estate is as follows: 602 7th Avenue, Sterling, IL 61081 5.Identification of the mortgages sought to be foreclosed are as follows: (a)Name of Mortgagor: Rocky Francis McGowan and Darcie McGowan  (b)Name of Mortgagee: Central Bank Illinois (c)Date of Mortgage: First: August 11, 2023, Second: March 29, 2024 (d)Date of Recording: First: August 17, 2023, Second: April 1, 2024 (e)County where recorded: Whiteside County, Illinois (f)Recording Document Identification:  First: Document No. 2023-4003, Second: Document No. 2024-01412 Dated: April 17, 2026. /s/ Sue Scott Clerk of the Circuit Court Attorney for Plaintiff Douglas R. Lindstrom, Jr. LANE & WATERMAN LLP 220 N. Main Street, #600, Davenport, IA 52801 (563) 324-3246 - (563) 324-1616 (Fax) Email: dlindstrom@l-wlaw.com April 21, 28, May 5, 2026

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