Homeowners are summoned to respond to a foreclosure complaint to avoid losing their home.
Official Courthouse Record · AI-summarized for clarity
Deadline detected: Response Deadline (USA) — 2026-05-11
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- Published
- Category
- Foreclosure
- City
- Newburgh
- Address
- 20 Hill Street, Newburgh, NY
- Case #
- EF003282-2025
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What You Should Do Next
- 1
Contact an Attorney
Speak to a lawyer immediately for guidance on how to respond to the summons.
- 2
Prepare Your Answer
Draft your answer to the complaint and ensure it is served to the plaintiff's attorney.
- 3
File Your Answer
File your answer with the court within the specified time frame to protect your rights.
- 4
Attend Court Hearing
Be present at the court hearing to present your case and avoid default judgment.
Frequently Asked Questions
- What should I do if I receive a foreclosure summons?
- You must respond by serving a copy of your answer to the plaintiff's attorney.
- How long do I have to respond to the foreclosure summons?
- You have 20 days to respond or 30 days if served in a manner other than personal delivery.
- What happens if I don't respond to the summons?
- Failure to respond may result in a default judgment against you, risking your home.
- Can I stop the foreclosure by making a payment?
- No, sending a payment will not stop the foreclosure action; you must respond legally.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.
Full Notice Text
SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF ORANGE SUPPLEMENT AL SUMMONS Index No. EF003282-2025 KEYBANK, NA, Plaintiff, -vs- MAUREEN EADRY DAVIDSON; SHANNON EADRY; RYAN EADRY; ERIN EADRY RUBANO; UNKNOWN HEIRS TO THE ESTATE OF MARIE EADRY; UNITED STATES OF AMERICA O/B/O INTERNAL REVENUE SERVICE; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE;"JOHN DOE#1-5" and "JANE DOE#1-5" said names being fictitious, it being the intention of Plaintiff to designate any and all occupants, tenants, persons or corporations, if any, having or claiming an interest in or lien upon the premises being foreclosed herein, Defendants. Mortgaged Premises: 20 HILL STREET NEWBURGH, NY 12550 TO THE ABOVE NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED to answer the Complaint in the above entitled action and to serve a copy of your Answer on the plaintiffs attorney within twenty (20) days of the service of this Summons, exclusive of the day of service, or within thirty (30) days after service of the same is complete where service is made in any manner other than by personal delivery within the State. The United States of America, if designated as a defendant in this action, may answer or appear within sixty (60) days of service. Your failure to appear or to answer will result in a judgment against you by default for the relief demanded in the Complaint. In the event that a deficiency balance remains from the sale proceeds, a judgment may be entered against you, unless the Defendant obtained a bankruptcy discharge and such other or further relief as may be just and equitable. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing an answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. ORANGE County is designated as the place of trial. The basis of venue is the location of the mortgaged premises. Dated: March 12, 2026 VICTOR SPINELLI, ESQ. FEIN, SUCH & CRANE, LLP Attorneys for Plaintiff 28 EAST MAIN ST., SUITE 1800 ROCHESTER, NY 14614 Telephone No. 585/226-7310 FKNY315