Notice to creditors regarding the estate of Margaret Karpele Clements.

Probate
IN THE CIRCUIT COURT FOR 
ST. JOHNS COUNTY, FLORIDA
PROBATE DIVISION 
File No. CP25-0703
Division Probate
IN RE: ESTATE OF 
MARGARET KARPELES 
CLEMENTS
  Deceased.
 NOTICE TO CREDITORS
The administration of the estate of MARGARET KARPELES CLEMENTS, deceased, whose date of death was January 24, 2025, is pending in the Circuit Court for ST. JOHNS County, Florida, Probate Division, the address of which is 4010 Lewis Speedway, St. Augustine, FL 32084. The names and addresses of the personal representative and the personal representatives attorney are set forth below.
All creditors of the decedent and other persons having claims or demands against decedents estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM.
The personal representative has no duty to discover whether any property held at the time of the decedents death by the decedent or the decedents surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, Florida Statutes, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes. The written demand must be filed with the clerk.
All other creditors of the decedent and other persons having claims or demands against decedents estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE.
ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED.
NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENTS DATE OF DEATH IS BARRED.
The date of first publication of this notice is March 12, 2026.
Personal Representative:
DAVID CLEMENTS
3563 Hampshire Drive
Birmingham, Alabama 35223
Attorney for 
Personal Representative:
/s/ Alexandra Fox
Alexandra Fox
Florida Bar No. 1040188 
Attorneys for Petitioner
Email: 
afox@mayndardnexsen.com, 
Maynard Nexsen PC
200 East New England Avenue, Suite 300 
Winter Park, FL 32789
Telephone: 407-647-2777
Mar. 12/19	(26-00151J)