Property at 6078 Highland Circle South will be sold due to mortgage default.

NOTICE OF FORECLOSURE SALEDefault having been made in the payment of the indebtedness secured by that certain mortgage executed by Margaret G. Echols, an unmarried woman, to Countrywide Home Loans, Inc., on June 4, 1996, said mortgage being recorded in the Office of the Judge of Probate of Mobile County, Alabama, on June 7, 1996 at Book 4366, at Page 496. Newrez LLC dba Shellpoint Mortgage Servicing fka Specialized Loan Servicing LLC, the current holder, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Mobile County Courthouse, in Mobile, Alabama, on May 21, 2026, during the legal hours of sale, the following described real estate, situated in Mobile County, Alabama, to-wit:Lot 14, Highland Townhouses, Unit Two, resubdivision of Lots 32-55, according to plat thereof recorded in Map Book 26, Page 107, of the records in the Office of the Judge of Probate of Mobile County, Alabama.More commonly known as: 6078 Highland Circle South, Mobile, AL 36608This Property will be sold on an "as is, where is" basis, without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure. The successful bidder must tender certified funds by noon the next business day to Law Office of Halliday, Watkins & Mann, P.C. Certified funds must be in the form of a wire transfer, bank or credit union's cashier's check, or bank official check payable to Halliday, Watkins & Mann, P.C. Halliday, Watkins & Mann, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. If sale is voided, Mortgagee/Transferee shall return the bid amount to the successful purchaser and the Mortgagee/Transferee shall not be liable to the purchase for any damages. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the deposit and bid amount, if paid. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and indebtedness secured by the real estate. This sale is subject to postponement or cancellation.Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network ("FinCEN"), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed.Newrez LLC dba Shellpoint Mortgage Servicing fka Specialized Loan Servicing LLC ("Transferee")Halliday, Watkins & Mann, P.C.244 Inverness Center DriveBirmingham, AL 35242Phone: (801) 355-2886Lagniappe HD April 29, May 6, 13, 2026