Notice to creditors regarding the estate of Gene Douglas Garland.

--------------------------------------------- IN THE CIRCUIT COURT OF THE FIFTH JUDICIAL CIRCUIT, IN AND FOR MARION COUNTY, FLORIDA PROBATE DIVISION File No. 25-CP-003146-AX IN RE: ESTATE OF GENE DOUGLAS GARLAND Deceased. NOTICE TO CREDITORS The administration of the estate of GENE DOUGLAS GARLAND deceased, whose date of death was December 1, 2025, is pending in the Circuit Court for Marion County, Florida, Probate Division, the address of which is 110 NW 1st Avenue, Ocala, FL 34475. The names and addresses of the personal representative and the personal representative’s attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent’s estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedent’s estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. The personal representative has no duty to discover whether any property held at the time of the decedent’s death by the decedent or the decedent’s surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, Florida Statutes, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT’S DATE OF DEATH IS BARRED. The date of first publication of this notice is February 5, 2026. Personal Representative: Debra Carol Young 8426 Allerton Lane Jacksonville, Florida 32256 Attorney for Personal Representative: R. Lee Rowe, III Florida Bar Number: 277622 Rowe and Rowe, P.A. 9471 Baymeadows Road, Suite 203 Jacksonville, Florida 32256 Telephone: (904) 730-2070 Fax: (904) 730-2618 EService:ROWELAWESERVICE@gmail.com Secondary E-Mail: ROWELAWA@gmail.com Corresponding E-Mail: ROWELAWL@gmail.com February 5, 12, 2026 21-2tc --------------------------------------------