Foreclosure sale scheduled for February 26, 2026, in Polk County, Florida.
Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research
- Published
- Category
- Foreclosure
- City
- Lakeland
- Case #
- 2025-CA-000280
Research context
View full case dossier
See all filings for case 2025-CA-000280 with AI case status analysis.
What to do next
- 1
Prepare for Foreclosure Sale
Ensure you are ready to bid on the property on February 26, 2026, starting at 10:00 a.m. Eastern Time at www.polk.realforeclose.com.
- 2
File Claim for Surplus Funds
If you believe you have a claim to any surplus funds from the sale, file your claim in accordance with Florida Statutes, Section 45.031, as soon as possible.
- 3
Request Disability Accommodations
If you need assistance due to a disability, contact the Office of the Court Administrator at (863) 534-4686 at least 7 days before your court appearance.
- 4
Contact Legal Counsel
If you have questions or need legal advice, reach out to Sokolof Remtulla, LLP at 561-507-5252 or via email at pleadings@sokrem.com.
Frequently asked questions
- What is the case number for the foreclosure at 120 S. 1st Street?
- The case number is 2025-CA-000280.
- When is the foreclosure sale for the property in Hanes City?
- The foreclosure sale is scheduled for February 26, 2026.
- Who are the defendants in this foreclosure case?
- The defendants include Elizabeth Ramos and the United States of America on behalf of the USDA.
- Where will the foreclosure sale take place?
- The sale will occur online at www.polk.realforeclose.com.
- What should I do if I have a disability and need assistance?
- Contact the Office of the Court Administrator at least 7 days before your court appearance.
The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.
Full Notice Text
NOTICE OF FORECLOSURE SALE IN THE CIRCUIT COURT OF THE TENTH JUDICIAL CIRCUIT OF THE STATE OF FLORIDA, IN AND FOR POLK COUNTY, CIVIL DIVISION CASE NO.: 2025-CA-000280 FREEDOM MORTGAGE CORPORATION, Plaintiff, vs. ELIZABETH RAMOS, et al., Defendants. NOTICE OF SALE IS HEREBY GIVEN pursuant to the Final Judgment of Foreclosure entered on January 12, 2026 in Case No. 2025-CA-000280 of the Circuit Court of the Tenth Judicial Circuit, in and for Polk County, Florida, wherein ELIZABETH RAMOS, UNITED STATES OF AMERICA ON BEHALF OF THE ADMINISTRATOR OF THE USDA RURAL HOUSING SERVICE, LVNV FUNDING, LLC; UNKNOWN SPOUSE OF ELIZABETH RAMOS, and UNKNOWN TENANT #1 NKA PAUL MORALES are Defendants, the Office of Stacy M. Butterfield, CPA, Polk County Clerk of the Court, will sell to the highest and best bidder for cash wherein bidding begins at 10:00 a.m. Eastern Time on www.polk.realforeclose.com, on the 26th day of February 2026, in accordance with Section 45.031(10), Florida Statutes, and pursuant to Administrative Order No 3-15.16, the following described property as set forth in said Final Judgment, to wit: LOTS 8 AND 9, ELSIE TERRACE, ACCORDING TO THE PLAT THEREOF, RECORDED IN PLAT BOOK 7, PAGE(S) 20, OF THE PUBLIC RECORDS OF POLK COUNTY, FLORIDA. Also known as 120 S. 1ST STREET, HANES CITY, FL 33844 together with all existing or subsequently erected or affixed buildings, improvements and fixtures. Any person claiming an interest in the surplus funds from the sale, if any, other than the property owner as of the date of the lis pendens, must file a claim in accordance with Florida Statutes, Section 45.031. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the Office of the Court Administrator,255 N. Broadway Avenue, Bartow, Florida 33830, (863) 534-4686, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711. Dated this 13th day of January 2026. Sokolof Remtulla, LLP By: /s/ Benjamin D. Ladouceur Benjamin D. Ladouceur, Esq. Florida Bar No.: 73863 SOKOLOF REMTULLA, LLP, 1800 NW Corporate Blvd., Ste. 302, Telephone: 561-507-5252 E-mail: pleadings@sokrem.com, Counsel for Plaintiff Jan. 30; Feb. 6, 2026 26-00129K