Foreclosure action against Melissa Tina Velez Moore and others regarding property.

SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF SARATOGA

INDEX # EF20252057

Filed Date: 06/06/2025 Summons

Plaintiff designates Saratoga County as the place of trial based on the location of the mortgaged premises in this action.

Plaintiff's principal place of business is 10561 Telegraph Road, Glen Allen, Virginia 23059.

CITIZENS BANK, N.A., Plaintiff, -against- MELISSA TINA VELEZ MOORE AS HEIR AT LAW AND NEXT OF KIN TO DARREN A. MOORE A/K/A DARREN MOORE; C.J.M., A MINOR CHILD, AS HEIR AT LAW AND NEXT OF KIN TO DARREN A. MOORE A/K/A DARREN MOORE; L.A.M., A MINOR CHILD, AS HEIR AT LAW AND NEXT OF KIN TO DARREN A. MOORE A/K/A DARREN MOORE; JOHN DOE AND JANE DOE 1 THROUGH 50, INTENDING TO BE THE UNKNOWN HEIRS, DISTRIBUTEES, DEVISEES, GRANTEES, TRUSTEES, LIENORS, CREDITORS, AND ASSIGN- EES OF THE ESTATE OF DARREN A. MOORE A/K/A DARREN MOORE, WHO WAS BORN IN 1986 AND DIED ON JUNE 13, 2021, A RESIDENT OF SARATOGA COUNTY, WHOSE LAST KNOWN ADDRESS WAS 24 LINDEN COURT, CLIFTON PARK, NEW YORK 12065, THEIR SUCCESSORS IN INTERÉST IF ANY OF THE AFORESAID DEFENDANTS BE DECEASED, THEIR RESPECTIVE HEIRS AT LAW, NEXT OF KIN, AND SUCCESSORS IN INTEREST OF THE AFORESAID CLASSES OF PERSON, IF THEY OR ANY OF THEM BE DEAD, AND THEIR RESPECTIVE HUSBANDS, WIVES OR WIDOWS, IF ANY, ALL OF WHOM AND WHOSE NAMES AND PLACES, ARE UNKNOWN TO PLAINTIFF; SERVICE EXPERTS HEATING & AIR CONDITIONING - NEW YORK LLC; THE TOWN OF CLIFTON PARK; NEW YORK STATE DEPARTMENT OF TAXATION & FINANCE; UNITED STATES OF AMERICA O/B/O INTERNAL REVENUE SERVICE; CLERK OF SARATOGA COUNTY%; "JOHN DOE #1" to "JOHN DOE #10," the last 10 names being ficti- tious and unknown to plaintiff, the persons or par- ties intended being the persons or parties, if any, having or claiming an interest in or lien upon the mortgaged premises described in the complaint, Defendants. To the above-named defendants: YOU ARE HEREBY SUMMONED to answer the com- plaint in this action and to serve a copy of your answer, or, if the complaint is not served with this summons, to serve a notice of appearance, on the plaintiff's attorneys within twenty (20) days after the service of this summons, exclusive of the day of service (or within thirty (30) days after the ser- vice is complete if this summons is not personally delivered to you within the State of New York); and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. NOTICE: YOU ARE IN DANGER OF LOSING YOUR HOME. IF YOU DO NOT RESPOND TO THIS SUMMONS AND COMPLAINT BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE MORTGAGE COMPA- NY WHO FILED THIS FORECLOSURE PROCEEDING AGAINST YOU AND FILING THE ANSWER WITH THE COURT, A DEFAULT JUDGMENT MAY BE ENTERED AND YOU CAN LOSE YOUR HOME. SPEAK TO AN ATTORNEY OR GO TO THE COURT WHERE YOUR CASE IS PENDING FOR FURTHER INFORMATION ON HOW TO ANSWER THE SUMMONS AND PRO- TECT YOUR PROPERTY. SENDING A PAYMENT TO YOUR MORTGAGE COMPANY WILL NOT STOP THIS FORECLOSURE ACTION. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTOR- NEY FOR THE PLAINTIFF (CITIZENS BANK, N.A.) AND FILING THE ANSWER WITH THE COURT. MCCABE, WEISBERG & CONWAY, LLC By: MELIS- SA S. DICERBO, Esq. Attorneys for Plaintiff One Huntington Quadrangle, Suite 4N25 Melville, NY 11747 631-812-4084 855-845-2584 facsimile File # 24-301111

HELP FOR HOMEOWNERS IN FORECLOSURE NEW YORK STATE LAW REQUIRES THAT WE SEND YOU THIS NOTICE ABOUT THE FORECLOSURE PRO- CESS. PLEASE READ IT CAREFULLY. SUMMONS AND COMPLAINT YOU ARE IN DANGER OF LOS- ING YOUR HOME. IF YOU FAIL TO RESPOND TO THE SUMMONS AND COMPLAINT IN THIS FORE- CLOSURE ACTION, YOU MAY LOSE YOUR HOME. PLEASE READ THE SUMMONS AND COMPLAINT CAREFULLY. YOU SHOULD IMMEDIATELY CON- TACT AN ATTORNEY OR YOUR LOCAL LEGAL AID OFFICE TO OBTAIN ADVICE ON HOW TO PROTECT YOURSELF. SOURCES OF INFORMATION AND AS- SISTANCE The State encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agen- cies and non-profit organizations that you may contact for information about possible options, including trying to work with your lender dur- ing this process. To locate an entity near you, you may call the toll-free helpline maintained by the New York State Department of Financial Ser- vices at 1-800-342-3736 or visit the Department's website at www.dfs.ny.gov RIGHTS AND OBLIGA- TIONS YOU ARE NOT REQUIRED TO LEAVE YOUR HOME AT THIS TIME. You have the right to stay in your home during the foreclosure process. You are not required to leave your home unless and until your property is sold at auction pursuant to a judgment of reclosure and sale. Regardless of whether you choose to remain in your home, YOU ARE REQUIRED TO TAKE CARE OF YOUR PROPERTY and pay property taxes in accordance with state and local law. FORECLOSURE RESCUE SCAMS Be careful of people who approach you with offers to "save" your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeowner's distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. § 1303 NOTICE 16-12-20*

2/28, 3/7, 14, 21

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