Civil action filed to foreclose on Royal Vista Condominium unit.

NOTICE OF ACTION  
IN THE CIRCUIT COURT FOR THE TWENTIETH JUDICIAL CIRCUIT 
IN AND FOR LEE COUNTY, FLORIDA 
CIRCUIT CIVIL DIVISION 
CASE NO.: 25-CA-006369 
CITIBANK, N.A., NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS OWNER TRUSTEE OF THE NEW RESIDENTIAL MORTGAGE LOAN TRUST  
2024-NQM1 
Plaintiff(s), vs. 
SUSAN LORENE RAY; ROYAL VISTA CONDOMINIUM 
ASSOCIATION, INC.; THE UNKNOWN HEIRS, DEVISEES, BENEFICIARIES, GRANTEES, ASSIGNS, CREDITORS, LIENORS, AND TRUSTEES OF DAVID H. 
SCOTT AND ALL OTHER PERSONS CLAIMING BY, 
THROUGH, UNDER, AND AGAINST THE NAMED DEFENDANTS; THE UNKNOWN HEIRS, DEVISEES, BENEFICIARIES, GRANTEES, ASSIGNS, CREDITORS, LIENORS, AND TRUSTEES OF DONNA MCCAIN NIKORIUK AND ALL OTHER PERSONS CLAIMING BY, 
THROUGH, UNDER, AND AGAINST THE NAMED DEFENDANTS; THE UNKNOWN SPOUSE OF SUSAN LORENE RAY; THE UNKNOWN TENANT IN 
POSSESSION, 
Defendant(s). 
TO: THE UNKNOWN HEIRS, DEVISEES, BENEFICIARIES, GRANTEES, ASSIGNS, CREDITORS, LIENORS, AND TRUSTEES OF DAVID H. SCOTT AND ALL OTHER PERSONS CLAIMING BY, THROUGH, UNDER, AND AGAINST THE NAMED DEFENDANTS 
LAST KNOWN ADDRESS: UNKNOWN 
CURRENT ADDRESS: UNKNOWN 
TO: THE UNKNOWN HEIRS, DEVISEES, BENEFICIARIES, GRANTEES, ASSIGNS, CREDITORS, LIENORS, AND TRUSTEES OF DONNA MCCAIN NIKORIUK AND ALL OTHER PERSONS CLAIMING BY, THROUGH, UNDER, AND AGAINST THE NAMED DEFENDANTS 
LAST KNOWN ADDRESS: UNKNOWN 
CURRENT ADDRESS: UNKNOWN 
YOU ARE HEREBY NOTIFIED that a civil action has been filed against you in the Circuit Court of Lee County, Florida, to foreclose certain real property described as follows: 
UNIT B-104 OF ROYAL VISTA CONDOMINIUM, ACCORDING TO THE DECLARATION OF CONDOMINIUM THEREOF RECORDED IN OFFICIAL RECORDS BOOK 1704, PAGE 3627, OF THE PUBLIC RECORDS OF LEE COUNTY, FLORIDA, AND ALL AMENDMENTS THERETO, TOGETHER WITH ITS UNDIVIDED SHARE IN THE COMMON ELEMENTS. 
Property address: 3708 Southeast 12th Avenue, 104, Cape Coral, FL 33904 
You are required to file a written response with the Court and serve a copy of your written defenses, if any, to it on Padgett Law Group, whose address is 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312, within thirty (30) days from the date of first publication, and file the original with the clerk of this court either before service on Plaintiffs attorney or immediately thereafter; otherwise, a default will be entered against you for the relief demanded in the complaint. 
DATED this the 24th day of March, 2026. 
Kevin C. Karnes 
CLERK OF THE CIRCUIT COURT 
As Clerk of the Court 
(SEAL) BY: K Harris 
Deputy Clerk 
Padgett Law Group 
6267 Old Water Oak Road, Suite 203 
Tallahassee, FL 32312 
attorney@padgettlawgroup.com 
TDP File No. 25-014770-1 
Mar. 27; Apr. 3, 2026 	 26-01189L