Foreclosure action initiated against M5 Property Holdings LLC and others in Sterling.
Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research
Deadline · Response Deadline
May 21, 2026
Pro users tracking foreclosure like this were alerted the second it filed. Never miss a deadline
- Published
- Category
- Foreclosure
- City
- Sterling
- Case #
- 2026 FC 43
Research context
View full case dossier
See all filings for case 2026 FC 43 with AI case status analysis.
What to do next
- 1
File Your Response
Submit your answer to the complaint in court by May 21, 2026.
- 2
Contact Your Attorney
Consult with a legal professional for guidance on your situation.
- 3
Attend Court Hearing
Make sure to appear in court if you file a response.
Frequently asked questions
- What is the foreclosure notice about?
- It informs defendants about a foreclosure action on a property in Sterling.
- What should I do if I am a defendant?
- You must file an answer or appear in court by May 21, 2026.
- Who is the plaintiff in this case?
- The plaintiff is Central Bank Illinois.
- What is the deadline for responding to the notice?
- The deadline to respond is May 21, 2026.
The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.
Full Notice Text
IN THE CIRCUIT COURT FOR THE FOURTEENTH JUDICIAL CIRCUIT WHITESIDE COUNTY, ILLINOIS CENTRAL BANK ILLINOIS, Plaintiff, vs. M5 PROPERTY HOLDINGS LLC; M5 CONVEYING CONSULTANTS LLC; ROCKY FRANCIS MCGOWAN; DARCIE MCGOWAN; M5 INDUSTRIES, LLC, AIRBNB SERIES; PARTIES IN POSSESSION; INTERESTED PERSONS, UNKNOWN OWNERS, and NON-RECORD CLAIMANTS, Defendants. CASE NO. 2026 FC 43 NOTICE OF PENDENCY OF ACTION - NOTICE OF FORECLOSURE (735 ILCS 5/2-206, 5/2-207, 5/2-413, 5-15-1501(c) 5/15-1502 AND 5/15-1503) The requisite affidavit for publication having been filed, notice is hereby given to Interested Persons, Unknown Owners and Non-Record Claimants, Defendants in the above captioned action, pursuant to the provisions of 735 ILCS 5/2-206, 5/2-207, 5/15-1502 and 5/15-1503, that the above captioned action has been commenced in the Circuit Court of Whiteside County, Illinois, seeking to foreclose mortgages covering the following described real estate situated in Whiteside County, Illinois, to wit: 1.Legal description: Lot 3 in Block 18 of David L. and John W. Martin's Central Addition to the City of Sterling, in Whiteside County, Illinois; according to the Plat thereof in Plat Book 7, page 2. Parcel ID: 11-21-178-003 2.Common address or location of the mortgaged premises: 305 W. 13th Street, Sterling, Illinois 61081 and for such other relief. Summons were duly issued by the Court as provided by law and this action is now pending. Unless you file your answer to the Complaint in this action or otherwise make your appearance in the Circuit Court of Whiteside County, Illinois on or before May 21, 2026, default may be entered against you. 1.The names of all Plaintiffs and the case number are identified above. 2.The Court in which the action was brought is identified above. 3.The names of the titleholders of record are: M5 Industries, LLC, AirBnb Series 4.A common address or description of the location of the real estate is as follows: 305 W. 13th Street, Sterling, Illinois 61081 5.Identification of the mortgages sought to be foreclosed are as follows: (a)Name of Mortgagor: Rocky Francis McGowan and Darcie McGowan (b)Name of Mortgagee: Central Bank Illinois (c)Date of Mortgage: First: April 12, 2023, Second: March 29, 2024 (d)Date of Recording: First: April 14, 2023, Second: April 1, 2024 (e)County where recorded: Whiteside County, Illinois (f)Recording Document Identification: First: Document No. 2023-01759, Second: Document No. 2024-01409 Dated: April 17, 2026. /s/ Sue Scott Clerk of the Circuit Court Attorney for Plaintiff Douglas R. Lindstrom, Jr. LANE & WATERMAN LLP 220 N. Main Street, #600, Davenport, IA 52801 (563) 324-3246 - (563) 324-1616 (Fax) Email: dlindstrom@l-wlaw.com April 21, 28, May 5, 2026