Foreclosure action against property due to unpaid mortgage.
Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research
- Published
- Category
- Foreclosure
- City
- Mount Vision
- Case #
- EF2025-404
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What You Should Do Next
- 1
Contact an Attorney
Speak to a lawyer immediately to understand your rights and options.
- 2
Prepare Your Answer
Draft and serve your answer to the plaintiff's attorney within 20 days.
- 3
File Your Answer
File your answer with the court to avoid default judgment against you.
- 4
Attend Court Hearing
Be present at any scheduled court hearings regarding your case.
Frequently Asked Questions
- What should I do if I receive a foreclosure summons?
- You must respond by serving a copy of your answer to the plaintiff's attorney.
- How long do I have to respond to the foreclosure summons?
- You have 20 days to respond after service, or 30 days if served differently.
- What happens if I don't respond to the foreclosure summons?
- A default judgment may be entered against you, and you could lose your home.
- Who can I contact for help with a foreclosure?
- Consider speaking to an attorney or visiting the court where your case is pending.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.
Full Notice Text
STATE OF NEW YORK SUPREME COURTCOUNTY OF OTSEGO _____ BANK OF AMERICA, N.A., Plaintiff, vs. Any unknown heirs to the Estate of CURTNER B. AKIN A/K/A CURTNER AKIN next of kin, devisees, legatees, distributees, grantees, assignees, creditors, lienors, trustees, executors, administrators or successors in interest, as well as the respective heirs at law, next of kin, devisees, legatees, distributees, grantees, assignees, lienors, trustees, executors, administrators or successors in interest of the aforesaid classes of persons, if they or any of them be dead, all of whom and whose names and places of residence are unknown to the plaintiff; EDWARD S. AKIN if living, and if he be dead, his respective heirs-at-law, next of kin, distributees, executors, administrators, trustees, devisees, legatees, assignees, lienors, creditors and successors in interest, and generally all persons having or claiming under, by or through said who may be deceased, by purchase, inheritance, lien or otherwise, any right, title or interest in and to the premises; CURTNER B AKIN III; ROBBIN AKIN HAYES; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE; UNITED STATES OF AMERICA O/B/O INTERNAL REVENUE SERVICE; and JOHN DOE and MARY DOE, (Said names being fictitious, it being the intention of plaintiff to designate any and all occupants, tenants, persons or corporations, if any, having or claiming an interest in or lien upon the premises being foreclosed herein.) Defendants. _____ Filed: 12/18/2025 Index No.: EF2025-404 SUPPLEMENTAL SUMMONS Mortgaged Premises: 2388 County Highway 11 Mount Vision, (Town of Hartwick) NY 13810 TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in the above entitled action and to serve a copy of your Answer on Plaintiff's attorney within twenty (20) days after the service of this Summons, exclusive of the day of service, or within thirty (30) days after completion of service where service is made in any other manner than by personal delivery within the State. The United States of America, if designated as a Defendant in this action, may answer or appear within sixty (60) days of service hereof. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT THE OBJECT of the above captioned action is for the foreclosure of: Mortgage bearing the date of July 20, 2004, executed by Jacqueline Jones, Curtner Akin to Fleet National Bank, principally located in Rhode Island to secure the sum of $69,000.00, and interest, and recorded in the Office of the Clerk of Otsego County on September 9, 2004 in Book: 1364 Page: 18. Bank of America N.A. is successor by merger to Fleet National Bank. The relief sought in the within action is a final judgment directing the sale of the Mortgaged Premises described above to satisfy the debt secured by the Mortgage described above. Plaintiff designates Otsego County as the place of trial. The basis of venue is the County in which the Mortgaged Premises is situated. Section:176.00 Block:1 Lot:44.00 DATED:December 2, 2025 Rochester, New York NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the Mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your Mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. BY: Kathryn E. Assini, Esq. DAVIDSON FINK LLP Attorneys for Plaintiff 400 Meridian Centre Blvd., Ste. 200 Rochester, New York 14618 Tel: (585) 760-8218 WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. SCHEDULE A LEGAL DESCRIPTION All that tract, piece or parcel of land situate in the Town of Hartwick, County of Otsego and State of New York, bounded and described as follows: Commencing in the center of the intersection of the South Hartwick Crossing Highway with Otsego County Highway #11, opposite pole #91 1/2 and proceeding thence northerly along the center of said Otsego County Highway #11 a distance of 190 feet to a point; thence easterly through an iron pipe driven in the ground a distance of 95 feet to lands of Robert Derr, thence southerly along lands of Derr to the center of the South Hartwick Crossing Highway, or Otsego County Highway #11R; thence westerly along the center of said South Hartwick Crossing Highway a distance of 85 feet to the point or place of beginning.