Property at 3 Hillcrest Lane will be sold at public auction on April 7, 2026.

NOTICE OF SALE

SUPREME

COURT

COUNTY OF Saratoga, US BANK TRUST NA- TIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST, Plaintiff, vs. OS- CAR A. KLITIN A/K/A OSCAR KLITIN, AS AD- MINISTRATOR OF THE ESTATE OF CATHERINE A. KLITIN A/K/A CATH- ERINE KLITIN, ET AL., Defendant (s).

Pursuant to a Judgment of Foreclosure and Sale duly entered on Decem- ber 31, 2025 I, the un- dersigned Referee will sell at public auction at the Main Entrance, Building No. 3 of the Saratoga County Mu- nicipal Center, 30 Mc- Master Street, Ballston Spa, NY 12020 on April 7, 2026 at 11:00 AM, prem- ises known as 3 HILL- CREST LANE, SARATO- GA SPRINGS, NY 12866. All that certain piece or parcel of land, situate, lying and being in the Town of Wilton, County of Saratoga and State of New York, Section: 153.10, Block: 1, Lot: 45. Approximate amount of judgment is $431,183,40 plus interest and costs. Premises will be sold subject to provisions of filed Judgment Index #

EF20242551.

If the sale is set aside for any reason, the Pur- chaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mort- gagee, the Mortgagee's attorney, or the Referee. For Sale information, please visit Auction. com at www.Auction. com or call (800) 280- 2832.

ELEANOR KATHRYN MULLANEY, Esq., Ref-

eree

Roach & Lin, P.C., 6851 Jericho Turnpike, Suite 185, Syosset, New York 11791, Attorneys for Plaintiff

3/10/2026, 03/17/2026, 03/24/2026, 03/31/2026 #NY0169734