Foreclosure action against property; respond to avoid losing your home.

SUMMONS AND NOTICE SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF ORANGE OWNERSCHOICE FUNDING, INCORPORATED, Plaintiff, -against- CELESTE WATSON-WHITLOCK AS ADMINISTRATOR, HEIR AND DISTRIBUTEE TO THE ESTATE OF MARC ALLEN, DELORES ROBERTS AS HEIR AND DISTRIBUTEE TO THE ESTATE OF MARC ALLEN, JAMES ROBERTS, JR. AS HEIR AND DISTRIBUTEE TO THE ESTATE OF MARC ALLEN, JANETTA WATSON AS HEIR AND DISTRIBUTEE TO THE ESTATE OF MARC ALLEN, LEROY WATSON AS HEIR AND DISTRIBUTEE TO THE ESTATE OF MARC ALLEN, if living and if he be dead, any and all persons who may claim as devisees, distributees, legal representatives, successors in interest of the said defendants, all of whom and whose names and places of residence are unknown to the plaintiff and cannot after diligent inquiry be ascertained, ERIC ROBERTS AS HEIR AND DISTRIBUTEE TO THE ESTATE OF MARC ALLEN, UNITED STATES OF AMERICA-DEPARTMENT OF JUSTICE, UHG I LLC, THE UNITED STATES OF AMERICA, THE PEOPLE OF THE STATE OF NEW YORK, BOARD OF MANAGERS OF LEXINGTON HILL CONDOMINIUM II, NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE-CIVIL ENFORCEMENT - CO ATC, VILLAGE OF MONROE COURT MONROE, Defendants. INDEX NO. EF007417-2025 Plaintiff designates ORANGE County as the place of trial. The basis of venue is the situs of the real property. To the above named Defendants YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or, if the complaint is not served with this summons, to serve a notice of appearance on the Plaintiff's attorney within 20 days after the service of this summons, exclusive of the day of service (or within 30 days after the service is complete if this summons is not personally delivered to you within the State of New York) in the event the United States of America is made a party defendant, the time to answer for the United States of America shall not expire until (60) days after service of the summons; and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. Commencement of this lawsuit does not affect your rights as set forth in the validation notice. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to the mortgage company will not stop the foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. Dated: November 12, 2025 TERENZI & CONFUSIONE, P.C. Attorneys for Plaintiff BY: Alexander S. Terenzi 401 Franklin Avenue, Suite 304 Garden City, NY 11530 (516) 812-0800 The object of this action is to foreclose a mortgage covering: 15 Lexington Hill a/k/a 15 Lexington Hills Road, Unit 4, Harriman, NY 10926 JUDGMENT IN THE APPROXIMATE AMOUNT OF $110,892.70 plus interest. HELP FOR HOMEOWNERS IN FORECLOSURE New York State law requires that we send you this notice about the foreclosure process. Please read it carefully. SUMMONS AND COMPLAINT You are in danger of losing your home. If you fail to respond to the summons and complaint in this foreclosure action, you may lose your home. Please read the summons and complaint carefully. You should immediately contact an attorney or your local legal aid office to obtain advice on how to protect yourself. SOURCES OF INFORMATION AND ASSISTANCE The State encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agencies and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process. To locate an entity near you, you may call the toll-free helpline maintained by the New York State Department of Financial Services at 1(800) 342-3736 or visit the Department's website at http://www.dfs.ny.gov. RIGHTS AND OBLIGATIONS YOU ARE NOT REQUIRED TO LEAVE YOUR HOME AT THIS TIME. You have the right to stay in your home during the foreclosure process. You are not required to leave your home unless and until your property is sold at auction pursuant to a judgment of foreclosure and sale. Regardless of whether you choose to remain in your home, YOU ARE REQUIRED TO TAKE CARE OF YOUR PROPERTY and pay property taxes in accordance with state and local law. FORECLOSURE RESCUE SCAMS Be careful of people who approach you with offers to "save" your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeowner's distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. March 3, 10 2026 LNYS0465854