Trustee's sale scheduled for May 8, 2026, due to mortgage default.

AMENDED NOTICE OF TRUSTEE'S SALE
PURSUANT TO THE REVISED CODE OF WASHINGTON
CHAPTER 61.24 RCW
(Pursuant to Order Granting Chapter 13 Trustee's Motion to Dismiss in U.S. Bankruptcy Case No. 26-00113-WLH13 for the Eastern District of Washington dated March 11, 2026)
I
NOTICE IS HEREBY GIVEN that the undersigned Trustee will on May 8, 2026, at the hour of 11:00 a.m., at the Main Entrance of the Yakima County Courthouse, 128 N. 2nd Street, Yakima, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following-described real property, situated in the County of Yakima, State of Washington, to wit:
Lot 1 of Short Plat, recorded June 25, 2003, under Auditor's File No. 7342310, records of Yakima County, Washington,
 
which is subject to that certain Deed of Trust dated August 8, 2008, recorded August 12, 2008, under Auditor's File No. 7623266, records of Yakima County, Washington, from Sergio Mancinas, as Grantor, to John W. Weil, as Trustee, to secure an obligation in favor of Vanderbilt Mortgage and Finance, Inc., as Beneficiary, which Deed of Trust was rerecorded on September 19, 2008 under Auditor's File No. 7627579.
II
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust.
III
The default(s) for which this foreclosure is made is/are as follows:
 
Default other than failure to make monthly payments:
None that Beneficiary is aware of at this time.
 
Failure to pay when due the following amounts, which are now in arrears:
Monthly Payments:
 
16 Monthly Payments at $1,265.89 each
(November 1, 2024 through March 1, 2026)                                                        $20,254.24
 
Late Charges                                                                                                             $105.00
 
Advances                                                                                                                $8,034.47
 
Previously incurred legal fees and costs                                                                $4,966.74
 
Foreclosure Fees and Costs                                                                                   $6,720.04
 
TOTAL MONTHLY PAYMENTS, LATE CHARGES, AND ADVANCES:              $40,080.49
IV
The sum owing on the obligation secured by the Deed of Trust is:
 
Principal $140,018.06 , together with interest from October 1, 2024, as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V
The original Notice of Trustee's Sale given pursuant hereto stated that the property would be sold on January 23, 2026, at the hour of 11:00 a.m. at the Main Entrance of the Yakima County Courthouse, 128 N. 2nd Street, Yakima, Washington; however, subsequent to the recording of the Notice of Trustee's Sale, the original sale proceedings were stayed by order of the court or by proceedings under the National Bankruptcy Act or for other lawful means. The beneficiary did not participate in obtaining such stay. Such stay was terminated by Order granted on March 11, 2026.
VI
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on May 8, 2026. The default(s) referred to in paragraph III must be cured by April 27, 2026 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before April 27, 2026 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after April 27, 2026 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantors or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VII
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:
 
Sergio Mancinas                                       Sergio Mancinas
1220 Maple Grove Road                           3701 Washout Road
Sunnyside, WA 98944                               Sunnyside, WA 98944
 
by both first-class and certified mail on July 3, 2025, proof of which is in the possession of the Trustee; and the Borrower and Grantor were provided with said written notice of default as the written notice of default was posted on July 7, 2025, in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VIII
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
IX
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
X
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.
XI
 
NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale, the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
 
DATED: March 24, 2026
                                                                                                   /s/ Jean M. McCoy
                                                                                                  Jean M. McCoy, Successor Trustee
                                                                                                  Address: Landerholm, P.S.
                                                                                                  805 Broadway Street, Suite 1000
                                                                                                  PO Box 1086
                                                                                                  Vancouver, WA 98666
                                                                                                  Telephone: (360) 696-3312 or (503) 894-9900
STATE OF WASHINGTON )
                                            ) ss.
County of Clark                   )
 
On this day personally appeared before me Jean M. McCoy, to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that she signed the same as her voluntary act and deed, for the uses and purposes therein mentioned.
 
GIVEN under my hand and official seal this 24th day of March, 2026.
                                                                                                                       /s/ Rebecca Schrantz
                                                                                                                       Notary Public – State of Washington
                                                                                                                       My Commission Expires:11-15-29
 
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.
 
You have only until 90 calendar days BEFORE the date of sale listed in this Notice of Trustee Sale to be referred to mediation. If this is an amended Notice of Trustee Sale providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in this amended Notice of Trustee Sale.
 
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE
 
Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
 
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission
Telephone: 1-877-894-HOME (4663) Website: www.wshfc.org/buyers/counseling.htm
 
The United States Department of Housing and Urban Development
Telephone: 1-800-569-4287
Website:www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
 
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys
Telephone: 1-800-606-4819 Website: www.nwjustice.org/what-clear
 
(112094) April 4 and 25, 2026