Notice of default and intent to foreclose on timeshare interests.

NOTICE OF DEFAULT AND
NOTICE OF INTENT TO 
FORECLOSE TROPIC SHORES 
CONDOMINIUM ASSOCIATION 
OF VOLUSIA COUNTY, INC.
April 17, 2026
To all Obligors listed below, their guardians, heirs, and assigns, record owners of the unit week(s) as showing (See exhibit "A" attached for Obligors and their notice addresses).
This Notice of Default and Intent to Foreclose is regarding certain timeshare interests owned by Obligor in Tropic Shores Condominium Association of Volusia County, Inc., located in Volusia County, Florida, and more specifically described as follows: Unit # / Week # (see interval description on Exhibit "A") in Tropic Shores Condominium Association of Volusia County, Inc. according to the Declaration of Condominium, as recorded in Official Records Book 3578 at Page 1553 in the Public Records of Volusia County, Florida, and any amendments thereof.
The Obligor has failed to pay when due the maintenance fees and assessments as assessed on the Obligor's timeshare and thereby the Obligor is in default of the obligation to pay such fees as when due pursuant to the Declaration of Condominium, as recorded in Official Records Book 3578 at Page 1553 in the Public Records of Volusia County, Florida, and any amendments thereof.
You may cure the default and redeem the timeshare interest set forth herein by paying in full the following amounts secured by the Association's lien on your unit week(s) as shown below: (1) all past-due sums, (2) costs of collection, (3) interest, as accrued to the date of payment, and (4) per diem, as accrued to the date of payment. You may remit cash or certified funds to the Trustee at any time prior to the issuance of the Certificate of Sale.
IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in Section 721.855, Florida Statutes.
You have the right as a matter of law to send to the Trustee written notice that you object to this procedure. Upon the Trustees receipt of your written objection, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the Trustees sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien.
Tropic Shores has appointed the following Trustee to conduct the Trustees sale as outlined in Sections 721.855 and 721.856 Florida Statutes: Matthew R. Gross, J.D., Fresh-Start.Law, P.A. whose address is 498 Palm Springs Drive, Suite 100, Altamonte Springs, FL 32701, telephone: (407) 403-5936, telefax: (407) 842-7248, e-mail: tropicshores@fresh-start.law.
Exhibit A: Obligor, Notice Address, Unit/Week, Amount Due, Per Diem

SCHEDULE "A"
RECORD OWNER UNIT #/WEEK#
AMOUNT DUE / PER DIEM


VIVIAN MISSOURI
12476 BLUEBERRY WOODS
CIRCLE W
JACKSONVILLE, FL 32258
205 / 20
$3,542.05 / $3.74


VIRGINIA METZCAR
2940 MONTANA DRIVE
KANNAPOLIS, NC 28081
205 / 33
$1,869.09 / $3.74


THE ESTATE OF LOREN S.
GANNON JR & THE ESTATE OF
VIRGINIA S. GANNON, A
MARRIED COUPLE
158 BERKELEY COURT
CEDARVILLE, OH 45314
208 / 11
$3,628.78 / $3.74


THE ESTATE OF J D BALL
& THE ESTATE OF NANCY BALL,
A MARRIED COUPLE
7 SOSEGADO TRACE
HOT SPRINGS VILLAGE, AR 71909
303 / 39
$4,814.70 / $3.74


VIRGINIA METZCAR
2940 MONTANA DRIVE
KANNAPOLIS, NC 28081
304 / 19
$1,738.92 / $3.74


ASHLEY KONO
410 S WATAUGA AVENUE
ELIZABETHTON, TN 37643
401 / 46
$3,597.11 / $3.74


MATTHEW ROBBINS &
JANELLE ROBBINS, AKA
JANELLE EVANS
1765 DAWNVILLE
BEAVERDALE ROAD NE
DALTON, GA 30721
502 / 24
$3,579.14 / $3.74


LISE DUPUIS & MAURICE
PHELPS, A MARRIED COUPLE
3101 RUE PAUL DAVID, # 409
MONTREAL, QC H1N 0B6
602 / 42
$2,420.97 / $3.74


JAMES NEWSOM & CHRISTINA
NEWSOM, A MARRIED COUPLE
9518 PLUM LAKE LANE WEST
JACKSONVILLE, FL 32222
603 / 01
$3,565.15 / $3.74


JAIME A. LAO
522 MONROE BOULEVARD
LONG BEACH, NY 11561
604 / 02
$4,218.50 / $3.74


AZIZ REHMAN KHAN
544 PELICAN BAY DRIVE
DAYTONA BEACH, FL 32119
605 / 30
$2,366.12 / $3.74


THE ESTATE OF
BEVERLY J. JORDAN
1423 E. HILLSBORO
BOULEVARD, #418
DEERFIELD BEACH, FL 33441
607 / 12
$3,579.14 / $3.74


JOHN THIFFAULT & SAMANTHA
THIFFAULT, A MARRIED COUPLE
25 HILLS THISTLE DRIVE
WASAGA BEACH, ON L9Z 0J3
708 / 41
$3,597.11 / $3.74


THE ESTATE OF DORIS M. RYAN
1460 PENINSULA DRIVE
TAVARES, FL 32778
903 / 08
$3,563.69 / $3.74


IVORY WILSON & NERIDA
WILSON, A MARRIED COUPLE
287 RUBY LAKE LANE
WINTER HAVEN, FL 33884
903 / 27
$2,070.90 / $3.74


CONNIE SUE WHITE AND/OR
MICHAEL NICHOLS
RODOUSSAKIS
169 MAIN STREET
RONCEVERTE, WV 24970
903 / 40
$9,309.00 / $3.74


SPENCER PRESTON & CHERI L.
PRESTON, A MARRIED COUPLE
1124 PATTON WAY
MCDONOUGH, GA 30252
905 / 41
$9,309.00 / $3.74


CLARKE PAYNE
230 MILE CREEK ROAD
OLD LYME, CT 06371
908 / 06
$1,970.66 / $3.74


CLARKE PAYNE
230 MILE CREEK ROAD
OLD LYME, CT 06371
908 / 07
$2,055.47 / $3.74


ELANA C.KNIGHT &
STEPHAN T. KNIGHT
315 OSWEGO STREET
PARK FOREST, IL 60466
1006 / 44
$9,309.00 / $3.74


THE ESTATE OF JAY CLYDE
HEAVNER & THE ESTATE OF
AMELIA S. HEAVNER, A MARRIED
COUPLE
3417 CANDLEWICK WAY
GASTONIA, NC 28056
1007 / 47
$5,592.65 / $3.74


RAY HODGES
PO BOX 6365
SEVIERVILLE, TN 37864
1103 / 42
$4,409.39 / $3.74


IVORY WILSON & NERIDA
WILSON, A MARRIED COUPLE
287 RUBY LAKE LANE
WINTER HAVEN, FL 33884
1105 / 37
$2,972.58 / $3.74


April 23 & 30, 2026