Foreclosure action against Jean Claude Ceder and Cecile Thouvenin Ceder.

SUMMONS     SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION HUDSON COUNTY DOCKET NO: F-11028-25   THE STATE OF NEW JERSEY TO: JEAN CLAUDE CEDER and CECILE THOUVENIN CEDER, his wife;  YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon Adam D. Greenberg, Esq., plaintiff's attorney, whose address is 1949 Berlin Road, Suite 200, Cherry Hill, New Jersey 08003-3737, telephone (856) 770-0990, an answer to the Complaint (and Amended Complaints if any), filed in a civil action, in which ATLANTIC TAX AUCTION, LLC, is the Plaintiff and JEAN CLAUDE CEDER and CECILE THOUVENIN CEDER, his wife are defendants, pending in the Superior Court of New Jersey, Chancery Division, HUDSON county and bearing docket number F-11028-25, within thirty-five (35) days after the date of publication of this notice, exclusive of such date. If you fail to do so, judgment by default may be rendered against you for the relief demanded in the Complaint (and Amended Complaints if any). You shall file your answer and proof of service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex, P.O. Box 971, Trenton, New Jersey 08625, in accordance with the rules of civil practice and procedure.  This action has been instituted for the purpose of (1) foreclosing on the following Tax Sale Certificate(s), which have been recorded with the HUDSON county Clerk/Register's Office: Certificate No: 23-00050, recorded on August 18, 2023, in Mortgage Book 20489, at Page 841; now held by the Plaintiff from the City of Union City against property listed in the name of: JEAN CLAUDE CEDER and CECILE THOUVENIN CEDER, his wife and (2) to recover possession of and concerns premises commonly known as: 1300 Central Avenue, Block 66, Lot 6 C0302 on the tax duplicate of said municipality.   Pursuant to Tyler v. Hennepin County, 598 U.S. ____, 143 S. Ct. 1369 (2023), the NJ Supreme Court ordered that surplus equity may be a defense to foreclosure. If this defense is asserted, Plaintiff reserves the right to request that a sheriff's sale be held and the property sold at sheriff's sale. If you want Plaintiff to hold a Sheriff's Sale, you need to send a letter to the Court or our Firm and we will ask the Court to order one. If we do not receive any response, we will proceed with a strict foreclosure and no Sheriff's Sale. You could lose the property as a result and there would be no money paid to you.  DEMAND A SHERIFF'S SALE OF THE PROPERTY. At any time prior to the entry of a final judgment of foreclosure, the Owner of the property, or his or her heirs, shall have the right to demand, in writing to the Superior Court, that the property be sold by a judicial sale as in the manner of a mortgage or an Internet action of the property through the office of the country sheriff to preserve any equity that may be in the property. If the property goes to sheriff's sale, the sheriff will hold a public auction sale and the property will be sold to the highest bidder. If the property sells for more than what is owed to the plaintiff, there may be surplus money available to pay other liens on the property or to pay to you.  If, after the sale and satisfaction of the judgment there remains any surplus monies, the money will be deposited with the Clerk of the Superior Court and any person claiming the surplus, or any part thereof, may file a motion pursuant to Rule 4:64-3 and Rule 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any.  YOU, JEAN CLAUDE CEDER record owners of the lands and premises YOU, CECILE THOUVENIN CEDER, his wife, record owners of the lands and premises  If you cannot afford any attorney, call a Legal Services Office in the county where you live or the Legal Services of New Jersey Statewide Hotline at 1-888-LSNJ-LAW (1-888-576-5529). An individual not eligible for free legal assistance may obtain a referral to an attorney by calling a county lawyer referral service. The numbers may be listed in the yellow pages of your phone book. The phone numbers for the county in which this action is pending are: Lawyer Referral Service (201)798-2727, Legal Services Office (201)792-6363   Dated: APRIL 21, 2026 /s/Michelle M. Smith Michelle M. Smith Clerk of the Superior Court   4/21/26 $182.45