Notice to creditors regarding the estate of Margaret Karpeles Clements.

IN THE CIRCUIT COURT FOR St. Johns COUNTY, FLORIDA PROBATE DIVISION File No. CP25-0703 IN RE: Estate of MARGARET KARPELES CLEMENTS NOTICE TO CREDITORS The administration of the estate of MARGARET KARPELES CLEMENTS, deceased, whose date of death was January 24, 2025, is pending in the Circuit Court for St. Johns, Florida, Probate Division, the address of which is 4010 Lewis Speedway, St. Augustine, FL 32084. The names and addresses of the personal representative and the personal representative's attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The personal representative or curator has no duty to discover whether any property held at the time of the decedent's death by the decedent or the decedent's surviving spouse is property to which the Florida Community Property Rights at Death Act as described in ss. 732.216-732.228 applies, or may apply, unless a written demand is made by a creditor or a beneficiary as specified under s. 732.2211. The written demand must be filed with the clerk. The date of first publication of this notice is February 05, 2026. Attorney for Personal Representative: Aimee Collins Hitchner Florida Bar No. 879169 Alexandra Fox Florida Bar No. 1040188 Attorneys for Petitioner Email:ahitchner@maynardnexsen.com, afox@mayndardnexsen.com, hyates@mayndardnexsen.com Maynard Nexsen PC 200 East New England Avenue, Suite 300 Winter Park, FL 32789 Telephone: 407-647-2777 Personal Representative: DAVID CLEMENTS 3563 Hampshire Drive Birmingham, Alabama 35223 February 5, 12 2026 LSAR0451327