Foreclosure action against property at 3561 Saunders Settlement Road, Sanborn, NY.

SUMMONS - SUPREME COURT OF THE STATE OF NEW YORK, COUNTY OF NIAGARA - U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST; Plaintiff, -against- MICHAEL ROWE A/K/A MICHAEL RUBEN ROWE, DAVID ROWE A/K/A DAVID LEON ROWE, MICHELLE ROWE A/K/A MICHELLE MARIE ROWE, HOWARD ROWE A/K/A HOWARD N. ROWE, AS HEIRS AND DISTRIBUTEES OF THE ESTATE OF MARIE H. ROWE; THE UNKNOWN HEIRS-AT- LAW, NEXT-OF-KIN, DISTRIBUTEES, EXECUTORS, ADMINISTRATORS, TRUSTEES, DEVISEES, LEGATEES, ASSIGNEES, LIENORS, CREDITORS, AND SUCCESSORS IN INTEREST, AND GENERALLY ALL PERSONS OR PARTIES HAVING OR CLAIMING, UNDER, BY OR THROUGH THE DECEDENT MARIE H. ROWE, BY PURCHASE,INHERITANCE, LIEN OR OTHERWISE, ANY RIGHT TITLE OR INTEREST IN AND TO THE PREMISES DESCRIBED IN THE COMPLAINT HEREIN; THOMAS E. SCHULTZ; THE PEOPLE OF THE STATE OF NEW YORK; PROSPERUM CAPITAL PARTNERS LLC D/B/A ARSENAL FUNDING; PORTFOLIO RECOVERY ASSOCIATES; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE; UNITED STATES OF AMERICA (WESTERN DISTRICT); M&T BANK; "JOHN DOE #1" through "JOHN DOE #10" inclusive, the names of the ten last name Defendants being fictitious, real names unknown to the Plaintiff, the parties intended being persons or corporations having an interest in, or tenants or persons in possession of, portions of the mortgaged premises described in the Complaint, Defendants - Index No. E189684/2025 Plaintiff Designates Niagara County as the Place of Trial. The Basis of Venue is that the subject premises is situated in Niagara County. To the above named Defendants?YOU ARE HEREBY SUMMONED to answer the Complaint in this action and to serve a copy of your Answer or, if the Complaint is not served with this Summons, to serve a Notice of Appearance upon the Plaintiff's attorney within twenty (20) days after the service of this Summons, exclusive of the date of service or within thirty (30) days after the service is complete if this Summons is not personally delivered to you within the State of New York. If you fail to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. That this Summons is being filed pursuant to an order of the court dated March 6, 2026. NOTICE-YOU ARE IN DANGER OF LOSING YOUR HOME ? If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to the mortgage company will not stop the foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST) AND FILING THE ANSWER WITH THE COURT. The foregoing summons is served upon you by publication pursuant to an order of the Honorable Frank Caruso, J.S.C. Dated: March 6, 2026 Filed: March 6, 2026. The object of this action is to foreclose a mortgage and covering the premises known as 3561 Saunders Settlement Road, Sanborn a/k/a Cambria, NY 14132. Dated: November 7, 2025 Filed: November 11, 2025 Jordan J. Manfro, Esq. Knuckles & Manfro, LLP, Attorneys for Plaintiff, 120 White Plains Road, Suite 215, Tarrytown, New York 10591 Phone: (914) 345-3020 N/L# 360279 3/13,20,27, 4/3/2026