Foreclosure action against Velvet Garriques for unpaid mortgage.

LEGAL NOTICE

STATE OF NEW YORK SUPREME COURT COUNTY OF ALBANY

ROCKET

MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC, Plaintiff, vs. VELVET GARRIQUES, if living, and if he be dead, his respective heirs-at-law, next of kin, distributees, executors, administrators, trust- ees, devisees, legatees, assignees, lienors, credi- tors and successors in interest, and generally all persons having or claiming under, by or through said who may be deceased, by purchase, inheri- tance, lien or otherwise, any right, title or interest in and to the premises; PEOPLE OF THE STATE OF NEW YORK; Defendants. Filed: 11/05/2025 Index No.: 904412-

25 SUPPLEMENTAL SUMMONS Mortgaged Prem- ises: 1266 State Route 143 Coeymans Hollow, (Hamlet of Coeymans Hollow (Town of Coey- mans)) NY 12046 TO THE ABOVE NAMED DEFEN- DANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in the above entitled action and to serve a copy of your Answer on Plaintiff's attor- ney within twenty (20) days after the service of this Summons, exclusive of the day of service, or within thirty (30) days after

completion of service where service is made in any other manner than by personal delivery with- in the State. The United States of America, if des- ignated as a Defendant in this action, may answer or appear within sixty (60) days of service hereof. In case of your failure to appear or answer, judg- ment will be taken against you by default for the relief demanded in the Complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT THE OBJECT of the above captioned action is for the foreclosure of: Mortgage bearing the date of April 15, 2022, executed by Velvet Garriques, a married woman to MERS, Mortgage Electronic Registra- tion Systems, Inc., as nominee for Rocket Mort- gage, LLC fka Quicken Loans, LLC to secure the sum of $267,073.00, and interest, and recorded in the Office of the Clerk of Albany County on May 4, 2022 in Instrument No. R2022-11346. That Mort- gage Electronic Registration Systems, Inc., as nominee for Rocket Mortgage, LLC fka Quicken Loans, LLC duly assigned said Note and Mortgage to Rocket Mortgage, LLC fka Quicken Loans, LLC by Assignment dated January 12, 2024 and record- ed on January 17, 2024 in the Office of the Clerk of Albany County in Instrument No. R2024-1100. The relief sought in the within action is a final judg- ment directing

the sale of the Mortgaged Premises described above to satisfy the debt secured by the Mort- gage described above. Plaintiff designates Albany County as the place of trial. The basis of venue is the County in which the Mortgaged Premises is situated. Section: 166. Block: 2 Lot: 8 DATED: Sep- tember 26, 2025 Rochester, New York NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the Mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the sum- mons and protect your property. Sending a pay- ment to your Mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERV- ING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. Molly L. Chapman, Esq. DAVIDSON FINK LLP Attorneys for Plaintiff 400 Meridian Centre Blvd., Ste. 200 Roch- ester, New York 14618 Tel: (585) 760-8218 WE ARE ATTEMPTING TO COLLECT À DEBT. ANY INFORMA- TION OBTAINED WILL BE USED FOR THAT PUR- POSE. SCHEDULE

A LEGAL DESCRIPTION ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE BUILDINGS AND IMPROVEMENTS THEREON ERECTED, SITU- ATE, LYING AND BEING IN THE HAMLET OF COEY- MANS HOLLOW, TOWN OF COEYMANS, COUNTY OF ALBANY AND STATE OF NEW YORK, BOUNDED ON THE NORTH BY THE LANDS OF THE CITY OF ALBANY, ON THE EAST BY THE LANDS OF PERRY T. (JR.) AND SOTERA J. JONES, ON THE SOUTH BY ALBANY COUNTY HIGHWAY NO. 1220 A/K/A RT. 143, AND ON THE WEST BY THE LANDS OF HUGH LIGHTSEY AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT A 23 INCH PIN LYING IN THE INTERSECTION OF THE NORTH- ERLY BOUNDARY OF ALBANY COUNTY HIGHWAY NO. 1220 WITH THE LINE OF THE LANDS OF HUGH LIGHTSEY; RUNNING THENCE ALONG THE NORTH- ERLY LINE OF SAID HIGHWAY ON A BEARING OF S. 40 DEG. 38' 30" N. 42 DEG. 25 MIN. E. A DISTANCE OF 219.39 FEET TO A CONCRETE MONUMENT; RUNNING THENCE ON A BEARING OF N. 55 DEG. 17 MIN. 26 SEC, W. A DISTANCE OF 100.20 FEET TO AN IRON PIN; RUNNING THENCE ON A BEARING OF S. 42 DEG. 25 MIN, 00 SEC. W. A DISTANCE OF 190.32 FEET TO THE POINT OF COMMENCEMENT.

3/5, 12, 19, 26

#NY0169739