Foreclosure action on tax lien for property in Lakewood, NJ.

NOTICE OF IN REM FORECLOSURE OF TAX LIEN TITLES
SUPERIOR COURT OF NEW JERSEY
CHANCERY DIVISION-OCEAN COUNTY
DOCKET NUMBER F-14189-25
By: PRO CAP 8 FBO FIRSTRUST BANK
    TAKE NOTICE that an action, In Rem, has been commenced in the Superior Court of New Jersey, by the filing of a Complaint on December 31, 2025, to foreclose and forever bar any and all rights of redemption of the parcels of land described in tax foreclosure list below from Plaintiff's tax lien titles
    The action is brought against the land only and no personal judgment may be entered therein.
    That any person desiring to protect a right, title or interest in the described lands or any parcel thereof, by redemption, or to contest Plaintiff's right to foreclosure must do so by paying the amount required to redeem, plus interest to the date of redemption, and such costs, as the court may allow prior to the entry of judgment herein, or by filing and serving an answer to this Complaint setting forth Defendants' defense within forty-five (45) days after the date of publication of this notice.
    NOTICE OF SURPLUS EQUITY AFFIRMATIVE DEFENSE: Pursuant to New Jersey Court Rule 4:64-1c ("Definition of Uncontested Action") any allegation in a responsive pleading to this complaint that a party has existing equity in the property shall be treated as a contesting answer to this tax foreclosure complaint.
    Pursuant to Tyler v. Hennepin County, 598 U.S. 631, 143 S. Ct. 1369 (2023), a property owner may be entitled to the surplus which would be realized over and above the amount due to the plaintiff lienholder. According to Black's Law Dictionary 657 (10th ed. 2014), "surplus" is "an amount of something that is more than what is required or used." If you believe there is a surplus
beyond the amount owed to the plaintiff, you must assert same in a responsive pleading.
    NOTIFICATION OF RIGHTS RELATING TO SURPLUS EQUITY (a) the within action could result in the loss of the property owners' equity in the property; and (b) the potential loss of equity is a valid basis for contesting the tax foreclosure.
    In the event of failure to redeem or answer by any person having the right to redeem or answer, such person shall be forever barred and foreclosed of his right, title and interest and equity of redemption in and to the parcels of land described in the following tax foreclosure list.
    The following is a copy of the tax foreclosure list showing the lands against which this action is brought.
TAX FORECLOSURE LIST
Schedule #:
1
Certificate Number:
23-00033
Name of Owner as it appears on last Tax Duplicate:
MOSHE KENIGSBERG AND ESTHER KENIGSBERG
Description of lands as it appears on tax dupl. & Certificate of Sale:
Block 189.03, Lot 7.443
Township of Lakewood,
County of Ocean,
443 Woodlake Manor Dr, Lakewood, New Jersey
Date of Tax Sale:
10/12/2023
Amount of Sale:
$844.76
Amount of Liens accruing subsequent to Tax Sale:
$7,095.41
Amount to Redeem as of February 18, 2026:
$7,940.17
Date of Recording:
12/20/2023
Book and Page in County Clerk's Office:
Bk 19565, P. 1130
THE AMOUNT TO REDEEM CHANGES DAILY. FOR AN EXACT REDEMPTION AMOUNT, CONTACT THE TOWNSHIP OF LAKEWOODTAX COLLECTOR'S OFFICE AT (732)364-2500 x4.
GARY C. ZEITZ, LLC
Gary C. Zeitz, Esquire
Attorney for Plaintiff
1101 Laurel Oak Road, Suite 170
Voorhees, NJ 08043
Date: February 20, 2026
February 20 2026
LNYS0462191
$79.20