Foreclosure action against property at 5 Rockledge Avenue, Mount Vernon, NY.
Official Courthouse Record · AI-summarized for clarity
Deadline detected: Response Deadline for United States of America — 2026-04-24
Pro users tracking foreclosure like this were alerted the second it filed. Never miss a deadline →
- Published
- Category
- Foreclosure
- City
- Mount Vernon
- Case #
- 59269/2025
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What You Should Do Next
- 1
Contact an Attorney
Speak to an attorney immediately for guidance on how to respond to the summons.
- 2
File Your Answer
Serve a copy of your answer to the plaintiff's attorney and file it with the court.
- 3
Meet the Deadline
Ensure your response is submitted within 20 days of service to avoid default judgment.
Frequently Asked Questions
- What should I do if I receive a summons for foreclosure?
- You must respond by serving a copy of your answer on the plaintiff's attorney.
- How long do I have to respond to a foreclosure summons?
- You have 20 days to respond if served in person, or 30 days if not.
- What happens if I don't respond to the foreclosure summons?
- A default judgment may be entered against you, and you could lose your home.
- Can I stop the foreclosure by making a payment?
- No, sending a payment will not stop the foreclosure action.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.
Full Notice Text
SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER SUPPLEMENTAL SUMMONS INDEX #59269/2025 TH MSR HOLDINGS LLC, Original filed with Clerk Plaintiff Designates Westchester County as the Place of Trial Plaintiff, The Basis of Venue is that the -against- subject action is situated Westchester County EDWARD O. FERRELL, II AS ADMINISTRATOR OF Premises: AND HEIR TO THE ESTATE OF LILLIE M. 5 Rockledge Avenue FERRELL; ERICK O. FERRELL AS HEIR OF THE Mount Vernon, NY 10550 ESTATE OF LILLIE M. FERRELL; NATASHA D. FERRELL AS HEIR OF THE ESTATE OF LILLIE M. FERRELL; JOSEPH DEBENEDICTIS & SONS, INC.; UNITED STATES OF AMERICA INTERNAL REVENUE SERVICE; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE, and JOHN DOE AND JANE DOE #1 through #7, the last seven (7) names being fictitious and unknown to the Plaintiff, the persons or parties intended being the tenants, occupants, persons or parties, if any, having or claiming an interest in or lien upon the mortgaged premises described in the complaint, Defendants. TO THE ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in this action and to serve a copy of your answer, or, if the Complaint is not served with this Summons, to serve a notice of appearance, on the Plaintiff’s Attorney(s) within 20 days after the service of this Summons, exclusive of the day of service (or within 30 days after the service is complete if this Summons is not personally delivered to you within the State of New York); the United States of America may appear or answer within 60 day of service hereof; and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this Summons and Complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF TH MSR HOLDINGS LLC AND FILING THE ANSWER WITH THE COURT. Dated: February 23, 2026 Respectfully submitted, By: Mehmet Basoglu, Esq. JAMES E. ALBERTELLI, P.A. Attorneys for Plaintiff Office and P.O. Address 560 Lexington Avenue, Suite 204 New York, NY 10022 T: 518.288.4710 F: 518.288.4711 File# 25-017779 12144957