Notice to creditors regarding the estate of Margaret Karpele Clements.

IN THE CIRCUIT COURT FOR St. Johns COUNTY, FLORIDA
PROBATE DIVISION
File No. CP25-0703
IN RE: Estate of  MARGARET KARPELES CLEMENTS
NOTICE TO CREDITORS
The administration of the estate of MARGARET KARPELES CLEMENTS, deceased, whose date of death was January 24, 2025, is pending in the Circuit Court for St. Johns, Florida, Probate Division, the address of which is 4010 Lewis Speedway, St. Augustine, FL 32084. The names and addresses of the personal representative and the personal representative's attorney are set forth below.
All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM.
All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE.
ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES 733.702 WILL BE FOREVER BARRED.
NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED.
The personal representative or curator has no duty to discover whether any property held at the time of the decedent's death by the decedent or the decedent's surviving spouse is property to which the Florida Community Property Rights at Death Act as described in ss. 732.216-732.228 applies, or may apply, unless a written demand is made by a creditor or a beneficiary as specified under s. 732.2211. The written demand must be filed with the clerk.
The date of first publication of this notice is February 05, 2026.

Attorney for Personal Representative:
Aimee Collins Hitchner
Florida Bar No. 879169
Alexandra Fox
Florida Bar No. 1040188
Attorneys for Petitioner
Email:ahitchner@maynardnexsen.com,
afox@mayndardnexsen.com,
hyates@mayndardnexsen.com
Maynard Nexsen PC	
200 East New England Avenue, Suite 300
Winter Park, FL 32789
Telephone: 407-647-2777

Personal Representative:
DAVID CLEMENTS
3563 Hampshire Drive
Birmingham, Alabama 35223
February 5, 12 2026
LSAR0451327