Notice to creditors regarding the estate of James Willard Flowers.

Probate
IN THE CIRCUIT COURT, 
IN AND FOR 
DUVAL COUNTY, FLORIDA 
PROBATE DIVISION
FILE No.: 16-2025-CP-003477
DIVISION:  PR- B 
IN RE: ESTATE OF 
JAMES WILLARD FLOWERS,
  Deceased.
 NOTICE TO CREDITORS
The administration of the estate of JAMES WILLARD FLOWERS, deceased, whose date of death was November 6, 2025, is pending in the Circuit Court, for Duval County, Florida, Probate Division, the address of which is 501 West Adams Street, Jacksonville, Florida, 32202.  The names and addresses of the personal representative and the personal representatives attorney are set forth below.
If you have been served with a copy of this notice and you have any claim or demand against the Decedents estate, even if that claim is unmatured, contingent or unliquidated, you must file your claim with the court ON OR BEFORE THE LATER OF A DATE THAT IS 3 MONTHS AFTER THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER YOU RECEIVE A COPY OF THIS NOTICE.
All other creditors of the Decedent and other persons who have claims or demands against Decedents estate, including unmatured, contingent or unliquidated claims, must file their claims with the court ON OR BEFORE THE DATE THAT IS 3 MONTHS AFTER THE FIRST PUBLICATION OF THIS NOTICE.
ALL CLAIMS, DEMANDS AND OBJECTIONS NOT SO FILED WILL BE FOREVER BARRED.
NOTWITHSTANDING THE TIME PERIOD SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENTS DATE OF DEATH IS BARRED.
The personal representative has no duty to discover whether any property held at the time of the Decedents death by the Decedent or the Decedents surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in 732.216-732.228, applies, or may apply, unless a written demand is made by a creditor as specified under 732.2211. The written demand must be filed with the clerk.
The date of first publication of this Notice is February 26, 2026.
Personal Representative:
SUSAN R. MERRITT
3017 Jones Road
Jacksonville, Florida 32220
Attorney for 
Personal Representative:
ANN H. JANOSKI, ESQUIRE
Florida Bar No. 105997
Fisher, Tousey, Leas & Ball
501 Riverside Avenue, Suite 700
Jacksonville, Florida 32202
Telephone: (904) 356-2600
Fax: (904) 355-0233
E-Mail: ahj@fishertousey.com
Feb. 26, Mar. 5	(26-01136D)