Foreclosure notice for property at 535 Oak Ridge Rd, Clark, NJ.

PUBLIC NOTICESUPERIOR COURT OF NEW JERSEYCHANCERY DIVISIONUNION COUNTYDOCKET NO: F-001077-26FILE NO. 13673501NOTICE TO ABSENT DEFENDANTSSTATE OF NEW JERSEY TO:  511 FULTON ST JL LLC; JOSEPH LOPEZ, GUARANTORYOU ARE HEREBY summoned and required to serve upon LEOPOLD & ASSOCIATES, PLLC, Attorneys for Plaintiff, whose address is 80 BUSINESS PARK DRIVE., SUITE 110, ARMONK, NY 10504, an answer to the Complaint and Amendment to Complaint filed in a civil action in which LHOME MORTGAGE TRUST 2014-RTL4 is plaintiff and 511 FULTON ST JL LLC and JOSEPH LOPEZ, GUARANTOR, are defendants in OCEAN County, and bearing DOCKET NUMBER F-001077-26, within 35 days after 2/23/2026, exclusive of such date or if published after 2/23/2026, 35 days after the actual date of publication, exclusive of such date.  If you fail to do so, judgment by default may be rendered against you for the relief demanded in the Complaint and Amendment to Complaint.  You shall file your answer and proof of service in duplicate with the Clerk of the Superior Court, Hughes Justice Complex, CN-971, Trenton, New Jersey, 08625, together with your check in the sum of $175.00 representing the filing fee in accordance with the rules of Civil Practice and Procedure. This action has been instituted for the purpose of (1) foreclosing a mortgage dated 6/7/2024, made by FULTON ST JL, LLC by and through JOSPEH LOPEZ, SOLE MEMBER, as mortgagors, to KIAVI FUNDING INC in the sum of $558,700.00 recorded on 6/11/2024 in UNION County, as Instrument #65555, and subsequently assigned to plaintiff, and (2) to recover possession of, and concerns premises commonly known as 535 OAK RIDGE RD., CLARK, NJ 07066 Lot 19, Block 29. If you are unable to obtain an attorney, you may communicate with the New Jersey Bar Association by calling 732-249-5000. You may also contact the Lawyer Referral Service of the County of venue by calling 908-353-4715.  If you cannot afford an attorney, you may communicate with the Legal Services Office of the County of venue by calling 908-354-4340.YOU, 511 FULTON ST JL LLC, are made a defendant because you executed plaintiff's obligation and mortgage being foreclosed herein and may be liable for any deficiency and because you are the owner of record of the mortgaged premises being foreclosed herein and for any lien, claim or interest you may have in to or against the mortgaged premises.YOU, JOSEPH LOPEZ, are made a defendant because you executed plaintiff's obligation and mortgage being foreclosed herein and may be liable for any deficiency and because you are the owner of record of the mortgaged premises being foreclosed herein and for any lien, claim or interest you may have in to or against the mortgaged premises.You will have the option to participate in New Jersey's Foreclosure Mediation Program by submitting a request to the Court. Notice of the option to participate in the Foreclosure Mediation Program must adhere to the requirements of any court rules, procedures, or guidelines adopted by the Supreme Court. Whenever a homeowner-borrower initiates mediation or is ordered to participate in the mediation program, that homeowner-borrower shall be responsible for submitting a certification document to the court, confirming that they meet the definition of a homeowner-borrower and that the property being foreclosed upon continues to be an eligible property. The certification document submitted to the court shall also be signed by the trained foreclosure prevention and default mitigation counselor, verifying that the trained foreclosure prevention and default mitigation counselor is counseling the homeowner-borrower. Additionally, you are entitled to housing counseling at no cost to you through the New Jersey Foreclosure Mediation Program. The foreclosure mediation program can be contacted by calling toll-free (888) 989-5277. Additional contact information for the foreclosure mediation program is available at: www.NJForeclosureMediation.org. Pursuant to subsection b. of section 4 of P.L.2019, c.64 (C.2A:50-77), obtaining the assistance of a trained foreclosure prevention and default mitigation counselor is a prerequisite to participation in mediation. Pursuant to subsection c. of section 4 of P.L.2019, c.64 (C.2A:50-77), the homeowner-borrower is not required to pay any fees in order to participate in mediation.usted tendra la opcion de participar en el programa de Mediacion de Ejecuciones Hipotecarias de New Jersey sometiendo un pedido ala corte.  Su notificacion de la opcion de participar en el programa de Mediacion de Ejecuciones Hipotecarias debe adhirirse a los requerimientos de regla de la corte, procedimientos, o pautas adoptadas por la Corte Suprema.  Cuando un dueno de casa-prestatario inicia mediacion o es ordenado a participar en el programa de mediacion, el dueno de casa-prestatario es responsable de someter un documento de certificacion ala corte, confirmando que el/ella cumple con la definicion de dueno de casa-prestatario y que la propiedad la cual east ciendo enjuiciada continua siendo una propiedad eligible.  El documento de certificacion sometido ala corte debe tambien ser firmado por la Prevencion Capacitada de Ejecuciones Hipotecarias y por el Consejero de Mitigacion Predeterminado, verificando que Prevencion Capacitada de Ejecuciones Hipotecarias y el Consejero de Mitigacion Predeterminado esta asesorando al dueno de casa-prestatario.  Adicionalmente, usted tiene derecho a asesoramiento de Vivienda sin ningun costo a usted atraves del programa de Mediacion de Ejecuciones Hipotecarias de New Jersey.  El programa de Mediacion de Ejecuciones Hipotecarias puede ser contactado llamando gratis al (888) 989-5277.  Informacion adicional para contactar al programa de Mediacion de Ejecuciones Hipotecarias esta disponible visitando el sitio de internet:  www.NJForeclosureMediation.org. De conformidad con el inciso b. del apartado 4 de la P.L.2019, c.64 (C.2A: 50-77), obteniendo la asistencia de un asesor capacitado en prevencion de ejecuciones hipotecarias y mitigacion de incumplimiento es un requisito previo a la participacion en la mediacion. De conformidad con el inciso c. de la seccion 4 de P.L.2019, c.64 (C.2A: 50-77), el prestatario propietario no esta obligado a pagar ninguna tarifa para participar en la mediacion.DATED:  February 23, 2026MICHELLE M. SMITH, CLERKSUPERIOR COURT OF NEW JERSEY This is an attempt to collect a debt, and any information obtained will be used for that purpose.LEOPOLD & ASSOCIATES, PLLC80 Business Park Drive, Suite 110Armonk, New York 10504(914) 219-57871 T - 2/26/26, The Leader	Fee: $137.19