Notice to creditors regarding the estate of Joseph Victor Gander.

IN THE CIRCUIT COURT OF THE SECOND JUDICIAL CIRCUIT IN AND FOR FRANKLIN COUNTY, FLORIDA-PROBATE DIVISION IN RE: THE ESTATE OF CASE NO.:2026-02CP JOSEPH VICTOR GANDER NOTICE TO CREDITORS The administration of the estate of Joseph Victor Gander, deceased, whose date of death was August 5, 2025, is pending in the Circuit Court for FRANKLIN County, Florida, Probate Division, the address of which is 33 Market Street, Apalachicola, FL 32320. The names and addresses of the personal representative and the personal representative's attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. The personal representative has no duty to discover whether any property held at the time of the decedent's death by the decedent or the decedent's surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, Florida Statutes, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes. The written demand must be filed with the clerk. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The date of first publication of this notice is January 29, 2026. Attorney for Personal Representative: Kristy Branch Banks Attorney for Personal Representative Florida Bar Number: 517143 171 US HWY 98 W Ste. A Eastpoint, Florida 32328 Telephone: (850) 999-5806 Fax: (866) 601-4805 E-Mail: kristy@kbblawfl.com Personal Representative: Charles Gander II 7091 Fontainebleau Crescent Jacksonville, Florida 32211 January 29, February 5, 2026 ######