This notice is for a mortgage foreclosure action against the estate of Peggy Ann Knapp.

SUMMONS



Supplemental Summons and Notice of Object of Action SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF ONONDAGA ACTION TO FORECLOSE A MORTGAGE INDEX #: 010891/2025 U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 EBO TRUST Plaintiff, vs WENDY S. LOUGNOT, ONONDAGA COUNTY PUBLIC ADMINISTRATOR AS ADMINISTRATOR OF THE ESTATE OF PEGGY ANN KNAPP AKA PEGGY A. KNAPP, ESTHER L. CROSSMAN AS HEIR TO THE ESTATE OF PEGGY ANN KNAPP AKA PEGGY A. KNAPP, JOSEPH A. DAVIS AS HEIR TO THE ESTATE OF PEGGY ANN KNAPP AKA PEGGY A. KNAPP, LEON A. DAVIS AS HEIR TO THE ESTATE OF PEGGY ANN KNAPP AKA PEGGY A. KNAPP, ANITA A. TOWNDROW AS HEIR TO THE ESTATE OF PEGGY ANN KNAPP AKA PEGGY A. KNAPP IF LIVING, AND IF HE/SHE BE DEAD, ANY AND ALL PERSONS UNKNOWN TO PLAINTIFF, CLAIMING, OR WHO MAY CLAIM TO HAVE AN INTEREST IN, OR GENERAL OR SPECIFIC LIEN UPON THE REAL PROPERTY DESCRIBED IN THIS ACTION; SUCH UNKNOWN PERSONS BEING HEREIN GENERALLY DESCRIBED AND INTENDED TO BE INCLUDED IN WIFE, WIDOW, HUSBAND, WIDOWER, HEIRS AT LAW, NEXT OF KIN, DESCENDANTS, EXECUTORS, ADMINISTRATORS, DEVISEES, LEGATEES, CREDITORS, TRUSTEES, COMMITTEES, LIENORS, AND ASSIGNEES OF SUCH DECEASED, ANY AND ALL PERSONS DERIVING INTEREST IN OR LIEN UPON, OR TITLE TO SAID REAL PROPERTY BY, THROUGH OR UNDER THEM, OR EITHER OF THEM, AND THEIR RESPECTIVE WIVES, WIDOWS, HUSBANDS, WIDOWERS, HEIRS AT LAW, NEXT OF KIN, DESCENDANTS, EXECUTORS, ADMINISTRATORS, DEVISEES, LEGATEES, CREDITORS, TRUSTEES, COMMITTEES, LIENORS, AND ASSIGNS, ALL OF WHOM AND WHOSE NAMES, EXCEPT AS STATED, ARE UNKNOWN TO PLAINTIFF, PEOPLE OF THE STATE OF NEW YORK, UNITED STATES OF AMERICA ON BEHALF OF THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HSBC MORTGAGE CORPORATION (USA), UNITED STATES OF AMERICA ON BEHALF OF THE IRS JOHN DOE (Those unknown tenants, occupants, persons or corporations or their heirs, distributees, executors, administrators, trustees, guardians, assignees, creditors or successors claiming an interest in the mortgaged premises.) Defendant(s). MORTGAGED PREMISES: 7148 Schepps Corners Road FKA 7148 Minoa-Bridgeport Road East Syracuse, NY 13057 To the Above named Defendant: You are hereby summoned to answer the Complaint in this action, and to serve a copy of your answer, or, if the Complaint is not served with this Supplemental Summons, to serve a notice of appearance, on the Plaintiff(s) attorney(s) within twenty days after the service of this Supplemental Summons, exclusive of the day of service (or within 30 days after the service is complete if this Supplemental Summons is not personally delivered to you within the State of New York). In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. The Attorney for Plaintiff has an office for business in the County of Erie. Trial to be held in the County of Onondaga. The basis of the venue designated above is the location of the Mortgaged Premises. TO Anita A. Towndrow As Heir To The Estate Of Peggy Ann Knapp Aka Peggy A. Knapp Defendant In this Action. The foregoing Supplemental Summons is served upon you by publication, pursuant to an order of HON. Joseph E. Lamendola of the Supreme Court Of The State Of New York, dated the Twenty-Third day of January, 2026 and filed with the Complaint in the Office of the Clerk of the County of Onondaga, in the City of Syracuse. The object of this action is to foreclosure a mortgage upon the premises described below, executed by Bruce M. Knapp (who died on February 29, 2012, a resident of the county of Onondaga, State of New York) dated the March 29, 2002, to secure the sum of $53,477.00 and recorded at Instrument No. 3746002 Book 12519, Page 0079 in the Office of the Onondaga County Clerk on April 1, 2002. The mortgage was subsequently assigned by an assignment executed August 19, 2011 and recorded on August 29, 2011, in the Office of the Onondaga County Clerk at Instrument Number 30017 Book 16540, Page 0479. The mortgage was subsequently assigned by an assignment executed June 18, 2012 and recorded on June 26, 2012, in the Office of the Onondaga County Clerk at Instrument Number 25894 Book 16846, Page 0314. Said mortgage was assumed by Peggy Ann Knapp AKA Peggy A. Knapp (who died on October 3, 2020 a resident of the county of Onondaga, State of New York) by Loan Assumption Agreement executed on April 13, 2015 and recorded December 30, 2015 in Book 17922, Page 0112, Instrument Number 46372 in the Office of the Onondaga County Clerk. Said Mortgage was subsequently modified by a Loan Modification Agreement executed by Peggy Ann Knapp AKA Peggy A. Knapp on April 13, 2015 and recorded December 30, 2015 in Instrument Number 46374Book 17922, Page 0120 in the Office of the Onondaga County Clerk. The mortgage was subsequently assigned by an assignment executed July 28, 2022 and recorded on November 21, 2022, in the Office of the Onondaga County Clerk at Instrument Number 2022-00046843. The mortgage was subsequently assigned by an assignment executed August 17, 2022 and recorded on November 21, 2022, in the Office of the Onondaga County Clerk at Instrument Number 2022-00046844. The property in question is described as follows: 7148 Schepps Corners Road FKA 7148 Minoa-Bridgeport Road, East Syracuse, NY 13057 NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this Foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DATED: January 26, 2026 Gross Polowy LLC Attorney(s) For Plaintiff(s) 1775 Wehrle Drive, Suite 100 Williamsville, NY 14221 The law firm of Gross Polowy LLC and the attorneys whom it employs are debt collectors who are attempting to collect a debt. Any information obtained by them will be used for that purpose. 88917