Foreclosure action against Frederick Harker and Janet Miller for property at 45 Falmouth Ave.
Official Courthouse Record · AI-summarized for clarity
- Published
- Category
- Foreclosure
- City
- Whiting
- Case #
- F-013563-25
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What You Should Do Next
- 1
Respond to Complaint
You must serve an answer to the complaint to Brock & Scott, PLLC within 35 days of the publication date of this notice. Ensure your response is submitted by March 22, 2026.
- 2
File with Court
File your answer and proof of service in duplicate with the Clerk of the Superior Court at Hughes Justice Complex, Trenton, NJ. This must be done simultaneously with your response to the plaintiff's attorney.
- 3
Contact Legal Assistance
If you need legal help, contact the New Jersey State Bar Association at (732) 249-5000 or the Ocean County lawyer referral service at (732) 240-3666 for assistance.
- 4
Request Complaint Copy
If you want to review the complaint or any amendments, request a copy from the plaintiff's attorney at the address provided in the notice.
Frequently Asked Questions
- What is the case number for the foreclosure at 45 Falmouth Ave?
- The case number is F-013563-25.
- Who are the defendants in the foreclosure notice?
- The defendants are Frederick Harker and Janet Miller.
- What is the address of the property involved in the foreclosure?
- The property address is 45 Falmouth Ave, Whiting, NJ 08759.
- What should I do if I cannot afford an attorney?
- You can contact the Legal Services Office of Ocean County at (732) 341-2727.
- What is the purpose of this foreclosure action?
- The action is to foreclose a mortgage and recover possession of the property.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.
Full Notice Text
NOTICE TO ABSENT DEFENDANTS STATE OF NEW JERSEY TO: FREDERICK HARKER JANET MILLER You are hereby summoned and required to serve upon Brock & Scott, PLLC, Plaintiff's Attorney, whose address is 302 FELLOWSHIP RD, SUITE 130, MOUNT LAUREL, NJ 08054, an answer to the complaint, amended complaint and amendment(s) and order(s), if any, filed in a civil action in which LOANDEPOT.COM, LLC is Plaintiff and FREDERICK HARKER, ET AL. are Defendants, pending in the Superior Court of New Jersey, Chancery Division, OCEAN County and bearing Docket No.: F-013563-25, within thirty-five (35) days after the date of publication of this notice, exclusive of the date of service. If you fail to do so, judgment by default may be rendered against you for the relief demanded in the complaint, amended complaint, amendments(s), and order(s), if any. You shall file your answer and proof of service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex, 25 Market Street, Trenton, NJ 08625, in accordance with the Rules of Civil Practice and Procedure. You, FREDERICK HARKER and JANET MILLER, are hereby joined as party defendants to the action based on your execution of the following mortgage: This action has been instituted for the purpose of (1) foreclosing a mortgage dated MARCH 17, 2022 made by JANET MILLER AND FREDERICK HARKER, as Mortgagor(s), to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS MORTGAGEE, AS NOMINEE FOR LOANDEPOT.COM, LLC, ITS SUCCESSORS AND ASSIGNS, recorded on MARCH 25, 2022, in Mortgage Book 18965, Page 191, as Instrument Number 2022036843 in OCEAN County; by Assignment of Mortgage executed on OCTOBER 22, 2025, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LOANDEPOT.COM, LLC ITS SUCCESSORS AND ASSIGNS assigned the mortgage to LOANDEPOT.COM, LLC. The Assignment was recorded on OCTOBER 27, 2025, in Book 20175, Page 1961, as Instrument Number 2025084728 in OCEAN County; and (2) to recover possession of the mortgaged premises commonly known as 45 FALMOUTH AVE, WHITING, NJ 08759. Said property address being Lot 29 and Block 102.24. If you are unable to obtain an attorney, you may communicate with the New Jersey State Bar Association by calling (732) 249-5000. You may also contact the lawyer referral services of the County of OCEAN by calling (732) 240-3666. If you cannot afford an attorney, you may communicate with the Legal Services Office of the County of OCEAN by calling (732) 341-2727. You, FREDERICK HARKER and JANET MILLER, are hereby made a party defendant(s) to the foreclosure action because you have or may claim to have some right, title, lien or other interest affecting the real estate being foreclosed, by virtue of ownership, inheritance, descent, intestacy, devise, dower, curtsey, mortgage, deed, or conveyance, enter of judgment or other legal or lawful right. The nature of which and the reason that you and each of you are joined as defendants is set forth with particularity in the complaint/amended complaint, amendment(s), order(s), if any, a copy of which will be furnished to you on request addressed to the attorneys for the plaintiff at the above mentioned address. Dated: FEBRUARY 16, 2026 Michelle M. Smith, Clerk Michelle M. Smith, Clerk Superior Court of New Jersey ($66.88)