Property at 22467 Treefarm Ln NE will be sold due to mortgage default.

TS #: 25-75072 Title Order #:  250363102-WA-MSI   NOTICE OF TRUSTEE'S SALE   Grantor:  CHRISTOPHER P KEALIHER, AN UNMARRIED MAN Current beneficiary of the deed of trust: Selene Finance, LP Current trustee of the deed of trust: North Star Trustee, LLC Current mortgage servicer for the deed of trust: Selene Finance, LP Reference number of the deed of trust: 202005190061 Parcel Number(s): 012601-3-018-2008  I.NOTICE IS HEREBY GIVEN that the undersigned Trustee,  North Star Trustee, LLC   will on 3  /6/2026, at 10:00 AM, at the main entrance to the Kitsap Administration Building, 619 Division Street, Port Orchard, WA 98366   sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Kitsap, State of Washington, to-wit:  PARCEL I: LOT(S) B OF SHORT SUBDIVISION NO. 4841 R-1, RECORDED IN VOLUME 3, PAGE(S) 230 OF SHORT PLATS, UNDER AUDITOR'S FILE NO. 8905090189, BEING AN AMENDMENT OF AUDITOR'S FILE NO. 8812120141, BEING A PORTION OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 1, TOWNSHIP 26 NORTH, RANGE 1 EAST, W.M., IN KITSAP COUNTY, WASHINGTON.  PARCEL II: AN EASEMENT FOR INGRESS, EGRESS AND UTILITIES AS DESCRIBED AND DELINEATED IN SHORT SUBDIVISION NO. 4841 R-1, RECORDED IN VOLUME 3, PAGE(S) 230 OF SHORT PLATS, UNDER AUDITOR'S FILE NO. 8905090189, BEING AN AMENDMENT OF AUDITOR'S FILE NO. 8812120141, BEING A PORTION OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 1, TOWNSHIP 26 NORTH, RANGE 1 EAST, W.M., IN KITSAP COUNTY, WASHINGTON.      Commonly known as: 22467 TREEFARM LN NE POULSBO, WASHINGTON 98370  which is subject to that certain Deed of Trust dated 5/14/2020, recorded 5/19/2020, as Instrument No. 202005190061, records of Kitsap County, Washington, from CHRISTOPHER P KEALIHER, AN UNMARRIED MAN, as Grantor(s), to CW TITLE, as Trustee, to secure an obligation in favor of  Mortgage Electronic Registration Systems, Inc. (MERS), as designated nominee for MORTGAGE SOLUTIONS OF COLORADO, LLC, beneficiary of the security instrument, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned to  Selene Finance, LP, under an Assignment recorded under Auditors File No. 202508200071.  II.No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers or Grantor's default on the obligation secured by the Deed of Trust.  III.The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears:   PAYMENT INFORMATION  Total Monthly Payments Due: February 1, 2025 to November 28, 2025  TOTAL   $19,101.58 Corporate Advances: $3,551.50 Suspense: ($1,643.88) NSF Fee: $50.00  LATE CHARGE INFORMATION  TOTAL LATE CHARGES  TOTAL   $692.59  PROMISSORY NOTE INFORMATION  Note Dated: 5/14/2020 Note Amount: $297,000.00 Interest Paid To: 1/1/2025 Next Due Date: 2/1/2025  IV.The sum owing on the obligation secured by the Deed of Trust is: Principal   $264,055.67, together with interest as provided in the note or other instrument secured from 1/1/2025, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.  V.The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on  3/6/2026  .  The default(s) referred to in Paragraph III must be cured by 2/23/2026, (11 days before the sale date) to cause a discontinuance of the sale.  The sale will be discontinued and terminated if at any time before 2/23/2026 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank.  The sale may be terminated any time after the 2/23/2026 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.  VI.A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:  NAME/ ADDRESS CHRISTOPHER P KEALIHER 22449 TREEFARM LN NE POULSBO, WA 98370  CHRISTOPHER P KEALIHER 22467 TREEFARM LN NE POULSBO, WA 98370-9064  CHRISTOPHER P KEALIHER 22467 TREEFARM LN NE POULSBO, WA 98370  MICHAEL MAXEY 1717 SHERIDAN RD, APT B38 BREMERTON, WA 98310  MICHAEL MAXEY 22467 TREEFARM LN NE POULSBO, WA 98370  MICHAEL MAXEY C/O RICHMOND I HILL, PLLC 1521 PIPERBERRY WAY SE, SUITE 135 PORT ORCHARD, WA 98366  MICHAEL MAXEY C/O RONALD D. RICHMOND, ATTORNEY 1521 SOUTHEAST PIPERBERRY WAY, SUITE 135  PORT ORCHARD, WA 98366  MICHAEL MAXEY C/O SARGENT HAYES & ASSOC. 528 3RD AVE. W, STE. 102 SEATTLE, WA 98119  MICHAEL MAXEY C/O RICHMOND ad+#1023042]