Pheasant Ridge Assn., Inc. v. Harper
Docket 30661
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- Filed
- Jurisdiction
- Ohio
- Court
- Ohio Court of Appeals
- Type
- Opinion
- Case type
- Civil
- Disposition
- Affirmed
- Judge
- Epley
- Citation
- Pheasant Ridge Assn., Inc. v. Harper, 2026-Ohio-1480
- Docket
- 30661
Appeal from a default judgment entered in a foreclosure action for unpaid homeowners' association assessments in the Montgomery County Common Pleas Court
Summary
The Ohio Court of Appeals affirmed a trial court default judgment in favor of Pheasant Ridge Association, Inc. in its foreclosure action against property owner Jeremy Harper for unpaid association assessments. Harper, who was served with the complaint, failed to file an answer or otherwise respond; the Association moved for default judgment and submitted an affidavit of account, its declaration, and its certificate of lien. The appellate court held the trial court did not abuse its discretion in granting default judgment because Harper forfeited defenses by failing to respond and provided no evidence to dispute the Association’s proofs.
Issues Decided
- Whether the trial court abused its discretion in granting the Association's motion for default judgment after the defendant failed to answer or otherwise respond
- Whether a defendant who fails to respond to a foreclosure complaint may raise new defenses for the first time on appeal
- Whether the Association's affidavit of account, declaration, and certificate of lien provided sufficient proof to support default judgment
Court's Reasoning
The court applied the abuse-of-discretion standard and concluded the trial court acted reasonably in granting default judgment because Harper received proper service and failed to file any responsive pleading within the allotted time. Because Harper did not present evidence or legal arguments in the trial court, he forfeited objections to the Association's claims and could not raise new defenses on appeal. The Association's documentary submissions supported its entitlement to relief, and Harper's post hoc assertions (e.g., mental-health issues, lack of personal contact) did not excuse his failure to respond.
Authorities Cited
- Reid v. Williams2024-Ohio-3332 (2d Dist.)
- Blakemore v. Blakemore5 Ohio St.3d 217 (1983)
- Edwards v. Galluzzo2024-Ohio-2005 (2d Dist.)
Parties
- Appellant
- Jeremy Harper
- Appellee
- Pheasant Ridge Association, Inc.
- Attorney
- Michelle L. Polly-Murphy
- Attorney
- Magdalena E. Myers
- Judge
- Christopher B. Epley
- Judge
- Huffman, J.
- Judge
- Hanseman, J.
Key Dates
- Certificate of lien filed
- 2022-01-10
- Complaint filed
- 2025-05-28
- Service by certified mail
- 2025-06-04
- Motion for default judgment filed
- 2025-09-26
- Trial court default judgment
- 2025-09-26
- Appellate decision
- 2026-04-24
- Opinion final judgment entry
- 2026-04-24
What You Should Do Next
- 1
Consult an attorney immediately
A lawyer can evaluate whether there are grounds for relief from judgment (for example, lack of proper service or excusable neglect) and advise on deadlines and procedures.
- 2
Consider a motion for relief from judgment in trial court
If meritorious reasons exist for not responding (e.g., improper service or excusable neglect), file a timely Civ.R. 60(B) or equivalent motion and provide supporting evidence.
- 3
Comply with or negotiate post-judgment enforcement
If foreclosure enforcement is imminent, contact the association or its counsel to discuss payment, reinstatement, or loss-mitigation options to avoid sale of the property.
Frequently Asked Questions
- What did the court decide?
- The appeals court affirmed the trial court's default judgment allowing the homeowners' association to foreclose for unpaid assessments because the homeowner did not respond to the complaint.
- Who is affected by the decision?
- The decision affects Jeremy Harper (the property owner) and Pheasant Ridge Association, which can proceed under the foreclosure judgment against the property.
- Why couldn't Harper raise defenses on appeal?
- Because he failed to file an answer or any response in the trial court, he forfeited new legal defenses and facts and therefore could not present them for the first time on appeal.
- Does this mean the property will be sold?
- The opinion affirms the foreclosure judgment; enforcement steps such as sale depend on the trial court's foreclosure procedures and any post-judgment actions the association may take.
- Can Harper do anything further?
- Harper may consider post-judgment relief in the trial court if timely and legally available, or consult counsel about possible motions for relief from judgment; however, pursuing further appeal may be limited without new, valid grounds.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified attorney before relying on them.
Full Filing Text
[Cite as Pheasant Ridge Assn., Inc. v. Harper, 2026-Ohio-1480.]
IN THE COURT OF APPEALS OF OHIO
SECOND APPELLATE DISTRICT
MONTGOMERY COUNTY
PHEASANT RIDGE ASSOCIATION, :
INC. : C.A. No. 30661
:
Appellees : Trial Court Case No. 2025 CV 03200
:
v. : (Civil Appeal from Common Pleas
: Court)
JEREMY HARPER, ET AL. :
: FINAL JUDGMENT ENTRY &
Appellant : OPINION
...........
Pursuant to the opinion of this court rendered on April 24, 2026, the judgment of the
trial court is affirmed.
Costs to be paid as stated in App.R. 24.
Pursuant to Ohio App.R. 30(A), the clerk of the court of appeals shall immediately
serve notice of this judgment upon all parties and make a note in the docket of the service.
Additionally, pursuant to App.R. 27, the clerk of the court of appeals shall send a certified
copy of this judgment, which constitutes a mandate, to the clerk of the trial court and note
the service on the appellate docket.
For the court,
CHRISTOPHER B. EPLEY, JUDGE
HUFFMAN, J., and HANSEMAN, J., concur.
OPINION
MONTGOMERY C.A. No. 30661
JEREMY HARPER, Appellant, Pro Se
MICHELLE L. POLLY-MURPHY and MAGDALENA E. MYERS, Attorneys for Appellee
EPLEY, J.
{¶ 1} Jeremy Harper appeals pro se from a default judgment in favor of Pheasant
Ridge Association, Inc. (“the Association”), on the Association’s foreclosure claim for unpaid
assessments regarding property located at 6903 Greeley Avenue in Dayton, Ohio. For the
following reasons, the judgment of the trial court is affirmed.
I. Facts and Procedural History
{¶ 2} Harper is the record owner of real property located at 6903 Greeley Avenue,
Dayton, Ohio 45424 (“the Property”). Due to his ownership of the Property, Harper became
a member of the Association, which is a non-profit corporation for the operation of the day-
to-day affairs of the Villages of Pheasant Ridge. Further, he signed a declaration agreeing
to be bound by the bylaws of the Association, which included the payment of assessments
for operating expenses of the Association. Harper failed to pay these expenses, and on
January 10, 2022, the Association filed a certificate of lien for unpaid assessments. On
May 28, 2025, after Harper failed to pay the outstanding amount due, the Association filed
a complaint for foreclosure against Harper.
{¶ 3} The Association served Harper with a copy of the complaint via certified mail on
June 4, 2025. Harper failed to file an answer or other responsive pleading within the time
required under the Civil Rules, and on September 26, 2025, the Association filed a motion
for default judgment against him. With the motion for default judgment, the Association
included an affidavit of account, which showed Harper’s itemized account history and the
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amount due. The Association also submitted copies of its declaration and its certificate of
lien against the Property. Harper did not file a response to the Association’s motion for
default judgment or to any of the evidence submitted in support of the motion.
{¶ 4} On September 26, 2025, the trial court granted the Association’s motion for
default judgment. Harper now appeals the trial court’s judgment.
II. Appellate Review
{¶ 5} Harper’s appellate brief does not set forth any assignments of error as required
by App.R. 16(A)(3). It is apparent, however, that he is challenging the trial court’s grant of
default judgment in favor of the Association. We review a trial court’s decision to grant or
deny a motion for default judgment under an abuse of discretion standard. Reid v. Williams,
2024-Ohio-3332, ¶ 11 (2d Dist.). The term “abuse of discretion” implies that the court’s
attitude is unreasonable, arbitrary, or unconscionable. Blakemore v. Blakemore, 5 Ohio
St.3d 217, 219 (1983). “It is to be expected, however, that most instances
of abuse of discretion will result in decisions that are simply unreasonable, rather than
decisions that are unconscionable or arbitrary.” State v. Malloy, 2012-Ohio-2664, ¶ 24
(2d Dist.).
{¶ 6} In his appellate brief, Harper acknowledges that he fell behind on required
payments to the Association, despite receiving multiple bills and late notices from the
Association via mail. However, Harper takes issue with the fact that no one from the
Association contacted him personally regarding the outstanding balance and contends that
he was unable to pay bills due to mental health issues.
{¶ 7} Notably, Harper did not file an answer or any other response to the Association’s
complaint, nor did he present any evidence or legal arguments to dispute the Association’s
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right to foreclose on the Property due to nonpayment of assessments and operating
expenses.
{¶ 8} “Parties may not raise any new issues or legal theories for the first time on
appeal that were not raised in the lower court.” Edwards v. Galluzzo, 2024-Ohio-2005, ¶ 22
(2d Dist.), citing Independence v. Office of the Cuyahoga Cty. Executive, 2014-Ohio-4650,
¶ 30. Issues or arguments that are not raised in the trial court are deemed forfeited or
waived for purposes of appeal. State ex rel. Internatl. Assn. of Fire Fighters, Local 1536,
AFL-CIO v. Sakacs, 2023-Ohio-2976, ¶ 23; see, e.g., Bank of Am., N.A. v. Thompson, 2015-
Ohio-456, ¶ 19 (2d Dist.) (homeowner’s grounds for challenging summary judgment in
foreclosure action “are waived, and may not be raised for the first time on appeal,” when not
previously raised in the trial court); State v. Shutway, 2015-Ohio-2432, ¶ 18 (2d Dist.) (issues
not raised in the trial court are waived for purposes of appeal).
{¶ 9} Here, because Harper did not respond to the complaint or the motion for default
judgment, he cannot raise on appeal defenses to the Association’s allegations regarding his
default. Further, the record is clear that Harper was served with the complaint and summons
by certified mail on June 4, 2025, and he had 28 days to either file his answer or respond
with an appropriate motion. However, Harper failed to take any action to respond to the
Association’s complaint. Therefore, the trial court did not abuse its discretion when it granted
default judgment in favor of the Association. Even assuming that Harper had properly raised
an assignment of error claiming that the trial court abused its discretion in sustaining the
Association’s motion for default judgment, his implied assignment of error is overruled.
III. Conclusion
{¶ 10} The judgment of the trial court is affirmed.
.............
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HUFFMAN, J., and HANSEMAN, J., concur.
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