Property will be sold at foreclosure auction on June 8, 2026.

FORECLOSURE NOTICEDefault having been made in the payment of the indebtedness described in and secured by that certain mortgage executed by Miquel Chapman to Mortgage Electronic Registration Systems, Inc. "MERS", as mortgagee, as nominee for Lender, Guild Mortgage Company LLC, Lender's successors and assigns dated June 13, 2025, and Recorded in Instrument #2025037181 of the records in the Office of the Judge of Probate, Mobile County, Alabama, which said mortgage was subsequently assigned to Village Capital & Investment LLC by instrument recorded in Instrument #2026017809 in said Probate Court records; notice is hereby given that the undersigned as mortgagee will under power of sale contained in said mortgage, sell at public outcry for cash to the highest bidder, during legal hours of sale on the June 8, 2026, at the front door entrance of the Courthouse of Mobile County, Alabama, 205 Government St. Mobile, Alabama 36602 , the following described real property in the County of Mobile, State of Alabama, being the same property described in the above referred to mortgage:Lot 19, O'Fallon Subdivision, according to plat thereof recorded in Map Book 132, Page 72, of the records in the Office of the Judge of Probate of Mobile County, Alabama.ALABAMA LAW GIVES SOME PERSONS WHO HAVE AN INTEREST IN PROPERTY THE RIGHT TO REDEEM THE PROPERTY UNDER CERTAIN CIRCUMSTANCES. PROGRAMS MAY ALSO EXIST THAT HELP PERSONS AVOID OR DELAY THE FORECLOSURE PROCESS. AN ATTORNEY SHOULD BE CONSULTED TO HELP YOU UNDERSTAND THESE RIGHTS AND PROGRAMS AS A PART OF THE FORECLOSURE PROCESS.This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances and exceptions reflected in the mortgage and those contained in the records of the office of the judge of the probate where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Said sale is made for the purpose of paying the said indebtedness and the expenses incident to this sale, including a reasonable attorney's fee.In accordance with regulations promulgated by the Financial Crimes Enforcement Network (“FinCEN”), the purchaser at the foreclosure sale may be required to provide identifying and beneficial ownership information necessary to permit compliance with applicable federal reporting requirements. No deed shall be prepared, delivered, or recorded until all required purchaser information, including beneficial ownership information (if applicable), has been timely provided in form and substance satisfactory to the foreclosing mortgagee (or its designee) and any required federal real estate report has been submitted and accepted through FinCEN's electronic filing system. The failure of any high bidder to timely provide required information, or pay the purchase price and close this sale, shall, at the option of the Mortgagee, be cause for rejection of the bid, and if the bid is rejected, Mortgagee shall have the option of making the sale to the next highest bidder who is able, capable and willing to comply with the terms thereof.The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the mortgagee.Village Capital & Investment LLCMortgageeWilliam McFaddenMcFadden, Rouse & Bender, LLC718 Downtowner Blvd.Mobile, AL 36609Lagniappe HD May 6, 13, 20, 2026